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$31.66 -0.56 (-1.74%) At close · Jul 24
Market Cap
$943.30M
Shares
29.77M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$32.22 Open$31.30 Day$30.86–32.26 52W$21.30–33.50 Avg vol 30d281K Short int1.0M · 3.5% float · 5.0d Short vol55% Last earningsJul 21, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 20, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +14%
      above
      Price vs 50-day avg +3%
      above
      RSI (14) 52
      neutral
      MACD trend Negative
      52-week position 90%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return 0%
      trailing
      6-month return +22%
      trailing
      YTD return +20%
      this year
      Relative strength +16%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $31 › 200d $28 — 50d above 200d
      Institutional flow Accumulating
      33 of 215 funds reported for Jun 30 · net +72.4K sh shares · +5 new
      Insider flow Distributing
      Net -$265.6K over 90 days · 100% sells
      Short interest Rising
      3.51% of float · ▲ +7.6% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      215 holders — near 3-yr high, broad support
      Squeeze score 56
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +15%
      Y/Y
      EPS growth +22%
      Y/Y
      Free cash flow $202.3M
      Valuation P/E 11.8
      below peers
      Quant / Vol
      risk profile
      Moderate
      Volatility 31%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 2.6%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2025
      Quarterly SBA production target · second half of 2025 Initiated $45M – $50M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +14% Bullish
      Price vs 50-day avg
      +3% Bullish
      RSI (14)
      52 Neutral
      MACD trend
      Negative Bearish
      52-week position
      90% Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $31 › 200d $28 — 50d above 200d
      Institutional flow Accumulating
      33 of 215 funds reported for Jun 30 · net +72.4K sh shares · +5 new
      Insider flow Distributing
      Net -$265.6K over 90 days · 100% sells
      Short interest Rising
      3.51% of float · ▲ +7.6% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      215 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $21 Now $32 · 90% 52-wk high $34
      vs 200-day avg +14% vs 50-day avg +3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Annualized deposit growth 7.2% Q1 FY2026
      C&I loan production increase from new banking relationships 64% Q1 FY2026
      C&I loans as a percentage of total loans 17.6% Q1 FY2026
      Nonperforming assets as a percentage of total assets 0.16% Q1 FY2026
      Return on average assets 1.18% the first quarter
      Return on average equity 10.86% the first quarter
      Efficiency ratio non-GAAP 54.95% Q4 2025
      Net interest margin 3.28% Q4 2025
      Tangible common equity per common share non-GAAP $26.27 Q4 2025
      Tangible common equity to tangible assets non-GAAP 9.99% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HAFC
      Hanmi Financial Corp
      this stock
      $943.30M +20.4% +15.3% 11.8 3.5%
      MFG
      Mizuho Financial Group Inc
      $128.77B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $119.29B -36.4% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $105.84B -1.9% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $100.79B +20.3% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      219
      % held
      92.0%
      Reported
      33 of 215
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      284
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.0M
      Days to cover
      5.0d
      Change
      +74.2K sh
      View
      Short Volume
      Short vol %
      55%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      286
      Value
      $8.9K
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      34.8%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$265.6K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $270.2M
      Net income (FY)
      $76.1M
      EPS diluted
      $2.51
      View
      Buybacks
      Authorized
      shares 1.5M
      Remaining
      shares 2
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 23, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $163.9K
      Shares
      5.3K
      Filed
      Jun 8, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 21, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HAFC -3.3% +0.3% +22.5% -0.6% +20.4%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY -1.6% -0.3% +16.1% +0.6% +12.2%

      Capital returns

      Latest dividend
      $0.28 / share · ex May 4, 2026
      Raised 3.7%
      Paid (TTM)
      $1.10 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.41%
      Buyback program · as of Jan 29, 2026
      Authorized
      shares 1.50M
      Spent (derived)
      shares 1.50M
      Remaining
      shares 2
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1109242 CUSIP 410495204 13F (30d) 33 filings 33 filers Visit website Investor relations