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$37.83 +0.05 (+0.13%) At close · Jul 29
Market Cap
$616.18M
Shares
16.29M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Net Income
$57.17M +84.6%
FY2025 Net Income FY2017–FY2025
Diluted EPS
$3.41 +60.8%
FY2025 Diluted EPS FY2017–FY2025
Operating Cash Flow
$69.72M +99.6%
FY2025 Operating Cash Flow FY2017–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017
$266.08M $260.87M $213.3M $183.21M $150.65M $123.24M $97.25M $82.18M $69.13M $56.67M
$199.34M $195.99M $154.75M $141.53M $140.61M $116.69M $84.07M $66.34M $57.89M $48.91M
$50.01M $49.19M $31.41M $24.98M $29.37M $50.64M $50.14M $25.69M $16.12M $15.15M
$1.05M $1.05M $262K $0
-$3.75M -$3.71M -$4.61M -$4.47M
$46.11M $41.68M $10.04M $6.55M $13.18M $15.84M $11.24M $7.76M
$72.52M $74.94M $41.83M $46.23M $54.23M $53.88M $35.14M $22.71M $17.75M $14.1M
$17.26M $17.77M $10.86M $10.35M $12.43M $13.9M $9.31M $5.82M $4.98M $6.99M
$55.26M $57.17M $30.97M $35.87M $41.8M $39.98M $25.82M $16.9M $12.77M $7.11M
$57.17M $30.97M $35.87M $41.81M $39.98M $25.82M $16.9M $12.77M $7.11M
$58.08M $62.88M $32.6M $39.53M $26.13M $37.19M $27.53M $17.5M $12.42M $6.93M
USD/shares $3.45 $2.12 $2.56 $2.98 $2.90 $1.87 $1.23 $1.05 $0.63
USD/shares $3.41 $2.12 $2.55 $2.91 $2.84 $1.87 $1.21 $1.02 $0.62
shares 16.58M 14.58M 14M 14.02M 13.8M 13.79M 13.73M 12.12M 11.26M
shares 16.77M 14.64M 14.08M 14.36M 14.08M 13.8M 13.97M 12.46M 11.43M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2017–FY2025: $26.6M in buybacks, $20.96M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
EV/EBIT
P/E (TTM)
11.39×
Peer median 13.07×

Peer medians compare against the 261 similar-size Banks - Regional companies (of 307 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023
Windsor AdvantageTM $19,629,000 $4,536,000
OpenSky $17,366,000 $15,999,000 $17,300,000
Capital Bank Home Loans $5,996,000 $6,074,000 $4,000,000
Commercial Bank $2,898,000 $3,713,000
Windsor Advantage $4,600,000

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Credit Card $17,366,000 $15,999,000 $17,273,000 $21,972,000 $27,884,000 $16,966,000 $7,602,000
Government Loan Servicing $15,513,000 $3,993,000 $0
Mortgage Banking $7,472,000 $7,146,000 $4,896,000 $4,866,000 $20,843,000 $32,273,000 $15,955,000
Government Lending $4,222,000 $2,301,000 $0
Bank Servicing $1,316,000 $883,000 $964,000 $767,000 $609,000 $520,000 $542,000
Key facts CIK 1419536 CUSIP 139737100 13F (30d) 17 filings 17 filers Visit website Investor relations