JCAP
Jefferson Capital, Inc. / DEPrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Committed forward flows | 353.2M | Q1 2026 | — |
| Estimated Remaining Collections | 3.4B | Q1 2026 | — |
| Quarterly cash dividend | $0.24 | Q1 2026 | — |
| Total Collections | 309.9M | Q1 2026 | — |
| Total Purchases | 149.7M | Q1 2026 | — |
| Adjusted EPS non-GAAP | $0.73 | Q1 FY2026 call | — |
| cash efficiency ratio non-GAAP | 73% | Q1 FY2026 call | — |
| collections | $310M | Q1 FY2026 call | — |
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| deployments contracted via forward flows for next 12 months | $216M | as of March 31, 2026 call | — |
| portfolio purchases | $150M | Q1 FY2026 call | — |
| Deployments | $832.1M | Full Year 2025 | — |
| Net Operating Income | $316.5M | Full Year 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
JCAP
this stock
Jefferson Capital, Inc. / DE
|
$1.04B | -14.6% | +41.5% | — | 2.1% |
|
V
Visa Inc.
|
$625.97B | -0.3% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$461.77B | -7.6% | +16.4% | 30.2 | 0.9% |
|
AXP
American Express Co
|
$239.21B | -5.0% | +13.4% | 21.9 | 1.6% |
|
COF
Capital One Financial Corp
|
$125.40B | -16.5% | +36.6% | 51.4 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| JCAP | +0.2% | +17.6% | -16.3% | -3.2% | -14.6% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -1.2% | +13.5% | -25.3% | -4.3% | -25.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.