EEFT · Euronet Worldwide, Inc.
$73.20
-1.03 (-1.39%)
At close · Aug 14
Market Cap
$2.74B
Shares
37.40M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$4.24B
+6.4%
FY2025
Net Income
$309.5M
+1.1%
FY2025
Gross Margin
36.49%
-6.9pp
FY2020
Operating Margin
12.48%
-0.1pp
FY2025
Diluted EPS
$6.84
+6%
FY2025
Operating Cash Flow
$559.8M
-23.6%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $4.37B | $4.24B | $3.99B | $3.69B | $3.36B | $3B | $2.48B | $2.75B | $2.54B | $2.25B | $1.96B | $1.77B | $1.66B | $1.41B | $1.27B | $1.16B | $1.04B | $1.03B | $1.05B | |
| — | — | — | — | — | — | $1.58B | $1.56B | $1.49B | $1.36B | $1.17B | $1.08B | $1.03B | $892.93M | $812.06M | $740.73M | $675.57M | $678.37M | $703.84M | |
| — | — | — | — | — | — | $906M | $1.19B | $1.05B | $896.17M | $784.07M | $690.41M | $630.67M | $520.24M | $455.54M | $420.58M | $362.7M | $354.32M | $341.82M | |
| — | — | — | — | — | — | 36.49% | 43.4% | 41.32% | 39.79% | 40.03% | 38.96% | 37.9% | 36.81% | 35.94% | 36.22% | 34.93% | 34.31% | 32.69% | |
| — | — | — | — | — | — | — | — | — | — | — | — | $2.9M | $2.4M | $1.9M | $1.1M | $1.4M | $2M | — | |
| $392.4M | $372.2M | $315.3M | $296.8M | $285.1M | $252M | $221.61M | $211.94M | $216.81M | $190.3M | $165.35M | $156.39M | $157.27M | $129.43M | $120.58M | $112.51M | $92.62M | $86.71M | $85.42M | |
| — | $22.2M | $21.7M | $24.5M | $27M | $23.1M | $22.87M | $20.37M | $22.56M | $24.5M | $25.5M | $23.9M | $24.43M | $21.12M | $22.13M | $22.2M | $23.2M | — | — | |
| $152.4M | $138.5M | $131.8M | $132.9M | $135.9M | $135.8M | $127.02M | $111.74M | $106.02M | $95.03M | $80.53M | $70.03M | $71.46M | $65.05M | $64.17M | $60.46M | $57.5M | $55.88M | $57.21M | |
| $3.87B | $3.71B | $3.49B | $3.26B | $2.97B | $2.81B | $2.44B | $2.27B | $2.18B | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | $2.44B | $2.27B | $2.18B | $1.99B | $1.71B | $1.57B | $1.51B | $1.29B | $1.21B | $1.08B | $1.03B | $960.43M | $1.19B | |
| $505.1M | $529.8M | $503.2M | $432.6M | $385.4M | $184M | $46.62M | $475.19M | $357.91M | $266M | $249.77M | $204.84M | $158.73M | $118.41M | $58.01M | $79.14M | $5.27M | $72.27M | -$149.02M | |
| — | 12.48% | 12.61% | 11.73% | 11.47% | 6.14% | 1.88% | 17.28% | 14.11% | 11.81% | 12.75% | 11.56% | 9.54% | 8.38% | 4.58% | 6.81% | 0.51% | 7% | -14.25% | |
| $657.5M | $668.3M | $635M | $565.5M | $521.3M | $319.8M | $173.64M | $586.94M | $463.94M | $361.03M | $330.3M | $274.87M | $230.19M | $183.46M | $122.17M | $139.59M | $62.77M | $128.15M | -$91.81M | |
| $71.6M | $84.5M | $80.5M | $55.6M | $37.5M | $38.3M | $36.6M | $36.24M | $37.57M | $32.57M | $28.33M | $24.81M | $12.33M | $10.14M | $19.65M | $21.39M | $20.45M | $25.72M | $36.35M | |
| $20.6M | $23.2M | $23.8M | $15.2M | $2M | $700K | $1.04M | $1.97M | $1.32M | $2.44M | $1.7M | $2.17M | $2.55M | $2M | $3.99M | $5.75M | $3.24M | $3.25M | $10.61M | |
| -$43.1M | -$81.6M | -$54.3M | -$32.2M | -$62.8M | -$48.4M | -$38.45M | -$41.39M | -$63M | -$9.66M | -$16.88M | -$63.75M | -$17.23M | -$3.33M | -$10.67M | -$16.35M | -$20.29M | -$15.09M | -$51.65M | |
| — | — | — | — | — | — | — | $0 | -$117K | $48K | $0 | $0 | -$46K | $206K | $942K | $1.85M | $1.46M | $1.93M | $1.25M | |
| $462M | $448.2M | $448.9M | $400.4M | $322.6M | $135.6M | $8.17M | $433.81M | $294.92M | $256.34M | $232.89M | $141.09M | $141.5M | $115.09M | $47.33M | $62.79M | -$15.02M | $57.17M | — | |
| $170.2M | $135.2M | $142.6M | $120.9M | $91.9M | $65.1M | $11.48M | $87.11M | $62.79M | $99.4M | $58.8M | $42.6M | $40.02M | $27.73M | $26.94M | $24.7M | $22.9M | $25.84M | -$7.34M | |
| $288.4M | $309.5M | $306M | $279.7M | $231M | $70.7M | -$3.4M | $346.75M | $232.85M | $156.85M | $174.42M | $98.81M | $101.65M | $87.99M | $20.54M | $36.96M | -$38.37M | $30.32M | -$193.47M | |
| — | 7.29% | 7.67% | 7.58% | 6.88% | 2.36% | -0.14% | 12.61% | 9.18% | 6.96% | 8.91% | 5.58% | 6.11% | 6.23% | 1.62% | 3.18% | -3.7% | 2.94% | -18.5% | |
| — | $3.5M | $300K | -$200K | -$300K | -$200K | $95K | -$54K | -$720K | $95K | -$317K | -$316K | -$160K | -$633K | -$138K | $1.13M | $455K | $1.5M | -$935K | |
| $214.4M | $574.2M | $189.2M | $327.4M | $152.2M | -$7.9M | $67.28M | $332.9M | $176.27M | $273.05M | $129.28M | $31.2M | $14.18M | $88.6M | $31.44M | $10.43M | -$53.82M | $60.23M | — | |
| USD/shares | — | $7.40 | $6.82 | $5.77 | $4.60 | $1.34 | -$0.06 | $6.49 | $4.52 | $2.99 | $3.34 | $1.89 | $1.96 | $1.76 | $0.41 | $0.73 | -$0.75 | $0.60 | -$3.93 |
| USD/shares | — | $6.84 | $6.45 | $5.50 | $4.41 | $1.32 | -$0.06 | $6.31 | $4.26 | $2.85 | $3.23 | $1.83 | $1.89 | $1.69 | $0.40 | $0.71 | -$0.75 | $0.59 | -$3.93 |
| shares | — | 41.81M | 44.9M | 48.48M | 50.18M | 52.59M | 52.66M | 53.45M | 51.49M | 52.52M | 52.28M | 52.27M | 51.76M | 49.96M | 50.53M | 50.94M | 50.86M | 50.49M | 49.18M |
| shares | — | 45.78M | 48.08M | 51.6M | 53.46M | 53.53M | 52.66M | 54.91M | 54.63M | 55.12M | 54M | 54.08M | 53.9M | 51.98M | 51.41M | 51.73M | 50.86M | 51.48M | 49.18M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2022: $1.11B in buybacks.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
0.96×
Peer median 2.96×
EV/EBIT
8.30×
Peer median 17.81×
P/E (TTM)
—
Peer median 32.19×
Peer medians compare against the 76 similar-size Software - Infrastructure companies (of 149 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Money Transfer Segment | $1,782,400,000 | $1,686,500,000 | $1,555,200,000 | $1,444,500,000 | $1,400,900,000 | $1,183,849,000 | $1,096,226,000 | $1,042,962,000 |
| EFT Processing Segment | $1,283,700,000 | $1,161,200,000 | $1,058,300,000 | $924,200,000 | $591,200,000 | $468,726,000 | $888,712,000 | $753,651,000 |
| Epay Segment | $1,187,600,000 | $1,150,500,000 | $1,082,400,000 | $997,900,000 | $1,011,500,000 | $835,517,000 | $769,329,000 | $743,784,000 |
| Unallocated Amount To Segment Intersegment Eliminations And Other | — | — | — | — | — | -$5,392,000 | -$4,158,000 | -$3,768,000 |
By Geography (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Non Us | $3,250,700,000 | $3,012,400,000 | $2,789,500,000 | $2,528,000,000 | $2,190,500,000 | $1,757,565,000 | $2,033,533,000 | $1,814,652,000 |
| Europe | $2,513,800,000 | $2,309,700,000 | $2,182,000,000 | $1,956,500,000 | $1,666,100,000 | $1,324,766,000 | $1,622,372,000 | $1,428,867,000 |
| North America | $1,067,000,000 | $1,053,000,000 | $974,300,000 | $902,700,000 | $870,900,000 | $778,905,000 | $759,493,000 | $767,241,000 |
| United States | $993,500,000 | $977,400,000 | $898,500,000 | $830,800,000 | $805,000,000 | $725,135,000 | $716,576,000 | $721,977,000 |
| Germany | $756,300,000 | $706,300,000 | $691,500,000 | $644,500,000 | $631,500,000 | $533,999,000 | $518,146,000 | $476,122,000 |
| Other Countries | $606,200,000 | $523,000,000 | $481,600,000 | $421,000,000 | $338,100,000 | $238,040,000 | $468,785,000 | $397,334,000 |
| Asia Pacific | $517,600,000 | $498,400,000 | $410,500,000 | $396,400,000 | $370,200,000 | $323,643,000 | $330,485,000 | $310,593,000 |
| Spain | $290,600,000 | $259,200,000 | $243,400,000 | $211,700,000 | $157,800,000 | $118,934,000 | $189,104,000 | $155,619,000 |
| Greece | $261,800,000 | $237,000,000 | $205,800,000 | $161,000,000 | $61,600,000 | $39,705,000 | $79,716,000 | $71,007,000 |
| France | $228,800,000 | $209,900,000 | $198,600,000 | $173,800,000 | $166,700,000 | $119,265,000 | $94,352,000 | $75,466,000 |
| Italy | $214,600,000 | $196,800,000 | $185,800,000 | $160,700,000 | $130,100,000 | $92,006,000 | $130,929,000 | $103,691,000 |
| India | $203,300,000 | $206,400,000 | $170,300,000 | $188,500,000 | $173,100,000 | $123,343,000 | $113,146,000 | $92,468,000 |
| United Kingdom | $173,300,000 | $164,700,000 | $152,500,000 | $144,700,000 | $143,900,000 | $118,024,000 | $135,006,000 | $133,132,000 |
| Other Geographic Locations | $155,300,000 | $137,100,000 | $129,100,000 | $111,000,000 | $96,400,000 | $60,778,000 | $41,917,000 | $33,696,000 |
| Poland | $139,300,000 | $124,400,000 | $114,900,000 | $98,100,000 | $93,700,000 | $89,688,000 | $130,104,000 | $126,513,000 |
| Malaysia | $86,200,000 | $83,900,000 | $51,900,000 | $47,600,000 | $50,000,000 | $73,541,000 | $74,948,000 | $76,380,000 |
| Netherlands | $69,700,000 | $73,600,000 | $62,800,000 | $54,600,000 | $49,400,000 | $39,630,000 | — | — |
| Canada | $65,800,000 | $68,900,000 | $70,100,000 | $66,400,000 | $46,900,000 | $49,487,000 | — | — |
| Australia | $59,400,000 | $59,000,000 | $53,500,000 | $42,400,000 | $46,900,000 | $46,062,000 | $51,686,000 | $58,039,000 |
| Brazil | $49,300,000 | $50,600,000 | $55,200,000 | $51,400,000 | $44,300,000 | $28,473,000 | — | — |
| New Zealand | $46,100,000 | $48,700,000 | $51,600,000 | $61,600,000 | $56,500,000 | $47,368,000 | $47,611,000 | $48,881,000 |
| Consolidation Eliminations | — | — | — | -$7,780,000 | -$8,134,000 | -$5,392,000 | -$4,158,000 | -$3,768,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| EFT Processing Segment | $278,800,000 | $256,000,000 | $206,300,000 | $184,000,000 | -$400,000 | -$66,711,000 | $296,640,000 | $197,245,000 |
| Money Transfer Segment | $207,200,000 | $201,000,000 | $185,400,000 | $154,500,000 | $119,500,000 | $59,709,000 | $134,790,000 | $122,526,000 |
| Epay Segment | $136,200,000 | $129,900,000 | $126,200,000 | $120,700,000 | $123,000,000 | $96,678,000 | $89,204,000 | $78,997,000 |
| Unallocated Amount To Segment Intersegment Eliminations And Other | — | — | — | -$73,756,000 | -$58,115,000 | -$43,054,000 | -$45,440,000 | -$40,854,000 |
Operating Margin by Segment (%)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Money Transfer Segment | 11.6% | 11.9% | 11.9% | 10.7% | 8.5% | 5% | 12.3% | 11.7% |
| EFT Processing Segment | 21.7% | 22% | 19.5% | 19.9% | -0.1% | -14.2% | 33.4% | 26.2% |
| Epay Segment | 11.5% | 11.3% | 11.7% | 12.1% | 12.2% | 11.6% | 11.6% | 10.6% |