Skip to main content
$137.64 +0.70 (+0.51%)
Market Cap
$4.92B
Shares
35.93M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$136.94 Open$134.80 Day$132.81–136.96 52W$116.62–144.38 Avg vol 30d121K Short int553K · 1.5% float · 5.5d Short vol52% Last earningsFeb 28, 2023 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +4%
above
Price vs 50-day avg +4%
above
RSI (14) 62
neutral
MACD trend Positive
52-week position 73%
mid-range
Momentum
relative strength
Strong
1-month return +2%
trailing
6-month return +3%
trailing
YTD return +3%
this year
Relative strength −5%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $131 › 200d $132 — 200d above 50d
Institutional flow Distributing
49 of 216 funds reported for Jun 30 · net -6.6K sh shares · +5 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.54% of float · ▲ +6.0% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
216 holders — near 3-yr high, broad support
Squeeze score 57
elevated · 0–100
Fundamentals
Strong
EPS growth +135%
Y/Y
Free cash flow $396.7M
Valuation P/E 11.9
below peers
Balance sheet $7.5B
net debt
Quant / Vol
risk profile
Low
Volatility 24%
annualized · 1-yr
Max drawdown −15%
past year
ATR 2.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+4% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
62 Neutral
MACD trend
Positive Bullish
52-week position
73% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $131 › 200d $132 — 200d above 50d
Institutional flow Distributing
49 of 216 funds reported for Jun 30 · net -6.6K sh shares · +5 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
1.54% of float · ▲ +6.0% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
216 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $117 Now $137 · 73% 52-wk high $144
vs 200-day avg +4% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Nelnet Bank investment portfolio $1.18B Q1 2026
Nelnet Bank loan portfolio $1.26B Q1 2026
Pay Later receivables $766.2M Q1 2026
Revenue less direct costs to provide services (Education Technology Services and Payments) $104.5M Q1 2026
Total borrowers serviced 15.5M Q1 2026
Total deposits, including intercompany deposits $1.96B Q1 2026
Total loan servicing volume $525.7B Q1 2026
Average balance of FFELP loans outstanding $7.9B Q4 2025
Net income, excluding derivative market value adjustments non-GAAP $56.3M Q4 2025
Revenue less direct costs to provide services $73.7M Q4 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NNI
Nelnet Inc
this stock
$4.92B +3.3% 11.9 1.5%
V
Visa Inc.
$657.58B +4.7% +12.3% 1.3%
MA
Mastercard Inc
$497.74B -1.3% +16.4% 32.6 1.0%
AXP
American Express Co
$227.33B -8.8% +13.4% 20.4 1.7%
COF
Capital One Financial Corp
$132.18B -12.0% +36.6% 54.2 2.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
218
% held
30.2%
Reported
49 of 216
Top holder
DIMENSIONAL FUND ADVISORS…
Held Float
View
Held by Funds
Fund positions
201
View
Short & Settlement
Short Interest Rising
Shares short
553.1K
Days to cover
5.5d
Change
+31.1K sh
View
Short Volume
Short vol %
52%
As of
Jul 29, 2026
Short Total
View
Fails to Deliver
FTD shares
245
Value
$32.0K
As of
Jun 1, 2026
View
Off-Exchange
Off-exchange %
34.4%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$0
Net income (FY)
$428.5M
EPS diluted
$11.79
View
Buybacks
Authorized
shares 5.0M
Remaining
shares 4.5M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
May 18, 2026
This year
12
View
Proposed Sales
Value
$51.6K
Shares
400
Filed
Dec 9, 2025
View
Earnings & Events
Earnings Calls
Last call
Feb 28, 2023
View

Performance

5D 20D 120D MTD YTD
NNI +2.2% +1.9% +2.7% +2.7% +3.3%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY +3.2% +1.9% -4.7% +3.5% -5.4%

Capital returns

Latest dividend
$0.33 / share · ex Feb 27, 2026
Raised 10%
Paid (TTM)
$0.96 / share · 3 payouts
Dividend yield (TTM, derived)
0.70%
Buyback program · as of Dec 31, 2025
Authorized
shares 5.00M
Spent (derived)
shares 500,000
Remaining
shares 4.50M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1258602 CUSIP 64031N108 13F (30d) 46 filings 46 filers Visit website