LDI
loanDepot, Inc.
$1.12
+0.00 (+0.00%)
At close · Jul 16
Market Cap
$378.36M
Shares
337,823,899
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$1.12
Open$1.13
Day$1.11–1.19
52W$1.07–5.05
Avg vol 30d1.9M
Short int17.3M · 5.1% float · 7.9d
Short vol23%
Last earningsMay 5, 2026
DataFeb 2021–Jul 2026
Filing10-Q · May 7
Up next
Next earnings call
Aug 5, 2026
Est · unconfirmed
· in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment advice
Overall
Strong Sell
SellHoldBuy
Technical
Strong Sell
Momentum
Very Weak
Sentiment
Bullish
Fundamentals
Poor
Quant / Vol
Very High
Market backdrop
VIX 16.7 · calm
Equity put/call 0.67
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−45%
below
Price vs 50-day avg
−8%
below
RSI (14)
43
neutral
MACD trend
Negative
52-week position
1%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−9%
trailing
6-month return
−59%
trailing
YTD return
−46%
this year
Relative strength
−68%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow
Accumulating
8 of 138 funds reported for Jun 30 · net +584.0K sh shares · +1 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.13% of float · ▼ -5.8% MoM · 7.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
138 holders — mid 3-yr range
Squeeze score
57
elevated · 0–100
Fundamentals
EPS growth
−301%
Y/Y
Free cash flow
$-734.6M
Balance sheet
$1.8B
net debt
Quant / Vol
risk profile
Volatility
91%
annualized · 1-yr
Max drawdown
−76%
past year
ATR
6.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed May 5, 2026
Origination volume
· second quarter of 2026
Initiated
$7.25B – $9.25B
Pull-through weighted rate lock volume
· second quarter of 2026
Initiated
$5.75B – $7.75B
Pull-through weighted gain on sale margin
· second quarter of 2026
Initiated
3.3% – 3.6%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−45%
Bearish
Price vs 50-day avg
−8%
Bearish
RSI (14)
43
Neutral
MACD trend
Negative
Bearish
52-week position
1%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $1 › 200d $2 — 200d above 50d
Institutional flow
Accumulating
8 of 138 funds reported for Jun 30 · net +584.0K sh shares · +1 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.13% of float · ▼ -5.8% MoM · 7.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
138 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $1
Now $1 · 1%
52-wk high $5
vs 200-day avg -45%
vs 50-day avg -8%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted EBITDA non-GAAP | $14M | Q1 2026 | — |
|
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| Cash balance | $277M | Q1 2026 | — |
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| Loan origination volume | 7.7B | Q1 2026 | — |
| Pull-through weighted gain on sale margin | 271 | Q1 2026 | — |
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| Pull-through weighted lock volume | 8.3B | Q1 2026 | — |
|
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| Purchase volume | 41% | Q1 2026 | — |
| adjusted net loss non-GAAP | $34M | Q1 2026 call | — |
|
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| adjusted total revenue non-GAAP | $299M | Q1 2026 call | — |
|
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| pull-through weighted rate lock volume | $8.3B | Q1 2026 call | — |
| recapture rate | 73% | Q1 2026 call | — |
| servicing fee income | $109M | Q1 2026 call | — |
| Purchase volume percentage of total loans originated | 49% | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Mortgage Finance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
LDI
this stock
loanDepot, Inc.
|
$378.36M | -45.9% | — | — | 5.1% |
|
RKT
Rocket Companies, Inc.
|
$42.16B | -24.6% | — | 114.6 | 3.7% |
|
FNMA
Federal National Mortgage Association Fannie Mae
|
$6.66B | -46.4% | — | 575.0 | 1.3% |
|
PFSI
PennyMac Financial Services, Inc.
|
$4.51B | -33.9% | +8.2% | 9.2 | 4.7% |
|
FMCC
Federal Home Loan Mortgage Corp
|
$3.43B | -48.0% | — | — | 1.4% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LDI | -1.8% | -8.9% | -59.0% | -10.4% | -45.9% |
| SPY | -0.1% | +0.1% | +9.0% | +0.5% | +10.1% |
| vs SPY | -1.6% | -9.0% | -67.9% | -10.9% | -56.0% |