Skip to main content
$19.20 +0.29 (+1.53%) At close · Jul 28
Market Cap
$711.35M
Shares
37.05M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$19.20 Open$19.15 Day$18.95–19.46 52W$16.11–20.86 Avg vol 30d142K Short int797K · 2.2% float · 5.7d Short vol31% Last earningsJul 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

Next earnings call
Jul 30, 2026 Scheduled · this week
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Neutral Sentiment Bullish Fundamentals Fair Quant / Vol Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +4%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 60
      neutral
      MACD trend Negative
      52-week position 65%
      mid-range
      Volume (OBV) Bearish div.
      distributing
      Momentum
      relative strength
      Neutral
      1-month return +3%
      trailing
      6-month return +2%
      trailing
      YTD return −3%
      this year
      Relative strength −5%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 200d above 50d
      Institutional flow Distributing
      28 of 156 funds reported for Jun 30 · net -101 sh shares · +2 new
      Insider flow Accumulating
      Net +$3.4M over 90 days · 0% sells
      Short interest Falling
      2.15% of float · ▼ -2.2% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      156 holders — near 3-yr high, broad support
      Squeeze score 61
      elevated · 0–100
      Fundamentals
      Fair
      Revenue growth −1%
      Y/Y
      Free cash flow $70.0M
      Quant / Vol
      risk profile
      Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −21%
      past year
      ATR 2.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Apr 30, 2026
      Expense ratio impact of allocated costs related to the systems m · full year of 2026 Initiated 1.4%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +4% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      60 Neutral
      MACD trend
      Negative Bearish
      52-week position
      65% Neutral
      Volume (OBV)
      Bearish div. Bearish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $18 › 200d $18 — 200d above 50d
      Institutional flow Distributing
      28 of 156 funds reported for Jun 30 · net -101 sh shares · +2 new
      Insider flow Accumulating
      Net +$3.4M over 90 days · 0% sells
      Short interest Falling
      2.15% of float · ▼ -2.2% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      156 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $16 Now $19 · 65% 52-wk high $21
      vs 200-day avg +4% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Book value per share $17.54 Q1 2026
      Loss ratio - core losses 53.4% Q1 2026
      Return on average equity 13.4% Full year 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      DGICA
      Donegal Group Inc
      this stock
      $711.35M -3.0% -1.2% 2.2%
      CB
      Chubb Ltd
      $140.99B +16.8% +6.5% 12.9 1.1%
      PGR
      Progressive Corp/Oh/
      $128.27B +2.5% +16.3% 11.2 1.6%
      TKOMY
      Tokio Marine Holdings, Inc.
      $96.24B +37.0% 0.0%
      TRV
      Travelers Companies, Inc.
      $82.85B +37.4% +5.2% 10.7 3.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      154
      % held
      35.1%
      Reported
      28 of 156
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      168
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      797.5K
      Days to cover
      5.7d
      Change
      -18.4K sh
      View
      Short Volume
      Short vol %
      31%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      2.2K
      Value
      $40.9K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      41.2%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$3.4M
      Buyers / Sellers
      1 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $978.0M
      Net income (FY)
      $79.3M
      View
      Buybacks
      Remaining
      shares 3.2K
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 16, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $242.4K
      Shares
      12.0K
      Filed
      Dec 1, 2025
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Jul 30, 2026
      Last call
      Apr 30, 2026
      View
      Investor Relations
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      DGICA +3.2% +2.6% +2.4% +1.8% -3.0%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY +4.2% +2.6% -5.1% +2.6% -11.6%

      Capital returns

      Latest dividend
      $0.193 / share · ex May 1, 2026
      Raised 5.5%
      Paid (TTM)
      $0.742 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.86%
      Buyback program · as of Dec 31, 2014
      Authorized
      Spent (derived)
      Remaining
      shares 3,222

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 800457 CUSIP 257701201 13F (30d) 25 filings 25 filers Visit website Investor relations