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CATY · Cathay General Bancorp

$63.23 -0.32 (-0.50%)
Market Cap
$4.26B
Shares
67.04M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$63.55 Open$62.73 Day$62.72–63.61 52W$42.75–63.91 Avg vol 30d566K Short int2.7M · 4.0% float · 5.4d Short vol67% Last earningsJul 22, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +20%
      above
      Price vs 50-day avg +6%
      above
      RSI (14) 61
      neutral
      MACD trend Negative
      52-week position 98%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +3%
      trailing
      6-month return +22%
      trailing
      YTD return +32%
      this year
      Relative strength +15%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $60 › 200d $53 — 50d above 200d
      Institutional flow Accumulating
      66 of 288 funds reported for Jun 30 · net +27.3K sh shares · +11 new
      Insider flow Distributing
      Net -$2.9M over 90 days · 100% sells
      Short interest Rising
      3.99% of float · ▲ +5.2% MoM · 5.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      288 holders — near 3-yr high, broad support
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +3%
      Y/Y
      EPS growth +15%
      Y/Y
      Free cash flow $363.7M
      Valuation P/E 13.1
      below peers
      Buyback $11.5M
      remaining
      Balance sheet $481.2M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −12%
      past year
      ATR 1.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Loan growth · full-year Maintained 3.5% – 4.5%
      Deposit growth · full-year Maintained 4% – 5%
      Adjusted noninterest expense · full-year Non-GAAP Initiated 3.5% – 4.5%
      NIM · full-year Initiated 3.4% – 3.5%
      Effective tax rate · full-year Initiated 21%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +20% Bullish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Negative Bearish
      52-week position
      98% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $60 › 200d $53 — 50d above 200d
      Institutional flow Accumulating
      66 of 288 funds reported for Jun 30 · net +27.3K sh shares · +11 new
      Insider flow Distributing
      Net -$2.9M over 90 days · 100% sells
      Short interest Rising
      3.99% of float · ▲ +5.2% MoM · 5.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      288 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $43 Now $64 · 98% 52-wk high $64
      vs 200-day avg +20% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Net interest spread 2.71% Q1 2026
      Allowance for credit losses 208.4M Q4 2025
      Return on average stockholders' equity 10.87% FY2025
      Tier 1 leverage capital ratio 10.91% Q4 2025
      Tier 1 risk-based capital ratio 13.27% Q4 2025
      Total risk-based capital ratio 14.93% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CATY
      Cathay General Bancorp
      this stock
      $4.26B +32.3% +2.9% 13.1 4.0%
      HDB
      Hdfc Bank Ltd
      $121.08B -35.5% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $119.51B +37.8% 0.1%
      IBN
      Icici Bank Ltd
      $106.74B +1.5% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      295
      % held
      65.9%
      Reported
      66 of 288
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      318
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.7M
      Days to cover
      5.4d
      Change
      +133.2K sh
      View
      Short Volume
      Short vol %
      67%
      As of
      Jul 29, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      4.1K
      Value
      $254.2K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      40.5%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$2.9M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Mar 3, 2026
      View
      Financials
      Financials
      Net income (FY)
      $315.1M
      EPS diluted
      $4.54
      View
      Buybacks
      Authorized
      $200.0M
      Remaining
      $11.5M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 22, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $1.7M
      Shares
      30.0K
      Filed
      Jun 4, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 22, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      CATY +2.4% +2.8% +22.0% +2.5% +32.3%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY +3.4% +2.8% +14.6% +3.3% +23.6%

      Capital returns

      Latest dividend
      $0.38 / share · ex May 28, 2026
      Raised 11.8%
      Paid (TTM)
      $1.44 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.27%
      Buyback program · as of Jun 30, 2021
      Authorized
      $200.00M
      Spent (derived)
      $188.50M
      Remaining
      $11.50M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 861842 CUSIP 149150104 13F (30d) 63 filings 62 filers Visit website Investor relations