HRTG · Heritage Insurance Holdings, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Book value per share | $19.09 | Q2 2026 | — |
| Cash flow from operations | $166.5M | Q2 2026 | — |
| Net combined ratio | 64.9% | Q2 2026 | — |
| Net loss ratio | 30.4% | Q2 2026 | — |
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| Return on average equity | 45.4% | Q2 2026 | — |
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| Total Insured Value | $368,252,380,213 | Q2 2026 | — |
| Total policies-in-force | 350,887 | Q2 2026 | — |
| Total premiums-in-force | $1,409,590,194 | Q2 2026 | — |
| Ceded premium ratio | 43.5% | Three Months Ended March 31, 2026 | — |
| Expense ratio | 35.2% | Three Months Ended March 31, 2026 | — |
| Loss ratio | 45.9% | Three Months Ended March 31, 2026 | — |
| Return on equity | 28.5% | Three Months Ended March 31, 2026 | — |
| Net expense ratio | 33.6% | Year Ended December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HRTG
this stock
Heritage Insurance Holdings, Inc.
|
$917.48M | +3.3% | +11.0% | 4.6 | 3.0% |
|
CB
Chubb Ltd
|
$137.31B | +13.6% | +6.5% | 12.5 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$123.69B | -0.5% | +16.3% | 10.7 | 1.7% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$93.56B | +33.2% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$79.77B | +32.9% | +5.2% | 10.3 | 3.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HRTG | +1.3% | +10.9% | +19.2% | +2.9% | +3.3% |
| SPY | +5.5% | +3.3% | +11.3% | +3.1% | +12.9% |
| vs SPY | -4.2% | +7.7% | +8.0% | -0.1% | -9.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.