CPAY · Corpay, Inc.

Track CPAY — free

$388.60 -4.10 (-1.04%)

S&P 500 member Russell 1000 member Rebalance outlook locked

Market Cap

$25.65B

65.66M

Volume · Sep 30 802.98K Avg daily vol (3M) 494.03K

Up next

Next earnings call

Nov 4, 2026 Est · unconfirmed · in 5 wks

Latest filing: 10-Q

filed Aug 10, 2026

Q2 2026 earnings call transcript

call held Aug 5, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$5.02B

Trailing 12 months

Net income (TTM)

$1.14B

Trailing 12 months

Revenue growth YoY

+21.5%

Year over year

Operating margin

43.7%

Trailing 12 months

P / E (TTM)

23.9

Trailing earnings · reciprocal yield 4.2%

FCF yield

6.4%

TTM · current market cap

Return on invested capital

9.7%

Trailing 12 months

Net cash

−$11.99B

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

-7.1%

Year over year · fewer shares

Price change (1Y)

+32.7%

Trailing year

Short interest

4.8%

Latest settlement · 7.3 days to cover

View all 115 metrics

AI Brief

Q2 FY26 earnings call · Aug 5, 2026

Q2 FY26

TL;DR. Corpay reported Q2 2026 revenue up 21% to $1,338.8M with 10% organic growth, raised full-year 2026 revenue guidance to $5.31B (17% growth) and adjusted EPS guidance to $27.35 (28% growth) at the midpoints, while also announcing the EPICS divestiture and recording a $100M FTC settlement charge.

Bullish

+ Q2 revenue grew 21% to $1,338.8M with 10% organic growth and adjusted EPS up 36% to $7.00
+ Raised full-year 2026 revenue guidance to $5.31B (17% growth) and adjusted EPS guidance to $27.35 (28% growth) at midpoints
+ Adjusted EBITDA margin expanded ~100 bps to 57.3% on operating leverage and macro tailwind
+ Corporate Payments delivered 16% organic revenue growth; combined Corporate Payments + Vehicle Payments segments grew 12% organically and represented 84% of revenue
+ Leverage finished at 2.55x with $1.6B revolver capacity; refinanced entire debt stack and upsized revolver by $1B to $3.7B
+ Repurchased $321M of stock (1M shares) in Q2 with $1.4B remaining under authorization

Bearish

− Recorded $100M preliminary FTC settlement charge subject to commission approval
− GAAP net income attributable to Corpay fell 13% to $248.3M and diluted EPS fell 7% to $3.70
− EPICS divestiture expected to reduce 2026 revenue by ~$40M (~$10M/month)
− Management expects back-half EBITDA margins to run slightly below prior year, signaling limited further margin expansion

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 16 · calm Equity put/call 0.38

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +14%

above

Price vs 50-day avg −2%

below

RSI (14) 42

neutral

MACD trend Negative

52-week position 81%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Strong

1-month return −3%

trailing

6-month return +29%

trailing

YTD return +31%

this year

Relative strength +16%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $400 › 200d $346 — 50d above 200d

Institutional flow Accumulating

+8% holders QoQ · +111 funds added

Insider flow Distributing

Net -$113.4M over 90 days · 100% sells

Short interest Rising

4.75% of float · ▲ +14.2% MoM · 7.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

740 holders — near 3-yr high, broad support

Squeeze score 71

high risk · 0–100

Fundamentals

Strong

Revenue growth +14%

Y/Y

EPS growth +8%

Y/Y

Free cash flow $1.3B

Valuation P/E 23.8

below peers

Buyback $1.4B

remaining

Balance sheet $7.6B

net debt

Quant / Vol

risk profile

Moderate

Volatility 37%

annualized · 1-yr

Max drawdown −20%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Beat or met 4 of last 8

Latest guidance · from the Earnings Call filed Aug 5, 2026

full-year 2026

Revenue guidance Initiated $5.31B

prior FY $4.53B midpoint +17.3% Y/Y

Cash EPS Non-GAAP Initiated $27.35

Free cash flow Non-GAAP Initiated $1.8B

Revenue $1.36B

prior qtr $1.34B midpoint +1.2% QoQ

Adjusted EPS Non-GAAP $7.15

Guided vs delivered · last 8 settled

Total revenues For fiscal year 2024

guided $3.98B – $4.03B

guided $3.98B – $4.03B $3.97B Miss −0.6%

Net income per diluted share For fiscal year 2024

guided $14.85 – $15.15

guided $14.85 – $15.15 $13.97 Miss −6.9%

Third quarter revenues Third quarter of 2024

guided $1.02B – $1.04B

guided $1.02B – $1.04B $1.03B In line

Revenues second quarter 2024

guided $960M – $980M

guided $960M – $980M $975.71M In line

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 5 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+14% Bullish

Price vs 50-day avg

−2% Neutral

RSI (14)

42 Neutral

MACD trend

Negative Bearish

52-week position

81% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $400 › 200d $346 — 50d above 200d

Institutional flow Accumulating

+8% holders QoQ · +111 funds added

Insider flow Distributing

Net -$113.4M over 90 days · 100% sells

Short interest Rising

4.75% of float · ▲ +14.2% MoM · 7.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

740 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $255 Now $393 · 81% Range high $425

vs 200-day avg +14% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted EBITDA non-GAAP	$767.2M	three months ended June 30, 2026 filing	—
Adjusted EBITDA margin non-GAAP	57.3%	three months ended June 30, 2026 filing	—
Adjusted net income attributable to Corpay non-GAAP	$464.4M	three months ended June 30, 2026 filing	—
Adjusted net income per diluted share attributable to Corpay non-GAAP	$7	three months ended June 30, 2026 filing	—
Average monthly tag subscriptions	8M	the second quarter of 2026 filing	—
EBITDA non-GAAP	$689.4M	Three Months Ended June 30, 2026 filing	—
Fleet transactions	100.8M	the three months ended June 30, 2026 filing	—
Key Performance Metric - Other Transactions	450.4M	Three Months Ended June 30, 2026 filing	—
Other transactions	22.9M	the three months ended June 30, 2026 filing	—
Pro forma and macro adjusted revenue - Corpay Consolidated non-GAAP	$1.27B	Three Months Ended June 30, 2026 filing	—
Pro forma and macro adjusted revenue - Corporate Payments Spend non-GAAP	$538.1M	Three Months Ended June 30, 2026 filing	—
Pro forma and macro adjusted revenue - Lodging Payments Room Nights non-GAAP	$122.5M	Three Months Ended June 30, 2026 filing	—
Pro forma and macro adjusted revenue - Other non-GAAP	$86.7M	Three Months Ended June 30, 2026 filing	—
Pro forma and macro adjusted revenue - Vehicle Payments Transactions non-GAAP	$523.5M	Three Months Ended June 30, 2026 filing	—
Room nights	7.5M	the three months ended June 30, 2026 filing	—
Spend volume	$94.64B	the three months ended June 30, 2026 filing	—
Tag transactions	23.9M	the three months ended June 30, 2026 filing	—
Transactions	147.6M	the three months ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Infrastructure — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
CPAY Corpay, Inc. this stock	$25.65B	+30.5%	+13.9%	23.8	4.8%
MSFT Microsoft Corp	$3.83T	+5.2%	+6.9%	28.8	0.9%
PLTR Palantir Technologies Inc.	$455.79B	+5.2%	+56.2%	162.1	2.5%
ORCL Oracle Corp	$414.55B	-29.3%	+17.3%	21.5	1.7%
PANW Palo Alto Networks Inc	$306.54B	+110.9%	+29.0%	—	2.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

740

% held: 99.3%
Net QoQ: +405.2K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

723

View

Short & Settlement

Short Interest Rising

Shares short

3.1M

Days to cover: 7.3d
Change: +389.3K sh

View

Short Volume

Short vol %

61%

As of: Sep 30, 2026

Short Total

View

Fails to Deliver

FTD shares

3.7K

Value: $1.5M
As of: Sep 10, 2026

View

Off-Exchange

Off-exchange %

40.8%

Week of: Aug 24, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$113.4M

Buyers / Sellers: 0 / 4

Buyers Sellers

View

Congressional Trades Sell

Member

April McClain Delaney

Amount: $15.0K–$50.0K
Traded: Aug 7, 2026

View

Financials

Revenue (FY)

$4.5B

Net income (FY): $1.1B
EPS diluted: $15.03

View

Buybacks

Authorized

$11.1B

Remaining: $1.4B

Spent Remaining

View

Filings

SEC Filings

Latest

Investor Event Transcript

Filed: Aug 27, 2026
This year: 17

View

Proposed Sales

Value

$1.6M

Shares: 3.8K
Filed: Aug 21, 2026

View

Earnings & Events

Earnings Calls

Last call

Aug 27, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
CPAY	-0.1%	-2.9%	+29.2%	-2.9%	+30.5%
SPY	-1.2%	-0.4%	+13.1%	-0.4%	+12.1%
vs SPY	+1.1%	-2.5%	+16.2%	-2.5%	+18.4%

Capital returns

Buyback program · as of Jun 30, 2026

Authorized

$11.10B

Spent (derived)

$9.70B

Remaining

$1.40B

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1175454 CUSIP 219948106 13F (30d) 20 filings 16 filers Visit website Investor relations

CPAY · Corpay, Inc.

Price & Indicators

Up next

Metrics snapshot

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns