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HFWA · Heritage Financial Corp /Wa/

$30.13 -0.16 (-0.53%) At close · Jul 24
Market Cap
$1.25B
Shares
41.22M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$30.29 Open$30.16 Day$29.20–30.33 52W$21.12–31.25 Avg vol 30d378K Short int2.6M · 6.3% float · 9.1d Short vol56% Last earningsJul 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 18.6 · elevated Equity put/call 0.61
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +16%
      above
      Price vs 50-day avg +6%
      above
      RSI (14) 58
      neutral
      MACD trend Negative
      52-week position 91%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +5%
      trailing
      6-month return +19%
      trailing
      YTD return +29%
      this year
      Relative strength +13%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $28 › 200d $26 — 50d above 200d
      Institutional flow Accumulating
      29 of 183 funds reported for Jun 30 · net +2.5K sh shares · +4 new
      Insider flow Distributing
      Net -$259.1K over 90 days · 100% sells
      Short interest Falling
      6.27% of float · ▼ -0.5% MoM · 9.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      183 holders — near 3-yr high, broad support
      Squeeze score 82
      high risk · 0–100
      Fundamentals
      Excellent
      EPS growth +58%
      Y/Y
      Free cash flow $85.7M
      Valuation P/E 14.9
      in line
      Balance sheet $233.1M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 29%
      annualized · 1-yr
      Max drawdown −14%
      past year
      ATR 2.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Q2 and Q3
      Quarterly noninterest expense levels Initiated $64M – $65M
      Q4
      Quarterly noninterest expense levels Initiated $56M – $57M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      58 Neutral
      MACD trend
      Negative Bearish
      52-week position
      91% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $28 › 200d $26 — 50d above 200d
      Institutional flow Accumulating
      29 of 183 funds reported for Jun 30 · net +2.5K sh shares · +4 new
      Insider flow Distributing
      Net -$259.1K over 90 days · 100% sells
      Short interest Falling
      6.27% of float · ▼ -0.5% MoM · 9.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      183 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $21 Now $30 · 91% 52-wk high $31
      vs 200-day avg +16% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted diluted earnings per share non-GAAP $0.57 second quarter of 2026
      Adjusted efficiency ratio non-GAAP 63.9% second quarter of 2026
      Adjusted noninterest expense to average total assets non-GAAP 2.56% second quarter of 2026
      Adjusted return on average assets non-GAAP 1.12% second quarter of 2026
      Adjusted return on average tangible common equity non-GAAP 13.29% second quarter of 2026
      Cost of total deposits 1.21% second quarter of 2026
      Efficiency ratio 76.5% second quarter of 2026
      Loan to deposit ratio 81.7% As of June 30, 2026
      Net interest margin 3.99% second quarter of 2026
      Noninterest expense to average total assets 3.06% second quarter of 2026
      Return on average assets 0.83% second quarter of 2026
      Return on average common equity 6.33% second quarter of 2026
      Return on average tangible common equity non-GAAP 10.17% second quarter of 2026
      Tangible book value per share non-GAAP $19.15 As of June 30, 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HFWA
      Heritage Financial Corp /Wa/
      this stock
      $1.25B +29.3% 14.9 6.3%
      MFG
      Mizuho Financial Group Inc
      $128.77B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $119.29B -36.4% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $104.87B -1.9% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $100.09B +20.3% +7.2% 14.5 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      185
      % held
      78.0%
      Reported
      29 of 183
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      227
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      2.6M
      Days to cover
      9.1d
      Change
      -12.6K sh
      View
      Short Volume
      Short vol %
      56%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1.3K
      Value
      $38.3K
      As of
      Jun 29, 2026
      View
      Off-Exchange
      Off-exchange %
      31.1%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$259.1K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $67.5M
      EPS diluted
      $1.96
      View
      Buybacks
      Authorized
      shares 1.7M
      Remaining
      shares 796.8K
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 23, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $109.0K
      Shares
      3.8K
      Filed
      Jun 9, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View
      Investor Relations
      Latest news
      Heritage Financial Announces Seco…
      Published
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HFWA -3.1% +4.5% +18.9% +2.3% +29.3%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY -1.4% +3.9% +12.5% +3.4% +21.0%

      Capital returns

      Latest dividend
      $0.24 / share · ex May 6, 2026
      Raised 4.3%
      Paid (TTM)
      $0.96 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.17%
      Buyback program · as of Mar 31, 2026
      Authorized
      shares 1.73M
      Spent (derived)
      shares 937,660
      Remaining
      shares 796,832
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1046025 CUSIP 42722X106 13F (30d) 28 filings 28 filers Visit website Investor relations