NAVI · Navient Corp
$8.68
+0.04 (+0.46%)
At close · Jul 21
Market Cap
$802.12M
Shares
93.98M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$271M
-15.6%
FY2024
Net Income
-$80M
-161.1%
FY2025
Diluted EPS
-$0.81
-168.6%
FY2025
Operating Cash Flow
$441M
-3.9%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | $271M | $321M | $332M | $507M | $388M | $391M | $359M | — | — | — | — | — | — | |
| $3B | $3.11B | $3.81B | $4.42B | $3.22B | $2.65B | $3.3B | $4.67B | $4.91B | — | — | — | — | — | — | |
| $520M | $519M | $536M | $862M | $1.12B | $1.33B | $1.25B | $1.19B | $1.24B | $1.41B | $1.71B | $2.22B | $2.67B | $3.17B | $3.21B | |
| $86M | $91M | $616M | $409M | $616M | $806M | $430M | $856M | $702M | $796M | $819M | $902M | $907M | $886M | $244M | |
| — | $3M | $8M | $10M | $14M | $19M | $21M | $21M | $31M | $23M | $29M | $12M | $9M | $13M | $18M | |
| $14M | $17M | $39M | $25M | $36M | $26M | $9M | $6M | $13M | $29M | — | $32M | $113M | $72M | $11M | |
| $383M | $421M | $680M | $800M | $776M | $1.21B | $964M | $984M | $984M | $966M | $951M | $918M | $987M | $1.04B | $897M | |
| $3.52B | — | — | $3.56B | $2.1B | $1.32B | $2.05B | $3.49B | $3.67B | $2.97B | $2.44B | $2.07B | $2.06B | $2.21B | $2.56B | |
| -$74M | -$111M | $174M | $313M | $827M | $936M | $532M | $763M | $528M | $764M | $1.11B | $1.58B | $1.82B | $2.09B | $1.44B | |
| -$13M | -$31M | $43M | $85M | $182M | $219M | $120M | $166M | $133M | $472M | $427M | $597M | $681M | $776M | $498M | |
| -$61M | -$80M | $131M | $228M | $645M | $717M | $412M | $597M | $395M | $292M | $681M | $984M | $1.14B | $1.42B | $939M | |
| — | — | 48.34% | 71.03% | 194.28% | 141.42% | 106.19% | 152.69% | 110.03% | — | — | — | — | — | — | |
| $0 | — | — | — | — | — | — | — | — | — | $0 | $0 | $0 | -$1M | -$2M | |
| — | — | — | — | — | — | — | — | — | — | $681M | $984M | $1.13B | $1.4B | $919M | |
| -$58M | -$81M | $115M | $160M | $865M | $858M | $229M | $393M | $434M | $347M | $738M | $924M | $1.13B | — | — | |
| USD/shares | — | -$0.81 | $1.20 | $1.87 | $4.54 | $4.23 | $2.14 | $2.59 | $1.52 | $1.06 | $2.15 | $2.62 | $2.71 | $3.18 | $1.93 |
| USD/shares | — | -$0.81 | $1.18 | $1.85 | $4.49 | $4.18 | $2.12 | $2.56 | $1.49 | $1.04 | $2.12 | $2.58 | $2.66 | $3.12 | $1.90 |
| shares | — | 99M | 109M | 122M | 142M | 170M | 193M | 230M | 260M | 275M | 316M | 376M | 417M | 440M | 476M |
| shares | — | 99M | 111M | 123M | 144M | 172M | 195M | 233M | 264M | 281M | 322M | 382M | 425M | 449M | 483M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $6.9B in buybacks, $2.21B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Credit Services median 8.74×
EV/EBIT
—
Credit Services median 24.71×
P/E (TTM)
—
Credit Services median 11.99×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Business Processing | $23,000,000 | $271,000,000 | $321,000,000 | $330,000,000 | $488,000,000 | $304,000,000 | $258,000,000 | $268,000,000 |
| Federal Education Loans Segment | — | — | — | $2,000,000 | $19,000,000 | $84,000,000 | $133,000,000 | $91,000,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Government Services | $23,000,000 | $183,000,000 | $200,000,000 | $187,000,000 | $258,000,000 | $191,000,000 | $154,000,000 | $175,000,000 |
| Federal Education Loan Asset Recovery Services | — | $0 | $0 | $2,000,000 | $19,000,000 | $84,000,000 | $133,000,000 | $91,000,000 |
| Healthcare Services | — | $88,000,000 | $121,000,000 | $143,000,000 | $230,000,000 | $113,000,000 | $104,000,000 | $93,000,000 |
Key facts
CIK
1593538
CUSIP
63938C108
13F (30d)
31 filings
30 filers
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