CPKF · Chesapeake Financial Shares Inc · Investor Relations

A "Top Performing Community Bank" in the U.S. for the nineteenth consecutive year KILMARNOCK, VA / ACCESS Newswire / October 20, 2026 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the third quarter of 2026 of $5,572,245 compared to $4,850,253 for the third quarter of 2025. The reported earnings per share were $1.186 fully diluted as compared to $1.029 for the third quarter of 2025. The company continues to experience strong organic growth. Total assets ended the quarter at $1,741,726,178, a 6.4% increase from September 30, 2025. Nonperforming assets were 0.246% as of September 30, 2026 compared to 0.493% at September 30, 2025; these percentages are both well below peer group percentages. At the October 16, 2026 Chesapeake Financial Shares Board of Directors meeting, the Board declared a quarterly dividend of $0.20 per share effective

Built from the ground up by and for community financial institutions, Rebolt brings PayPal, Venmo, stablecoin networks, and instant payments to business customers - inside the bank platforms they already use, making direct payments quicker and easier than ever. KILMARNOCK, VA / ACCESS Newswire / September 21, 2026 / Rebolt Financial Technology announced the first financial institutions, Chesapeake Bank and Reading Cooperative Bank, are live on its community bank-owned payment utility that is purpose-built for small business banking. Additional banks are in implementation, covering both COCC and Jack Henry cores. The launch addresses a gap community bankers have watched widen for years. Small businesses are turning to software providers and payment apps outside of the bank because they need easy, instant payment options. Rebolt implements those capabilities directly within the bank's online banking environment without requiring institutions to replace existing infrastructure or

KILMARNOCK, VA / ACCESS Newswire / August 31, 2026 / Chesapeake Bank announces that Casey Porter has joined Chesapeake Payment Systems (CPS) as President and will succeed Kate Root, who plans to retire at the end of 2026 after a distinguished career leading the division. A division of Chesapeake Bank since 1995, Chesapeake Payment Systems is headquartered at the Chesapeake Tech Center just outside of Williamsburg in Norge, Virginia, and provides payment acceptance and processing solutions for businesses throughout the bank's Virginia markets and across the United States through strategic partner relationships. Porter brings more than 25 years of leadership experience in payments and financial technology. Throughout his career, he has driven growth, innovation, strategic partnerships, and business enablement while serving in leadership positions with REPAY, Visa ®, TSYS, and BlueSquare. His experience includes leading global initiatives focused on embedded finance, payment acceptance,

A "Top Performing Community Bank" in the U.S. for the nineteenth consecutive year KILMARNOCK, VA / ACCESS Newswire / July 21, 2026 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the second quarter of 2026 of $8,182,181. Included in this net income is $2.7 million representing a one-time gain from the company's sale of its share of Bearing Insurance. The reported earnings per share were $1.745 fully diluted as compared to $0.669 at June 30, 2025. Total assets ended the quarter at $1,730,716,991, a 5.8% increase from June 30, 2025. The company continues to experience strong organic growth. Total assets have grown 44% since December 31, 2020. Nonperforming assets were 0.256% as of June 30, 2026 compared to 0.483% at June 30, 2025; these percentages are both well below peer group percentages. At the July 17, 2026 Chesapeake Financial

KILMARNOCK, VA / ACCESS Newswire / May 13, 2026 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, announced the sale of its membership interest (held by Chesapeake Bank) in Bearing Insurance Group, LLC to an unaffiliated party, effective May 1, 2026. The Company estimates it will recognize a pre-tax gain of approximately $3.75 million on the transaction and will be reported in the Company's financial results for the second quarter of 2026. For more information about Chesapeake Financial Shares stock (CPKF), or to receive daily e-mail alerts of our stock price, see www.chesapeakefinancialshares.com . The company is followed by Zacks Investment Research, and a copy of their report can also be found on this site or at www.zacks.com . Chesapeake Financial Shares is an over-the-counter, publicly traded stock. Follow Chesapeake Bank on Facebook , Instagram , Threads

A "Top Performing Community Bank" in the U.S. for the eighteenth consecutive year KILMARNOCK, VA / ACCESS Newswire / April 21, 2026 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the first quarter of 2026 of $5,390,860. The reported earnings per share were $1.147 fully diluted as compared to $1.364 at December 31, 2025. Total assets ended the quarter at $1,730,015,652, a 3.6% increase from year-end. Nonperforming assets were 0.359% as of March 31, 2026 compared to 0.352% at year-end. This level of nonperforming assets is significantly below peer group banks. Additionally, there is no Other Real Estate Owned (OREO) at quarter-end. Net loans have grown 5.7% from year-end and 12.9% from the first quarter of 2025. Overall net interest margin continues to improve year-over-year ending the quarter at 3.98%. At the April 17, 2026 Chesapeake

Watch the Earnings Report Video KILMARNOCK, VA / ACCESS Newswire / March 12, 2026 / Chesapeake Financial Shares, Inc. (CFS) announced that its 125th Annual Shareholder Meeting will take place on April 3, 2026, marking the culmination of a record‑breaking year and the company's 125th anniversary celebration. Watch the Earnings Report Video: WATCH: Chesapeake Financial Shares 2025 Earnings Report - Chesapeake Bank In 2025, CFS delivered strong financial performance driven by disciplined strategy and long‑term positioning. Fourth quarter earnings totaled $6.45 million, more than double the prior year, while full‑year earnings reached $10 million. Total assets grew to $1.67 billion, loan growth exceeded targets, asset quality remained strong, and diversified non‑interest income divisions contributed meaningfully to results. Shareholders also benefited from continued dividend growth and a 51% total stock return for the year. For more information about Chesapeake Financial Shares stock

A "Top Performing Community Bank" in the U.S. for the eighteenth consecutive year KILMARNOCK, VA / ACCESS Newswire / January 27, 2026 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported 2025 fourth quarter earnings of $6,454,594 which were over double the fourth quarter of 2024. Earnings for calendar year 2025 of $10,000,366 represented a 12.5% decrease from 2024 earnings. The decrease is due to the company proactively repositioning approximately $75 million of investments into higher rates resulting in a $8,000,323 after tax charge to earnings in the first quarter. This repositioning, as well as deploying funds from a new subordinated debt issue, has strengthened earnings going forward. The reported earnings per share were $2.123 fully diluted as compared to $2.422 in 2024. Chesapeake Financial Shares ended the year December 31, 2025 with total assets