NNI · Nelnet Inc
$126.83
+0.23 (+0.18%)
At close · Aug 21
Market Cap
$4.55B
Shares
35.78M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$126.60
Open$125.01
Day$123.79–127.24
52W close$122.20–144.23
Avg vol 30d121K
Short int575K · 1.6% float · 6.4d
Short vol67%
Last earningsFeb 28, 2023
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Sell
Momentum
Very Weak
Sentiment
Bearish
Fundamentals
Strong
Quant / Vol
Low
Market backdrop
VIX 16 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
Death cross
Price vs 200-day avg
−4%
below
Price vs 50-day avg
−4%
below
RSI (14)
39
neutral
MACD trend
Negative
52-week position
20%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−4%
trailing
6-month return
−2%
trailing
YTD return
−5%
this year
Relative strength
−13%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
Death cross
50d $132 › 200d $132 — 200d above 50d
Institutional flow
Distributing
-4% holders QoQ · +25 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.61% of float · ▲ +3.9% MoM · 6.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
211 holders — mid 3-yr range
Squeeze score
55
elevated · 0–100
Fundamentals
EPS growth
+135%
Y/Y
Free cash flow
$396.7M
Valuation
P/E 15.2
in line
Balance sheet
$7.5B
net debt
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
Death cross
Bearish
Price vs 200-day avg
−4%
Neutral
Price vs 50-day avg
−4%
Neutral
RSI (14)
39
Neutral
MACD trend
Negative
Bearish
52-week position
20%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross)
Death cross
50d $132 › 200d $132 — 200d above 50d
Institutional flow
Distributing
-4% holders QoQ · +25 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.61% of float · ▲ +3.9% MoM · 6.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
211 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $122
Now $127 · 20%
Range high $144
vs 200-day avg -4%
vs 50-day avg -4%
50-day below 200-day death cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| AGM's loan portfolio | $7.83B | second quarter of 2026 | — |
| Average balance of FFELP loans outstanding | $6.7B | the three months ended June 30, 2026 | — |
|
|
|||
| Class A common shares repurchased (first six months of 2026) | 316,600 | the first six months of 2026 | — |
| consumer loan portfolio | $1.21B | second quarter of 2026 | — |
| consumer loans acquired during the quarter | $3.07B | the three months ended June 30, 2026 | — |
| Nelnet Bank investment portfolio | $1.29B | second quarter of 2026 | — |
|
|
|||
| Nelnet Bank loan portfolio | $1.64B | second quarter of 2026 | — |
|
|
|||
| Pay Later receivables acquired | $2.86B | the three months ended June 30, 2026 | — |
| Revenue less direct costs to provide services (Education Technology Services and Payments) | $79.7M | the second quarter of 2026 | — |
|
|
|||
| Total borrowers serviced | 15.2M | second quarter of 2026 | — |
|
|
|||
| Total deposits, including intercompany deposits | $2.51B | second quarter of 2026 | — |
|
|
|||
| Total loan servicing volume | $519.2B | second quarter of 2026 | — |
|
|
|||
| Pay Later receivables | $766.2M | Q1 2026 | — |
| Net income, excluding derivative market value adjustments non-GAAP | $56.3M | Q4 2025 | — |
| Revenue less direct costs to provide services | $73.7M | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NNI
this stock
Nelnet Inc
|
$4.55B | -4.8% | — | 15.2 | 1.6% |
|
V
Visa Inc.
|
$652.62B | +4.3% | -4.9% | — | 1.2% |
|
MA
Mastercard Inc
|
$508.54B | +0.5% | +16.4% | 31.9 | 1.0% |
|
AXP
American Express Co
|
$223.63B | -10.5% | +13.4% | 20.1 | 1.8% |
|
COF
Capital One Financial Corp
|
$132.22B | -12.3% | +36.6% | — | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NNI | -0.5% | -3.8% | -2.2% | -6.8% | -4.8% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | +1.4% | -7.1% | -13.4% | -8.9% | -16.6% |
Capital returns
Latest dividend
$0.33
/ share · ex Jun 1, 2026
Declared · upcoming
$0.33
/ share · ex Sep 1, 2026
Paid (TTM)
$1.29
/ share · 4 payouts
Dividend yield (TTM, derived)
1.02%
Buyback program
· as of Dec 31, 2025
Authorized
shares 5.00M
Spent (derived)
shares 500,000
Remaining
shares 4.50M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.