Euronet Worldwide, Inc. reported operating income of $171.6 million, down 12%, as growth in two operating segments was partly offset by lower retail remittance volumes.
EEFT · Euronet Worldwide, Inc.
You came from your AI assistant. Add Equibles to it and ask about this data directly, free.
Price & Indicators
Up next
Latest documents
Euronet Worldwide cut its 2026 outlook to approximately $4,375,000,000 revenue and $725,000,000 adjusted EBITDA after third-quarter revenue of $1.2 billion and adjusted EPS of $3.55 missed expectations.
Euronet reported third-quarter revenue of $1,161.1 million and Adjusted EBITDA of $226.1 million, down 8%. It revised its 2026 outlook to approximately $4.375 billion of revenue and approximately $725 million of Adjusted EBITDA.
Metrics snapshot
Useful current figures from the complete screener profile.
Quarterly results
* Q4 derived as the full year minus Q1 to Q3.
AI Brief
Q3 FY26 earnings call · Oct 27, 2026TL;DR. Third-quarter revenue increased 1% to $1,161.1 million, but operating income fell 12%, adjusted EBITDA fell 8%, and adjusted EPS fell 2%; Euronet revised its 2026 outlook to approximately $4.375 billion of revenue, approximately $725 million of adjusted EBITDA, and approximately 10% adjusted EPS growth. Digital-accelerator revenue grew 33% year to date, while Cross-Border Payments deteriorated sharply and Steam’s discontinuation of physical gift-card sales is expected to create a fourth-quarter ePay headwind.
- + Consolidated revenue increased 1% year over year to $1,161.1 million, or 3% in constant currency. new
- + Payments Infrastructure constant-currency revenue grew 9%, supported by merchant acquiring, Ren sales, and CoreCard. new
- + epay constant-currency revenue and operating income each grew 5%, while adjusted EBITDA grew 6%. new
- + Cross-border digital transactions increased 34% year over year to 8.1 million. new
- + Euronet reduced debt and returned $50 million to shareholders through share repurchases. new
- − Euronet revised its 2026 outlook because immigration-related, macroeconomic, and foreign-exchange pressures persisted. new
- − Steam discontinuing physical gift-card sales is expected to create a fourth-quarter ePay headwind. new
- − Payments Infrastructure adjusted operating income was flat in constant currency amid continued cost inflation. new
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Still-open targets the latest release did not restate under the same label.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Foreign exchange revenues from Xe's total portfolio of positions | $22.1M | the three months ended June 30, 2026 filing | — |
| Revenues per transaction | $9.62 | the three months ended June 30, 2026 filing | — |
| Total Number of Shares Purchased | 706,299 | the three months ended June 30, 2026 filing | — |
| Active ATMs | 57,071 | as of June 30, 2026 | — |
| Adjusted earnings non-GAAP | $110M | Three Months Ended June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income attributable to Euronet Worldwide, Inc. $77.4M
+$0.2M Foreign currency exchange loss
+$9.6M Intangible asset amortization
+$15.7M Share-based compensation
+$7.2M Income tax effect of above adjustments
-$3.6M Non-cash investment gain
+$3.5M Non-cash GAAP tax expense
= Adjusted earnings $110M
|
|||
| Adjusted earnings per share non-GAAP | $2.82 | second quarter 2026 | — |
| Installed ATMs | 57,814 | as of June 30, 2026 | — |
| Network locations | 651,000 | as of June 30, 2026 | — |
| POS terminals | 739,000 | as of June 30, 2026 | — |
| Retailer locations | 355,000 | as of June 30, 2026 | — |
| Total digital transactions | 7.9M | second quarter 2026 | — |
| Total transactions | 45.7M | second quarter 2026 | — |
| Transactions | 986M | second quarter 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Software - Infrastructure — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EEFT
this stock
Euronet Worldwide, Inc.
|
$2.61B | -6.6% | +6.4% | — | 15.1% |
|
MSFT
Microsoft Corp
|
$3.89T | +8.3% | +6.9% | 27.4 | 0.8% |
|
PLTR
Palantir Technologies Inc.
|
$404.77B | -5.5% | +56.2% | 117.5 | 2.3% |
|
ORCL
Oracle Corp
|
$379.03B | -35.7% | +17.3% | 19.7 | 1.5% |
|
PANW
Palo Alto Networks Inc
|
$263.59B | +74.9% | +29.0% | — | 2.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EEFT | +0.3% | +9.4% | +5.4% | +12.6% | -6.6% |
| SPY | +2.6% | -1.2% | +0.5% | -0.2% | +10.6% |
| vs SPY | -2.3% | +10.6% | +4.9% | +12.8% | -17.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.