CBNK · Capital Bancorp Inc
$40.02
-0.43 (-1.06%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$580.75M
Shares
16.29M
Volume · Oct 5
233.81K
Avg daily vol (3M)
73.7K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$40.45
Open$39.95
Day$39.95–40.70
52W close$26.61–40.45
Avg vol 30d96K
Short int699K · 4.3% float · 16.9d
Short vol33%
Last earningsApr 27, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
filed Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$253.89M
Trailing 12 months
Net income (TTM)
$56.37M
Trailing 12 months
Revenue growth YoY
+7.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.9
Trailing earnings · reciprocal yield 8.4%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$418.26M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.6%
Year over year · fewer shares
Price change (1Y)
+33.0%
Trailing year
Short interest
4.3%
Latest settlement · 16.9 days to cover
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+24%
above
Price vs 50-day avg
+10%
above
RSI (14)
77
overbought
MACD trend
Positive
52-week position
100%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+10%
trailing
6-month return
+28%
trailing
YTD return
+44%
this year
Relative strength
+16%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +18 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
4.29% of float · ▲ +2.4% MoM · 16.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
126 holders — near 3-yr high, broad support
Squeeze score
85
high risk · 0–100
Fundamentals
EPS growth
+61%
Y/Y
Free cash flow
$68.0M
Valuation
P/E 10.5
below peers
Buyback
$12.4M
remaining
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+24%
Bullish
Price vs 50-day avg
+10%
Bullish
RSI (14)
77
Bearish
MACD trend
Positive
Bullish
52-week position
100%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Accumulating
+3% holders QoQ · +18 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
4.29% of float · ▲ +2.4% MoM · 16.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
126 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $27
Now $40 · 100%
Range high $40
vs 200-day avg +24%
vs 50-day avg +10%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Core Earnings per Share - Diluted non-GAAP | $0.87 | Three Months Ended June 30, 2026 filing | — |
| Core Efficiency Ratio non-GAAP | 66.14% | Three Months Ended June 30, 2026 filing | — |
| Core Loan Yield non-GAAP | 6.77% | three months ended June 30, 2026 filing | — |
| Core Net Interest Margin non-GAAP | 4.04% | three months ended June 30, 2026 filing | — |
| Core Return on Average Assets non-GAAP | 1.52% | Three Months Ended June 30, 2026 filing | — |
| Core Return on Average Equity non-GAAP | 13.8% | Three Months Ended June 30, 2026 filing | — |
| Gain on sale margin | 2.71% | the three months ended June 30, 2026 filing | — |
| Net Charge-Offs to Average Portfolio Loans, Annualized | 0.5% | Three Months Ended June 30, 2026 filing | — |
| Net interest margin | 5.64% | three months ended June 30, 2026 filing | — |
| Net interest spread | 4.64% | three months ended June 30, 2026 filing | — |
| Originations of loans held for sale | 106.9M | the three months ended June 30, 2026 filing | — |
| Pre-tax, Pre-Provision Net Revenue ("PPNR") non-GAAP | 22.1M | Three Months Ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net Income 14.25M
+4.2M Add: Income Tax Expense
+3.59M Add: Provision for Credit Losses
+65K Add: Provision for Credit Losses on Unfunded Commitments
= Pre-tax, Pre-Provision Net Revenue ("PPNR") 22.1M
|
|||
| Return on Average Tangible Common Equity | 15.51% | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CBNK
this stock
Capital Bancorp Inc
|
$580.75M | +43.6% | — | 10.5 | 4.3% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CBNK | +12.2% | +10.4% | +27.8% | +2.9% | +43.6% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | +12.4% | +10.8% | +15.6% | +2.0% | +30.7% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
$15.00M
Spent (derived)
$2.60M
Remaining
$12.40M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.