EEFT · Euronet Worldwide, Inc. · Financials

$63.50 -0.14 (-0.22%) At close · Oct 2

S&P 400 member Russell 1000 member Rebalance outlook locked

Market Cap

$2.45B

37.40M

Volume · Oct 2 507.51K Avg daily vol (3M) 642.12K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Pull these statements through the financial statements API or MCP →

Revenue

$4.24B +6.4%

FY2025

Net Income

$309.5M +1.1%

FY2025

Gross Margin

36.49% -6.9pp

FY2020

Operating Margin

12.48% -0.1pp

FY2025

Diluted EPS

$6.84 +6%

FY2025

Operating Cash Flow

$559.8M -23.6%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow Adjusted All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009	FY2008
Revenue	+8.1%	+11.3%	+9.1%	$4.37B	$4.24B	$3.99B	$3.69B	$3.36B	$3B	$2.48B	$2.75B	$2.54B	$2.25B	$1.96B	$1.77B	$1.66B	$1.41B	$1.27B	$1.16B	$1.04B	$1.03B	$1.05B
Cost of Revenue	+5.1%	+7.8%	+8.8%	—	—	—	—	—	—	$1.58B	$1.56B	$1.49B	$1.36B	$1.17B	$1.08B	$1.03B	$892.93M	$812.06M	$740.73M	$675.57M	$678.37M	$703.84M
Gross Profit	+0.4%	+5.6%	+9.6%	—	—	—	—	—	—	$906M	$1.19B	$1.05B	$896.17M	$784.07M	$690.41M	$630.67M	$520.24M	$455.54M	$420.58M	$362.7M	$354.32M	$341.82M
Gross Margin	—	—	—	—	—	—	—	—	—	36.49%	43.4%	41.32%	39.79%	40.03%	38.96%	37.9%	36.81%	35.94%	36.22%	34.93%	34.31%	32.69%
Research & Development	+38.1%	+7.7%	—	—	—	—	—	—	—	—	—	—	—	—	—	$2.9M	$2.4M	$1.9M	$1.1M	$1.4M	$2M	—
Selling, General & Administrative	+9.3%	+10.9%	+9.1%	$392.4M	$372.2M	$315.3M	$296.8M	$285.1M	$252M	$221.61M	$211.94M	$216.81M	$190.3M	$165.35M	$156.39M	$157.27M	$129.43M	$120.58M	$112.51M	$92.62M	$86.71M	$85.42M
Amortization of Intangibles	-6.3%	-0.6%	-0.7%	$32.2M	$22.2M	$21.7M	$24.5M	$27M	$23.1M	$22.87M	$20.37M	$22.56M	$24.5M	$25.5M	$23.9M	$24.43M	$21.12M	$22.13M	$22.2M	$23.2M	—	—
Depreciation & Amortization	+0.6%	+1.7%	+7.1%	$152.4M	$138.5M	$131.8M	$132.9M	$135.9M	$135.8M	$127.02M	$111.74M	$106.02M	$95.03M	$80.53M	$70.03M	$71.46M	$65.05M	$64.17M	$60.46M	$57.5M	$55.88M	$57.21M
Total Operating Expenses	+7.7%	+8.8%	—	$3.87B	$3.71B	$3.49B	$3.26B	$2.97B	$2.81B	$2.44B	$2.27B	$2.18B	—	—	—	—	—	—	—	—	—	—
Total Costs & Expenses	+7.0%	+9.2%	+9.0%	—	—	—	—	—	—	$2.44B	$2.27B	$2.18B	$1.99B	$1.71B	$1.57B	$1.51B	$1.29B	$1.21B	$1.08B	$1.03B	$960.43M	$1.19B
Operating Income	+11.2%	+62.6%	+10.0%	$505.1M	$529.8M	$503.2M	$432.6M	$385.4M	$184M	$46.62M	$475.19M	$357.91M	$266M	$249.77M	$204.84M	$158.73M	$118.41M	$58.01M	$79.14M	$5.27M	$72.27M	-$149.02M
Operating Margin	—	—	—	—	12.48%	12.61%	11.73%	11.47%	6.14%	1.88%	17.28%	14.11%	11.81%	12.75%	11.56%	9.54%	8.38%	4.58%	6.81%	0.51%	7%	-14.25%
EBITDA	+8.6%	+30.9%	+9.3%	$657.5M	$668.3M	$635M	$565.5M	$521.3M	$319.8M	$173.64M	$586.94M	$463.94M	$361.03M	$330.3M	$274.87M	$230.19M	$183.46M	$122.17M	$139.59M	$62.77M	$128.15M	-$91.81M
Interest Expense	+31.1%	+18.2%	+13.0%	$71.6M	$84.5M	$80.5M	$55.6M	$37.5M	$38.3M	$36.6M	$36.24M	$37.57M	$32.57M	$28.33M	$24.81M	$12.33M	$10.14M	$19.65M	$21.39M	$20.45M	$25.72M	$36.35M
Interest Income	+126.4%	+86.1%	+26.7%	$20.6M	$23.2M	$23.8M	$15.2M	$2M	$700K	$1.04M	$1.97M	$1.32M	$2.44M	$1.7M	$2.17M	$2.55M	$2M	$3.99M	$5.75M	$3.24M	$3.25M	$10.61M
Other Non-Operating Income	—	—	—	-$43.1M	-$81.6M	-$54.3M	-$32.2M	-$62.8M	-$48.4M	-$38.45M	-$41.39M	-$63M	-$9.66M	-$16.88M	-$63.75M	-$17.23M	-$3.33M	-$10.67M	-$16.35M	-$20.29M	-$15.09M	-$51.65M
Equity in Earnings of Unconsolidated Entities	—	—	—	—	—	—	—	—	—	—	$0	-$117K	$48K	$0	$0	-$46K	$206K	$942K	$1.85M	$1.46M	$1.93M	$1.25M
Pretax Income	+11.6%	+122.8%	+12.3%	$462M	$448.2M	$448.9M	$400.4M	$322.6M	$135.6M	$8.17M	$433.81M	$294.92M	$256.34M	$232.89M	$141.09M	$141.5M	$115.09M	$47.33M	$62.79M	-$15.02M	$57.17M	—
Income Tax	+13.7%	+63.8%	+12.2%	$170.2M	$135.2M	$142.6M	$120.9M	$91.9M	$65.1M	$11.48M	$87.11M	$62.79M	$99.4M	$58.8M	$42.6M	$40.02M	$27.73M	$26.94M	$24.7M	$22.9M	$25.84M	-$7.34M
Net Income	+10.2%	—	+12.1%	$288.4M	$309.5M	$306M	$279.7M	$231M	$70.7M	-$3.4M	$346.75M	$232.85M	$156.85M	$174.42M	$98.81M	$101.65M	$87.99M	$20.54M	$36.96M	-$38.37M	$30.32M	-$193.47M
Net Margin	—	—	—	—	7.29%	7.67%	7.58%	6.88%	2.36%	-0.14%	12.61%	9.18%	6.96%	8.91%	5.58%	6.11%	6.23%	1.62%	3.18%	-3.7%	2.94%	-18.5%
Net Income Attributable to Noncontrolling Interests	—	+105.7%	—	—	$3.5M	$300K	-$200K	-$300K	-$200K	$95K	-$54K	-$720K	$95K	-$317K	-$316K	-$160K	-$633K	-$138K	$1.13M	$455K	$1.5M	-$935K
Comprehensive Income	+55.7%	+53.5%	+33.8%	$214.4M	$574.2M	$189.2M	$327.4M	$152.2M	-$7.9M	$67.28M	$332.9M	$176.27M	$273.05M	$129.28M	$31.2M	$14.18M	$88.6M	$31.44M	$10.43M	-$53.82M	$60.23M	—
EPS (Basic) USD/shares	+17.2%	—	+14.6%	$7.21	$7.40	$6.82	$5.77	$4.60	$1.34	-$0.06	$6.49	$4.52	$2.99	$3.34	$1.89	$1.96	$1.76	$0.41	$0.73	-$0.75	$0.60	-$3.93
EPS (Diluted) USD/shares	+15.8%	—	+14.1%	$6.26	$6.84	$6.45	$5.50	$4.41	$1.32	-$0.06	$6.31	$4.26	$2.85	$3.23	$1.83	$1.89	$1.69	$0.40	$0.71	-$0.75	$0.59	-$3.93
Shares Outstanding (Basic Avg) shares	-5.9%	-4.5%	-2.2%	—	41.81M	44.9M	48.48M	50.18M	52.59M	52.66M	53.45M	51.49M	52.52M	52.28M	52.27M	51.76M	49.96M	50.53M	50.94M	50.86M	50.49M	49.18M
Shares Outstanding (Diluted Avg) shares	-5.0%	-2.8%	-1.7%	—	45.78M	48.08M	51.6M	53.46M	53.53M	52.66M	54.91M	54.63M	55.12M	54M	54.08M	53.9M	51.98M	51.41M	51.73M	50.86M	51.48M	49.18M

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2022: $1.11B in buybacks.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balance	As of	Amount	Source
Current debt and lease obligations	2026-06-30	USD 826,200,000	10-Q filed 2026-08-04
Noncurrent debt carrying amount	2026-06-30	USD 1,826,800,000	10-Q filed 2026-08-04
Operating lease liabilities	2026-06-30	USD 147,900,000	10-Q filed 2026-08-04
Related accounting measures — not additional borrowing Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year. Current operating lease liabilities USD 55,800,000 Noncurrent operating lease liabilities USD 97,100,000

Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

0.89×

Peer median 2.73×

EV/EBIT

7.74×

Peer median 18.79×

P/E (TTM)

—

Peer median 22.57×

Peer medians compare against the 73 similar-size Software - Infrastructure companies (of 152 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Money Transfer Segment	$1,782,400,000	$1,686,500,000	$1,555,200,000	$1,444,500,000	$1,400,900,000	$1,183,849,000	$1,096,226,000	$1,042,962,000
EFT Processing Segment	$1,283,700,000	$1,161,200,000	$1,058,300,000	$924,200,000	$591,200,000	$468,726,000	$888,712,000	$753,651,000
Epay Segment	$1,187,600,000	$1,150,500,000	$1,082,400,000	$997,900,000	$1,011,500,000	$835,517,000	$769,329,000	$743,784,000
Unallocated Amount To Segment Intersegment Eliminations And Other	—	—	—	—	—	-$5,392,000	-$4,158,000	-$3,768,000

By Geography (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Non Us	$3,250,700,000	$3,012,400,000	$2,789,500,000	$2,528,000,000	$2,190,500,000	$1,757,565,000	$2,033,533,000	$1,814,652,000
Europe	$2,513,800,000	$2,309,700,000	$2,182,000,000	$1,956,500,000	$1,666,100,000	$1,324,766,000	$1,622,372,000	$1,428,867,000
North America	$1,067,000,000	$1,053,000,000	$974,300,000	$902,700,000	$870,900,000	$778,905,000	$759,493,000	$767,241,000
United States	$993,500,000	$977,400,000	$898,500,000	$830,800,000	$805,000,000	$725,135,000	$716,576,000	$721,977,000
Germany	$756,300,000	$706,300,000	$691,500,000	$644,500,000	$631,500,000	$533,999,000	$518,146,000	$476,122,000
Other Countries	$606,200,000	$523,000,000	$481,600,000	$421,000,000	$338,100,000	$238,040,000	$468,785,000	$397,334,000
Asia Pacific	$517,600,000	$498,400,000	$410,500,000	$396,400,000	$370,200,000	$323,643,000	$330,485,000	$310,593,000
Spain	$290,600,000	$259,200,000	$243,400,000	$211,700,000	$157,800,000	$118,934,000	$189,104,000	$155,619,000
Greece	$261,800,000	$237,000,000	$205,800,000	$161,000,000	$61,600,000	$39,705,000	$79,716,000	$71,007,000
France	$228,800,000	$209,900,000	$198,600,000	$173,800,000	$166,700,000	$119,265,000	$94,352,000	$75,466,000
Italy	$214,600,000	$196,800,000	$185,800,000	$160,700,000	$130,100,000	$92,006,000	$130,929,000	$103,691,000
India	$203,300,000	$206,400,000	$170,300,000	$188,500,000	$173,100,000	$123,343,000	$113,146,000	$92,468,000
United Kingdom	$173,300,000	$164,700,000	$152,500,000	$144,700,000	$143,900,000	$118,024,000	$135,006,000	$133,132,000
Other Geographic Locations	$155,300,000	$137,100,000	$129,100,000	$111,000,000	$96,400,000	$60,778,000	$41,917,000	$33,696,000
Poland	$139,300,000	$124,400,000	$114,900,000	$98,100,000	$93,700,000	$89,688,000	$130,104,000	$126,513,000
Malaysia	$86,200,000	$83,900,000	$51,900,000	$47,600,000	$50,000,000	$73,541,000	$74,948,000	$76,380,000
Netherlands	$69,700,000	$73,600,000	$62,800,000	$54,600,000	$49,400,000	$39,630,000	—	—
Canada	$65,800,000	$68,900,000	$70,100,000	$66,400,000	$46,900,000	$49,487,000	—	—
Australia	$59,400,000	$59,000,000	$53,500,000	$42,400,000	$46,900,000	$46,062,000	$51,686,000	$58,039,000
Brazil	$49,300,000	$50,600,000	$55,200,000	$51,400,000	$44,300,000	$28,473,000	—	—
New Zealand	$46,100,000	$48,700,000	$51,600,000	$61,600,000	$56,500,000	$47,368,000	$47,611,000	$48,881,000
Consolidation Eliminations	—	—	—	-$7,780,000	-$8,134,000	-$5,392,000	-$4,158,000	-$3,768,000

Segment Operating Income

Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
EFT Processing Segment	$278,800,000	$256,000,000	$206,300,000	$184,000,000	-$400,000	-$66,711,000	$296,640,000	$197,245,000
Money Transfer Segment	$207,200,000	$201,000,000	$185,400,000	$154,500,000	$119,500,000	$59,709,000	$134,790,000	$122,526,000
Epay Segment	$136,200,000	$129,900,000	$126,200,000	$120,700,000	$123,000,000	$96,678,000	$89,204,000	$78,997,000
Unallocated Amount To Segment Intersegment Eliminations And Other	—	—	—	-$73,756,000	-$58,115,000	-$43,054,000	-$45,440,000	-$40,854,000

Operating Margin by Segment (%)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Money Transfer Segment	11.6%	11.9%	11.9%	10.7%	8.5%	5%	12.3%	11.7%
EFT Processing Segment	21.7%	22%	19.5%	19.9%	-0.1%	-14.2%	33.4%	26.2%
Epay Segment	11.5%	11.3%	11.7%	12.1%	12.2%	11.6%	11.6%	10.6%

Key facts CIK 1029199 CUSIP 298736109 13F (30d) 15 filings 12 filers Visit website Investor relations