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$9.17 -0.07 (-0.76%) At close · Aug 14
Market Cap
$860.00M
Shares
93.78M

Navient Corp Earnings Call Transcripts

Every quarterly earnings call for Navient Corp (NAVI) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼37.8% $79.00M $105.00M '22 Q3 22-10-25 ▼38.8% $71.00M $105.00M '22 Q4 23-01-24 ▼24.2% $72.00M $111.00M '23 Q1 23-04-26 ▼4.6% $83.00M $66.00M '23 Q2 23-07-26 ▲7.6% $85.00M $79.00M '23 Q3 23-10-25 ▲14.1% $81.00M −$28.00M '23 Q4 24-01-31 ▲6.9% $77.00M $73.00M '24 Q1 24-04-24 ▼2.4% $81.00M $36.00M '24 Q2 24-07-24 ▼17.6% $70.00M −$2.00M '24 Q3 24-10-30 LATEST ▼46.9% $43.00M $24.00M '24 Q4 25-01-29
Earnings call
FY26 · Q2
2026-08-06
Navient Corp Q2 FY2026 Earnings Call
Positive tone Origination growth Credit quality and provisioning Refinance lending
Diluted EPS
$0.26
▲ 100% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Navient Corp Q1 FY2026 Earnings Call
Confident tone In-School Lending Credit Quality Federal Education Loan Portfolio
Diluted EPS
$0.17
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Capital Markets Day
Investor event
2026-02-22
ABS Vegas 2026 Investor Presentation
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q4
2026-01-28
Navient Corp Q4 FY2025 Earnings Call
Positive tone Earnest refi loan growth Private legacy portfolio credit deterioration Expense reduction / transformation
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-29
Navient Corp Q3 FY2025 Earnings Call
Positive tone Provision and credit reserves Legacy loan cash flow assumptions Operating expense reduction and transformation
Diluted EPS
$-0.87
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-30
Navient Corp Q2 FY2025 Earnings Call
Confident tone Federal student loan legislation and Grad PLUS elimination FFELP portfolio dynamics Graduate student customer segment
Diluted EPS
$0.13
▼ 59.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-30
Navient Corp Q1 FY2025 Earnings Call
Positive tone Strategic direction of Earnest BPS divestiture completion FFELP portfolio and net interest margin
Diluted EPS
$-0.02
▼ 103.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Capital Markets Day
Investor event
2025-02-23
ABS Vegas 2025 Investor Presentation
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY24 · Q4
2025-01-29
Navient Corp Q4 FY2024 Earnings Call
Confident tone Cost reductions Consumer lending growth via Earnest Business transformation and divestitures
Revenue
$43.00M*
▼ 46.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Navient Corp Q3 FY2024 Earnings Call
Confident tone Transformation and divestitures Loan origination growth Liquidity and debt management
Revenue
$70.00M
▼ 17.6% YoY
Diluted EPS
$-0.02
▼ 103.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-24
Navient Corp Q2 FY2024 Earnings Call
Positive tone FFELP prepayments and cash flow BPS divestment Strategic restructuring and expense reduction
Revenue
$81.00M
▼ 2.4% YoY
Diluted EPS
$0.32
▼ 38.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
Navient Corp Q1 FY2024 Earnings Call
Balanced tone FFELP prepayments and NIM Business Processing Solutions divestiture Outsourcing to MOHELA
Revenue
$77.00M
▲ 6.9% YoY
Diluted EPS
$0.64
▼ 25.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
Navient Corp Q4 FY2023 Earnings Call
Positive tone Earnest growth and refi opportunity Cost reduction and efficiency Capital returns and shareholder value
Revenue
$81.00M*
▲ 14.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-25
Navient Corp Q3 FY2023 Earnings Call
Revenue
$85.00M
▲ 7.6% YoY
Diluted EPS
$0.65
▼ 13.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-26
Navient Corp Q2 FY2023 Earnings Call
Revenue
$83.00M
▼ 4.6% YoY
Diluted EPS
$0.52
▼ 57.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
Navient Corp Q1 FY2023 Earnings Call
Revenue
$72.00M
▼ 24.2% YoY
Diluted EPS
$0.86
▼ 48.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-24
Navient Corp Q4 FY2022 Earnings Call
Revenue
$71.00M*
▼ 38.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Navient Corp Q3 FY2022 Earnings Call
Revenue
$79.00M
▼ 37.8% YoY
Diluted EPS
$0.75
▼ 27.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Navient Corp Q2 FY2022 Earnings Call
Revenue
$87.00M
▼ 35.1% YoY
Diluted EPS
$1.22
▲ 16.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
Navient Corp Q1 FY2022 Earnings Call
Revenue
$95.00M
▼ 26.9% YoY
Diluted EPS
$1.67
▼ 16.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-25
Navient Corp Q4 FY2021 Earnings Call
Revenue
$116.00M*
▲ 8.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Navient Corp Q3 FY2021 Earnings Call
Revenue
$127.00M
▲ 17.6% YoY
Diluted EPS
$1.04
▼ 2.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
Navient Corp Q2 FY2021 Earnings Call
Revenue
$134.00M
▲ 57.6% YoY
Diluted EPS
$1.05
▲ 64.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
Navient Corp Q1 FY2021 Earnings Call
Revenue
$130.00M
▲ 47.7% YoY
Diluted EPS
$2.00
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
Navient Corp Q4 FY2020 Earnings Call
Revenue
$107.00M*
▲ 13.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-20
Navient Corp Q3 FY2020 Earnings Call
Revenue
$108.00M
▲ 9.1% YoY
Diluted EPS
$1.07
▲ 69.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-21
Navient Corp Q2 FY2020 Earnings Call
Revenue
$85.00M
▼ 15% YoY
Diluted EPS
$0.64
▲ 0% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
Navient Corp Q1 FY2020 Earnings Call
Revenue
$88.00M
▼ 10.2% YoY
Diluted EPS
$-0.53
▼ 201.9% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-21
Navient Corp Q4 FY2019 Earnings Call
Revenue
$94.00M*
▼ 2.1% YoY
Diluted EPS
$0.78
▲ 178.6% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–29 of 29 earnings calls
Key facts CIK 1593538 CUSIP 63938C108 13F (30d) 235 filings 235 filers Visit website Investor relations

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