CHCO · City Holding Co
$140.06
-1.51 (-1.07%)
At close · Oct 7
Return incl. dividend (before tax)
Market Cap
$1.96B
Shares
14.05M
Volume · Oct 7
146.7K
Avg daily vol (3M)
124.04K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$140.06
Open$140.54
Day$139.01–140.95
52W close$116.62–147.98
Avg vol 30d125K
Short int984K · 7.0% float · 10.0d
Short vol79%
Last earningsFeb 4, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 5
Up next
filed Aug 5, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$321.94M
Trailing 12 months
Net income (TTM)
$131.79M
Trailing 12 months
Revenue growth YoY
+3.9%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
15.5
Trailing earnings · reciprocal yield 6.4%
FCF yield
7.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.8%
Year over year · fewer shares
Price change (1Y)
+14.6%
Trailing year
Short interest
7.0%
Latest settlement · 10.0 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 15.1 · calm
Equity put/call 0.63
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+8%
above
Price vs 50-day avg
−3%
below
RSI (14)
43
neutral
MACD trend
Negative
52-week position
75%
mid-range
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+11%
trailing
YTD return
+18%
this year
Relative strength
+1%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $144 › 200d $130 — 50d above 200d
Institutional flow
Accumulating
3 of 252 funds reported for Sep 30 · net +25 sh shares
Insider flow
Distributing
Net -$707.7K over 90 days · 100% sells
Short interest
Rising
7.00% of float · ▲ +4.0% MoM · 10.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
252 holders — near 3-yr high, broad support
Squeeze score
77
high risk · 0–100
Fundamentals
Revenue growth
+3%
Y/Y
EPS growth
+13%
Y/Y
Free cash flow
$128.4M
Valuation
P/E 15.3
rich
Balance sheet
$41.9M
net cash
Quant / Vol
risk profile
Volatility
18%
annualized · 1-yr
Max drawdown
−9%
past year
ATR
1.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+8%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
43
Neutral
MACD trend
Negative
Bearish
52-week position
75%
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $144 › 200d $130 — 50d above 200d
Institutional flow
Accumulating
3 of 252 funds reported for Sep 30 · net +25 sh shares
Insider flow
Distributing
Net -$707.7K over 90 days · 100% sells
Short interest
Rising
7.00% of float · ▲ +4.0% MoM · 10.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
252 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $117
Now $140 · 75%
Range high $148
vs 200-day avg +8%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Efficiency ratio | 48.1% | three months ended June 30, 2026 filing | — |
| Net interest income, fully taxable equivalent non-GAAP | $61.03M | three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net interest income ("GAAP") $60.76M
+$275K Taxable equivalent adjustment
= Net interest income, fully taxable equivalent $61.03M
|
|||
| Net interest margin | 3.97% | the second quarter of 2026 filing | — |
| Non-interest income as a percent of total revenue | 25.4% | three months ended June 30, 2026 filing | — |
| Tangible common equity to tangible assets non-GAAP | 9.85% | three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CHCO
this stock
City Holding Co
|
$1.96B | +17.5% | +3.2% | 15.3 | 7.0% |
|
MFG
Mizuho Financial Group Inc
|
$130.35B | +47.1% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$113.79B | -39.4% | -3.2% | — | 0.7% |
|
ITUB
Itau Unibanco Holding S.A.
|
$107.35B | +36.0% | — | — | 0.2% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +13.8% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CHCO | +0.7% | -2.7% | +11.5% | +0.7% | +17.5% |
| SPY | +1.9% | +1.9% | +10.8% | +1.9% | +14.0% |
| vs SPY | -1.2% | -4.7% | +0.7% | -1.2% | +3.5% |
Capital returns
Latest dividend
$0.87
/ share · ex Jul 15, 2026
Declared · upcoming
$1.00
/ share · ex Oct 15, 2026
Paid (TTM)
$3.48
/ share · 4 payouts
Dividend yield (TTM, derived)
2.48%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.