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CPAY · Corpay, Inc.

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$462.22 +6.21 (+1.36%) At close · Nov 13
S&P 500 member Russell 1000 member Rebalance outlook locked
Market Cap
$29.57B
Shares
63.97M
Volume · Nov 13 310.59K Avg daily vol (3M) 482.05K

Price & Indicators

Drag to pan · scroll to zoom
Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$462.22 Open$459.44 Day$458.66–465.32 52W close$272.78–462.22 Avg vol 30d515K Short int3.6M · 5.6% of shares · 8.8d Short vol71% Last earningsNov 4, 2026 DataJan 2020–Nov 2026 Filing10-Q · Nov 5

Up next

Next earnings call
Feb 3, 2027 Est · unconfirmed · in 11 wks
Q3 2026 earnings call transcript
call held Nov 4, 2026
Play latest call

Latest documents

2026
Nov 5
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Quarterly report for FY2026 Q3 AI summary on its way
Revenue $1.38B ▲ 17.9% Net income $378.42M ▲ 36.2% Diluted EPS $5.66 ▲ 44.8%
Nov 4
Earnings call
Raises guidance after strong quarterly performance

Corpay posted Q3 revenue of $1.38 billion, up 18%, and cash EPS of $754, up 32%. It raised 2026 revenue guidance to $5.35 billion and adjusted EPS guidance to $28, and expects 9% to 11% organic revenue growth in 2027.

6 source passages
CorPay combines a pretty rare combination of growth, margins, and free cash flow. We reported Q3 revenue of $1.38 billion. That's up 18%. And cash EPS of $754. That's up 32%. Now, let me share some additional information on our updated 2026 full year and fourth quarter outlook. We are raising our full year revenue guidance to $5.35 billion at the midpoint, growing 18% year over year. We are also raising full-year adjusted EPS guidance to $28 at the midpoint, going 31% year-over-year. We are, again, outlooking 9% to 11% organic revenue growth in 2027. Open the document at this passage
Nov 4
Current report 8-K
Revenue and adjusted earnings rise as 2026 outlook increases

Corpay reported 18% revenue growth, 11% organic revenue growth and 32% adjusted net income per diluted share growth. It raised fiscal year 2026 revenue guidance to $5.340 billion-$5.360 billion.

Financial results, Regulation FD disclosure
5 source passages
•Revenues increased 18% to $1,381.9 million in the third quarter of 2026, compared with $1,172.5 million in the third quarter of 2025. •Organic revenue growth1 of 11% in the third quarter of 2026. •Adjusted net income per diluted share1,2 increased 32% to $7.54 per diluted share in the third quarter of 2026, compared with $5.70 per diluted share in the third quarter of 2025. For fiscal year 2026, Corpay, Inc.'s financial guidance1 is revised as follows: •Total revenues between $5.340 billion and $5.360 billion, growing 18% at the midpoint year over year; Open the document at this passage
Aug 10
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $1.34B ▲ 21.5% Net income $248.31M ▼ 12.6% Diluted EPS $3.70 ▼ 7.0%
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$5.23B
Trailing 12 months
Net income (TTM)
$1.24B
Trailing 12 months
Revenue growth YoY
+17.9%
Year over year
Operating margin
43.9%
Trailing 12 months
P / E (TTM)
25.4
Trailing earnings · reciprocal yield 3.9%
FCF yield
4.5%
TTM · current market cap
Return on invested capital
14.3%
Trailing 12 months
Net cash
−$8.16B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-6.7%
Year over year · fewer shares
Price change (1Y)
+63.3%
Trailing year
Short interest
5.6%
Latest settlement · 8.8 days to cover
View all 125 metrics

Quarterly results

Revenue Net income Net loss
▲10.4% $1.03B $245.96M '24 Q4* ▲7.5% $1.01B $243.23M '25 Q1 ▲12.9% $1.10B $284.17M '25 Q2 ▲13.9% $1.17B $277.94M '25 Q3 ▲20.7% $1.25B $264.48M '25 Q4* ▲25.4% $1.26B $350.07M '26 Q1 ▲21.5% $1.34B $248.31M '26 Q2 LATEST ▲17.9% $1.38B $378.42M '26 Q3

* Q4 derived as the full year minus Q1 to Q3.

AI Brief

Q2 FY26 earnings call · Aug 5, 2026
Q2 FY26

TL;DR. Corpay reported Q2 2026 revenue up 21% to $1,338.8M with 10% organic growth, raised full-year 2026 revenue guidance to $5.31B (17% growth) and adjusted EPS guidance to $27.35 (28% growth) at the midpoints, while also announcing the EPICS divestiture and recording a $100M FTC settlement charge.

Bullish
  • + Q2 revenue grew 21% to $1,338.8M with 10% organic growth and adjusted EPS up 36% to $7.00
  • + Raised full-year 2026 revenue guidance to $5.31B (17% growth) and adjusted EPS guidance to $27.35 (28% growth) at midpoints
  • + Adjusted EBITDA margin expanded ~100 bps to 57.3% on operating leverage and macro tailwind
  • + Corporate Payments delivered 16% organic revenue growth; combined Corporate Payments + Vehicle Payments segments grew 12% organically and represented 84% of revenue
  • + Leverage finished at 2.55x with $1.6B revolver capacity; refinanced entire debt stack and upsized revolver by $1B to $3.7B
  • + Repurchased $321M of stock (1M shares) in Q2 with $1.4B remaining under authorization
Bearish
  • − Recorded $100M preliminary FTC settlement charge subject to commission approval
  • − GAAP net income attributable to Corpay fell 13% to $248.3M and diluted EPS fell 7% to $3.70
  • − EPICS divestiture expected to reduce 2026 revenue by ~$40M (~$10M/month)
  • − Management expects back-half EBITDA margins to run slightly below prior year, signaling limited further margin expansion

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +28%
above
Price vs 50-day avg +13%
above
RSI (14) 74
overbought
MACD trend Positive
52-week position 100%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +16%
trailing
6-month return +32%
trailing
YTD return +54%
this year
Relative strength +32%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $410 › 200d $362 — 50d above 200d
Institutional flow Accumulating
696 of 743 funds reported for Sep 30 · net +566.5K sh shares · +106 new
Insider flow Distributing
Net -$108.3M over 90 days · 100% sells
Short interest Rising
5.59% of shares out · ▲ +2.1% MoM · 8.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
743 holders — near 3-yr high, broad support
Squeeze score 74
high risk · 0–100
Fundamentals
Strong
Revenue growth +14%
Y/Y
EPS growth +8%
Y/Y
Free cash flow $1.3B
Valuation P/E 25.4
below peers
Buyback $1.6B
remaining
Balance sheet $7.6B
net debt
Quant / Vol
risk profile
Moderate
Volatility 36%
annualized · 1-yr
Max drawdown −20%
past year
ATR 2.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 6 of last 8
Latest guidance · from the Earnings Call filed Aug 5, 2026
Revenue · rest of the year $15M
EPS · rest of the year $0.20
Previous outlook earlier release · from the 8-K filed May 7, 2026

Still-open targets the latest release did not restate under the same label.

Interest expense · fiscal year 2026 $415M – $445M
Adjusted effective tax rate · fiscal year 2026 25% – 27%
Weighted average U.S. fuel prices (assumption) · fiscal year 2026 $4
Prior guidance period ended · from the Earnings Call filed Aug 5, 2026
Organic revenue growth · Q3 2026 9% – 11%
Guided vs delivered · last 8 settled
Revenue third quarter of 2026
guided $1.36B
$1.38B Beat +2.0%
Net income per diluted share Q3 2026
guided $5.26 – $5.46
$5.66 Beat +5.6%
Revenue second quarter of 2026
guided $1.3B
$1.34B Beat +3.4%
Net income per diluted share Q2 2026
guided $4.59 – $4.79
$3.70 Miss −21.1%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+28% Bullish
Price vs 50-day avg
+13% Bullish
RSI (14)
74 Bearish
MACD trend
Positive Bullish
52-week position
100% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $410 › 200d $362 — 50d above 200d
Institutional flow Accumulating
696 of 743 funds reported for Sep 30 · net +566.5K sh shares · +106 new
Insider flow Distributing
Net -$108.3M over 90 days · 100% sells
Short interest Rising
5.59% of shares out · ▲ +2.1% MoM · 8.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
743 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $273 Now $462 · 100% Range high $462
vs 200-day avg +28% vs 50-day avg +13%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted net income attributable to Corpay non-GAAP $464.4M three months ended June 30, 2026 filing —
Adjusted net income per diluted share attributable to Corpay non-GAAP $7 three months ended June 30, 2026 filing —
Average monthly tag subscriptions 8M the second quarter of 2026 filing —
Fleet transactions 100.8M the three months ended June 30, 2026 filing —
Other transactions 22.9M the three months ended June 30, 2026 filing —
Pro forma and macro adjusted revenue - Corpay Consolidated non-GAAP $1.27B Three Months Ended June 30, 2026 filing —
Pro forma and macro adjusted revenue - Corporate Payments Spend non-GAAP $538.1M Three Months Ended June 30, 2026 filing —
Pro forma and macro adjusted revenue - Lodging Payments Room Nights non-GAAP $122.5M Three Months Ended June 30, 2026 filing —
Pro forma and macro adjusted revenue - Other non-GAAP $86.7M Three Months Ended June 30, 2026 filing —
Pro forma and macro adjusted revenue - Vehicle Payments Transactions non-GAAP $523.5M Three Months Ended June 30, 2026 filing —
Adjusted EBITDA non-GAAP $1.46B Six Months Ended June 30, 2026 —
Adjusted EBITDA margin non-GAAP 56% Six Months Ended June 30, 2026 —
EBITDA non-GAAP $1.33B Six Months Ended June 30, 2026 —
Key Performance Metric - Corporate Payments Spend non-GAAP $94.64B Three Months Ended June 30, 2026 —
Key Performance Metric - Lodging Payments Room Nights non-GAAP 7.5M Three Months Ended June 30, 2026 —
Key Performance Metric - Other Transactions non-GAAP 450.4M Three Months Ended June 30, 2026 —
Key Performance Metric - Vehicle Payments Transactions non-GAAP 147.6M Three Months Ended June 30, 2026 —
Tag transactions 8M the second quarter of 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Infrastructure — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CPAY
Corpay, Inc.
this stock
$29.57B +53.6% +13.9% 25.4 5.6%
MSFT
Microsoft Corp
 $3.89T +8.3% +6.9% 27.4 0.8%
PLTR
Palantir Technologies Inc.
 $404.77B -5.5% +56.2% 117.5 2.3%
ORCL
Oracle Corp
 $379.03B -35.7% +17.3% 19.7 1.5%
PANW
Palo Alto Networks Inc
 $263.59B +74.9% +29.0% — 2.5%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
813
% held
103.0%
Reported
696 of 743
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
731
View
Short & Settlement
Short Interest Rising
Shares short
3.6M
Days to cover
8.8d
Change
+74.3K sh
View
Short Volume
Short vol %
71%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
463
Value
$186.2K
As of
Oct 9, 2026
View
Off-Exchange
Off-exchange %
41.5%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$108.3M
Buyers / Sellers
0 / 3
Buyers Sellers
View
Congressional Trades Sell
Member
April McClain Delaney
Amount
$15.0K–$50.0K
Traded
Aug 7, 2026
View
Financials
Financials
Revenue (FY)
$4.5B
Net income (FY)
$1.1B
EPS diluted
$15.03
View
Buybacks
Authorized · 2 programs
$23.2B
Remaining
$1.6B
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Nov 5, 2026
This year
21
View
Proposed Sales
Value
$1.6M
Shares
3.8K
Filed
Aug 21, 2026
View
Earnings & Events
Webcasts Upcoming
Next webcast
Dec 1, 2026
Last webcast
Nov 10, 2026
View
Investor Relations
Latest news
Corpay to Participate in Upcoming…
Published
Nov 6, 2026
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
CPAY +1.6% +15.6% +32.2% +15.3% +53.6%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY -1.0% +16.8% +31.7% +15.5% +43.0%

Capital returns

Buyback programs · 2 active · as of Oct 22, 2026
Authorized (total)
$23.20B
Spent (derived)
$21.60B
Remaining
$1.60B
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1175454 CUSIP 219948106 13F (30d) 623 filings 588 filers Visit website Investor relations