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MCY · Mercury General Corp

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$104.31 -2.01 (-1.89%) At close · Aug 19
Market Cap
$5.89B
Shares
55.39M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$104.31 Open$106.91 Day$104.21–107.70 52W close$73.59–111.12 Avg vol 30d280K Short int1.5M · 2.6% float · 5.6d Short vol46% Last earningsFeb 11, 2025 DataJan 2020–Aug 2026 Filing10-Q · Aug 4

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 4, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +9%
above
Price vs 50-day avg −2%
below
RSI (14) 44
neutral
MACD trend Negative
52-week position 82%
mid-range
Momentum
relative strength
Very Strong
1-month return +2%
trailing
6-month return +16%
trailing
YTD return +11%
this year
Relative strength +5%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $106 › 200d $95 — 50d above 200d
Institutional flow Accumulating
+12% holders QoQ · +72 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.64% of float · ▲ +0.9% MoM · 5.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
348 holders — near 3-yr high, broad support
Squeeze score 53
elevated · 0–100
Fundamentals
Strong
Revenue growth +9%
Y/Y
EPS growth +16%
Y/Y
Valuation P/E 6.3
below peers
Balance sheet $574.5M
net debt
Quant / Vol
risk profile
Low
Volatility 26%
annualized · 1-yr
Max drawdown −13%
past year
ATR 2.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Dec 31, 2024
Pretax net catastrophe losses · 2025 $155M – $325M
Prior guidance period ended · from the Earnings Call filed Dec 31, 2024
Reinstatement premium · first and second quarter of 2025 $80M – $101M
After-tax net impact of wildfires to statutory surplus · first quarter 2025 $5M – $295M
Fair plan assessment · 2025 $50M
Property excess of loss reinsurance treaty limits expected to be · 2025 $10M – $20M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+9% Bullish
Price vs 50-day avg
−2% Neutral
RSI (14)
44 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $106 › 200d $95 — 50d above 200d
Institutional flow Accumulating
+12% holders QoQ · +72 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.64% of float · ▲ +0.9% MoM · 5.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
348 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $74 Now $104 · 82% Range high $111
vs 200-day avg +9% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average invested assets at cost non-GAAP 6.89B Three Months Ended June 30, 2026
Debt to total capital ratio 25.1% June 30, 2026
Net premiums written to surplus ratio 2.18 June 30, 2026

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Property & Casualty — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
MCY
Mercury General Corp
this stock
$5.89B +10.9% +9.4% 6.3 2.6%
CB
Chubb Ltd
$133.92B +9.2% +6.5% 12.2 1.1%
PGR
Progressive Corp/Oh/
$120.36B -4.6% +16.3% 10.4 1.4%
TKOMY
Tokio Marine Holdings, Inc.
$87.29B +24.3% 0.0%
TRV
Travelers Companies, Inc.
$76.74B +24.9% +5.2% 9.9 3.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
348
% held
47.7%
Net QoQ
-128.2K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
340
View
Short & Settlement
Short Interest Rising
Shares short
1.5M
Days to cover
5.6d
Change
+12.8K sh
View
Short Volume
Short vol %
46%
As of
Aug 19, 2026
Short Total
View
Fails to Deliver
FTD shares
14
Value
$1.5K
As of
Jul 28, 2026
View
Off-Exchange
Off-exchange %
38.6%
Week of
Jul 13, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$6.0B
Net income (FY)
$541.1M
EPS diluted
$9.77
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 4, 2026
This year
11
View
Proposed Sales
Value
$976.4K
Shares
12.5K
Filed
Dec 5, 2024
View
Earnings & Events
Earnings Calls
Last call
Feb 11, 2025
View

Performance

5D 20D 120D MTD YTD
MCY -1.2% +1.5% +16.1% -2.6% +10.9%
SPY -0.4% +2.9% +11.6% +3.0% +12.8%
vs SPY -0.7% -1.4% +4.5% -5.6% -1.9%

Capital returns

Latest dividend
$0.318 / share · ex Jun 11, 2026
Declared · upcoming
$0.3175 / share · ex Sep 10, 2026
Cut 49.9%
Paid (TTM)
$1.272 / share · 4 payouts
Dividend yield (TTM, derived)
1.22%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 64996 CUSIP 589400100 13F (30d) 323 filings 316 filers Visit website Investor relations