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LDI · loanDepot, Inc.

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$0.84 +0.00 (+0.40%) At close · Sep 11
Market Cap
$281.28M
Shares
338.16M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$0.84 Open$0.85 Day$0.79–0.85 52W close$0.78–4.56 Avg vol 30d4.1M Short int18.3M · 5.4% float · 7.0d Short vol57% Last earningsAug 4, 2026 DataFeb 2021–Sep 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 3, 2026 Est · unconfirmed · in 7 wks
filed Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.26B
Trailing 12 months
Net income (TTM)
−$69.38M
Trailing 12 months
Revenue growth YoY
+19.4%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
Trailing earnings
FCF yield
-100.4%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
−$1.90B
Latest balance sheet
Dividend yield
Trailing 12 months
Shares change YoY
+11.4%
Year over year · more shares
Price change (1Y)
-76.3%
Trailing year
Short interest
5.4%
Latest settlement · 7.0 days to cover
View all 115 metrics

AI Brief

Q2 FY26 earnings call · Aug 4, 2026
Q2 FY26

TL;DR. loanDepot's Q2 results showed improved operating leverage and narrower losses, driven by a 25% jump in unit volume from its strategic pivot into home equity lending. The company narrowed its net loss to $7 million from $55 million, repurchased $43 million of senior notes at a discount, and monetized $10 billion of MSRs post-quarter to bolster liquidity.

Bullish
  • + Strategic pivot into home equity drove 25% unit volume growth and improved margin mix
  • + Net loss narrowed substantially and operating leverage improved
Bearish
  • Cash declined 17% sequentially amid ongoing net losses and bond-addressing priority
  • Interest rates rose meaningfully during the quarter, pressuring first-lien demand

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Strong Sell
SellHoldBuy
Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Weak Quant / Vol Very High
Market backdrop VIX 15.8 · calm Equity put/call 0.60
Technical
price trend
Strong Sell
50 / 200-day cross No cross
Price vs 200-day avg −49%
below
Price vs 50-day avg −15%
below
RSI (14) 42
neutral
MACD trend Negative
52-week position 1%
near low
Momentum
relative strength
Very Weak
1-month return −12%
trailing
6-month return −44%
trailing
YTD return −60%
this year
Relative strength −61%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow Distributing
-8% holders QoQ · +16 funds added
Insider flow Accumulating
Net +$912.7K over 90 days · 0% sells
Short interest Rising
5.41% of float · ▲ +1.1% MoM · 7.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
129 holders — mid 3-yr range
Squeeze score 53
elevated · 0–100
Fundamentals
Weak
Revenue growth +12%
Y/Y
EPS growth −301%
Y/Y
Free cash flow $-734.6M
Balance sheet $1.8B
net debt
Quant / Vol
risk profile
Very High
Volatility 74%
annualized · 1-yr
Max drawdown −83%
past year
ATR 9.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Aug 4, 2026
Origination volume · third quarter of 2026 Initiated $6.25B – $8.25B
Pull-through weighted rate lock volume · third quarter of 2026 Initiated $5.25B – $7.25B
Prior guidance period ended · from the 8-K filed Aug 6, 2024
Origination volume · third quarter of 2024 $5B – $7B
Pull-through weighted rate lock volume · third quarter of 2024 $5B – $7B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Sell
4 · 2 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−49% Bearish
Price vs 50-day avg
−15% Bearish
RSI (14)
42 Neutral
MACD trend
Negative Bearish
52-week position
1% Bearish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow Distributing
-8% holders QoQ · +16 funds added
Insider flow Accumulating
Net +$912.7K over 90 days · 0% sells
Short interest Rising
5.41% of float · ▲ +1.1% MoM · 7.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
129 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $1 Now $1 · 1% Range high $5
vs 200-day avg -49% vs 50-day avg -15%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Mortgage Finance — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
LDI
loanDepot, Inc.
this stock
$281.28M -59.7% +12.2% 5.4%
RKT
Rocket Companies, Inc.
$37.35B -31.9% +31.2% 3.9%
FNMA
Federal National Mortgage Association Fannie Mae
$6.65B -46.5% -0.4% 574.0 1.3%
PFSI
PennyMac Financial Services, Inc.
$3.63B -46.6% +3.1% 9.6 5.6%
FMCC
Federal Home Loan Mortgage Corp
$3.32B -48.8% -2.7% 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
129
% held
15.5%
Net QoQ
-1.8M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
100
View
Short & Settlement
Short Interest Rising
Shares short
18.3M
Days to cover
7.0d
Change
+193.8K sh
View
Short Volume
Short vol %
57%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
5.4K
Value
$4.6K
As of
Aug 12, 2026
View
Off-Exchange
Off-exchange %
61.1%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$912.7K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$-62.6M
EPS diluted
$-1.75
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 21, 2026
This year
12
View
Proposed Sales
Value
$25.7K
Shares
9.4K
Filed
Dec 2, 2025
View
Earnings & Events
Earnings Calls
Last call
Aug 4, 2026
View
Investor Relations
Latest news
loanDepot Named a Top U.S. Mortga…
Published
Sep 3, 2026
View

Performance

5D 20D 120D MTD YTD
LDI -11.2% -11.7% -43.6% -11.5% -59.7%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY -10.0% -10.0% -61.4% -11.2% -71.7%

Capital returns

Latest dividend
$0.08 / share · ex Apr 1, 2022
Cut 86.9%
Paid (TTM)
$0.00 / share · 0 payouts
Dividend yield (TTM, derived)
· no payout in the trailing year

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1831631 CUSIP 53946R106 13F (30d) 63 filings 62 filers Visit website Investor relations