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EEFT · Euronet Worldwide, Inc.

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$71.11 +1.02 (+1.46%) At close · Nov 13
Market Cap
$2.61B
Shares
36.74M
Volume · Nov 13 439.9K Avg daily vol (3M) 740.44K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$71.11 Open$70.31 Day$69.64–71.27 52W close$59.01–83.67 Avg vol 30d906K Short int5.5M · 15.1% of shares · 4.9d Short vol71% Last earningsOct 27, 2026 DataJan 2020–Nov 2026 Filing10-Q · Nov 4

Up next

Feb 11, 2027 Est · unconfirmed · in 13 wks

Latest documents

2026
Nov 4
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Operating income falls 12% as remittance weakness offsets growth

Euronet Worldwide, Inc. reported operating income of $171.6 million, down 12%, as growth in two operating segments was partly offset by lower retail remittance volumes.

Revenue $1.16B ▲ 1.3% Net income $113.6M ▼ 6.9% Diluted EPS $2.53 ▼ 8.0%
Read from the MD&A section
3 source passages
The terms "Euronet," the "Company," "we" and "us" as used herein refer to Euronet Worldwide, Inc. and its subsidiaries. The Company's consolidated results for the third quarter of 2026 reflected continued strength in the Payments Infrastructure and epay segments, driven by growth in merchant acquiring, software solutions, digital content and payment acceptance. These gains were partially offset by lower retail remittance volumes in the Cross-Border Payments segment, which were impacted by changes in U.S. immigration policies and the implementation of the U.S. remittance tax. Total | 171.6 | 195.0 | (23.4) | (12)% | 380.7 | 428.8 | (48.1) | (11)% Open the document at this passage
Oct 27
Earnings call
Q3 2026 earnings call

Euronet Worldwide cut its 2026 outlook to approximately $4,375,000,000 revenue and $725,000,000 adjusted EBITDA after third-quarter revenue of $1.2 billion and adjusted EPS of $3.55 missed expectations.

Oct 27
Current report 8-K
Financial results

Euronet reported third-quarter revenue of $1,161.1 million and Adjusted EBITDA of $226.1 million, down 8%. It revised its 2026 outlook to approximately $4.375 billion of revenue and approximately $725 million of Adjusted EBITDA.

Aug 4
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $1.11B ▲ 3.2% Net income $77.4M ▼ 20.7% Diluted EPS $1.71 ▼ 24.7%
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$4.39B
Trailing 12 months
Net income (TTM)
$279.90M
Trailing 12 months
Revenue growth YoY
+1.3%
Year over year
Operating margin
11.0%
Trailing 12 months
P / E (TTM)
11.8
Trailing earnings · reciprocal yield 8.5%
FCF yield
11.8%
TTM · current market cap
Return on invested capital
12.2%
Trailing 12 months
Net cash
−$1.22B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+2.1%
Year over year · more shares
Price change (1Y)
+1.3%
Trailing year
Short interest
15.1%
Latest settlement · 4.9 days to cover
View all 125 metrics

AI Brief

Q3 FY26 earnings call · Oct 27, 2026
Q3 FY26

TL;DR. Third-quarter revenue increased 1% to $1,161.1 million, but operating income fell 12%, adjusted EBITDA fell 8%, and adjusted EPS fell 2%; Euronet revised its 2026 outlook to approximately $4.375 billion of revenue, approximately $725 million of adjusted EBITDA, and approximately 10% adjusted EPS growth. Digital-accelerator revenue grew 33% year to date, while Cross-Border Payments deteriorated sharply and Steam’s discontinuation of physical gift-card sales is expected to create a fourth-quarter ePay headwind.

Bullish
  • + Consolidated revenue increased 1% year over year to $1,161.1 million, or 3% in constant currency. new
  • + Payments Infrastructure constant-currency revenue grew 9%, supported by merchant acquiring, Ren sales, and CoreCard. new
  • + epay constant-currency revenue and operating income each grew 5%, while adjusted EBITDA grew 6%. new
  • + Cross-border digital transactions increased 34% year over year to 8.1 million. new
  • + Euronet reduced debt and returned $50 million to shareholders through share repurchases. new
Bearish
  • − Euronet revised its 2026 outlook because immigration-related, macroeconomic, and foreign-exchange pressures persisted. new
  • − Steam discontinuing physical gift-card sales is expected to create a fourth-quarter ePay headwind. new
  • − Payments Infrastructure adjusted operating income was flat in constant currency amid continued cost inflation. new

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg +7%
above
RSI (14) 63
neutral
MACD trend Positive
52-week position 49%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return +9%
trailing
6-month return +5%
trailing
YTD return −7%
this year
Relative strength +5%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $67 › 200d $70 — 200d above 50d
Institutional flow Distributing
311 of 364 funds reported for Sep 30 · net -927.1K sh shares · +32 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
15.05% of shares out · ▼ -2.0% MoM · 4.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
364 holders — mid 3-yr range
Squeeze score 65
elevated · 0–100
Fundamentals
Strong
Revenue growth +6%
Y/Y
EPS growth +6%
Y/Y
Free cash flow $434.3M
Buyback $493.4M
authorized
Balance sheet $980.5M
net debt
Quant / Vol
risk profile
Moderate
Volatility 38%
annualized · 1-yr
Max drawdown −29%
past year
ATR 3.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jul 30, 2026
Adjusted EPS · full-year Non-GAAP 10% – 15%
Previous outlook earlier release · from the Earnings Call filed Apr 29, 2026

Still-open targets the latest release did not restate under the same label.

Adjusted earnings per share growth · full year 2026 10% – 15%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
63 Neutral
MACD trend
Positive Bullish
52-week position
49% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $67 › 200d $70 — 200d above 50d
Institutional flow Distributing
311 of 364 funds reported for Sep 30 · net -927.1K sh shares · +32 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
15.05% of shares out · ▼ -2.0% MoM · 4.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
364 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $59 Now $71 · 49% Range high $84
vs 200-day avg +1% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Foreign exchange revenues from Xe's total portfolio of positions $22.1M the three months ended June 30, 2026 filing —
Revenues per transaction $9.62 the three months ended June 30, 2026 filing —
Total Number of Shares Purchased 706,299 the three months ended June 30, 2026 filing —
Active ATMs 57,071 as of June 30, 2026 —
Adjusted earnings non-GAAP $110M Three Months Ended June 30, 2026 —
GAAP → non-GAAP reconciliation
GAAP Net income attributable to Euronet Worldwide, Inc. $77.4M
+$0.2M Foreign currency exchange loss
+$9.6M Intangible asset amortization
+$15.7M Share-based compensation
+$7.2M Income tax effect of above adjustments
-$3.6M Non-cash investment gain
+$3.5M Non-cash GAAP tax expense
= Adjusted earnings $110M
Adjusted earnings per share non-GAAP $2.82 second quarter 2026 —
Installed ATMs 57,814 as of June 30, 2026 —
Network locations 651,000 as of June 30, 2026 —
POS terminals 739,000 as of June 30, 2026 —
Retailer locations 355,000 as of June 30, 2026 —
Total digital transactions 7.9M second quarter 2026 —
Total transactions 45.7M second quarter 2026 —
Transactions 986M second quarter 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Infrastructure — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
EEFT
Euronet Worldwide, Inc.
this stock
$2.61B -6.6% +6.4% — 15.1%
MSFT
Microsoft Corp
$3.89T +8.3% +6.9% 27.4 0.8%
PLTR
Palantir Technologies Inc.
$404.77B -5.5% +56.2% 117.5 2.3%
ORCL
Oracle Corp
$379.03B -35.7% +17.3% 19.7 1.5%
PANW
Palo Alto Networks Inc
$263.59B +74.9% +29.0% — 2.5%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
357
% held
102.1%
Reported
311 of 364
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
379
View
Short & Settlement
Short Interest Falling
Shares short
5.5M
Days to cover
4.9d
Change
-112.8K sh
View
Short Volume
Short vol %
71%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
22
Value
$1.4K
As of
Oct 2, 2026
View
Off-Exchange
Off-exchange %
44.1%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Kelly Loeffler
Amount
$100.0K–$250.0K
Traded
Feb 12, 2020
View
Financials
Financials
Revenue (FY)
$4.2B
Net income (FY)
$309.5M
EPS diluted
$6.84
View
Buybacks
Authorized · 2 programs
$493.4M
View
Filings
SEC Filings
Latest
10-Q
Filed
Nov 4, 2026
This year
14

Euronet Worldwide, Inc. reported operating income of $171.6 million, down 12%, as growth in two operating segments was partly offset by lower retail remittance volumes.

View
Proposed Sales
Value
$2.2M
Shares
21.5K
Filed
Dec 9, 2024
View
Earnings & Events
Webcasts
Last webcast
Oct 27, 2026
View
Investor Relations
Latest news
Euronet Worldwide Reports Third Q…
Published
Oct 27, 2026
View

Performance

5D 20D 120D MTD YTD
EEFT +0.3% +9.4% +5.4% +12.6% -6.6%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY -2.3% +10.6% +4.9% +12.8% -17.2%

Capital returns

Buyback programs · 2 active · as of Sep 30, 2026
Authorized (total)
$493.40M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1029199 CUSIP 298736109 13F (30d) 275 filings 251 filers Visit website Investor relations