OCFC
Oceanfirst Financial CorpPrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Core diluted earnings per share non-GAAP | $0.43 | Q1 2026 | — |
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| Core earnings non-GAAP | $24.3M | Q1 2026 | — |
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| Core earnings PTPP non-GAAP | $34.4M | Q1 2026 | — |
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| Core Efficiency ratio non-GAAP | 66.76% | Q1 2026 | — |
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| Core Return on average assets non-GAAP | 0.68% | Q1 2026 | — |
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| Core Return on average tangible common equity non-GAAP | 8.56% | Q1 2026 | — |
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| Core Return on average tangible stockholders' equity non-GAAP | 8.56% | Q1 2026 | — |
| CET1 ratio | 10.7% | Q1 2026 call | — |
| common equity Tier 1 capital ratio | 10.7% | Q1 2026 call | — |
| core noninterest expense non-GAAP | $69M | Q1 2026 call | — |
| core operating expenses non-GAAP | $69M | Q1 2026 call | — |
| loan originations | 429M | Q1 2026 call | — |
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| nonperforming assets to total assets | 0.31% | Q1 2026 call | — |
| nonperforming loans to total loans | 0.31% | Q1 2026 call | — |
| special mention and substandard loans | 1.5% | Q1 2026 call | — |
| Common equity tier one capital ratio | 10.7% | December 31, 2025 | — |
| Core PTPP diluted earnings per share non-GAAP | $0.58 | quarter ended December 31, 2025 | — |
| Loan pipeline | $474.1M | quarter ended December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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OCFC
this stock
Oceanfirst Financial Corp
|
$1.15B | +14.0% | — | 16.9 | 7.2% |
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HDB
Hdfc Bank Ltd
|
$135.43B | -28.0% | +15.2% | — | 0.4% |
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MFG
Mizuho Financial Group Inc
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$125.72B | +41.0% | — | — | 0.1% |
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IBN
Icici Bank Ltd
|
$106.74B | -0.8% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.48B | +23.2% | +7.2% | 14.8 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OCFC | +6.1% | +10.6% | +6.7% | +3.7% | +14.0% |
| SPY | -0.1% | +0.1% | +9.0% | +0.5% | +10.1% |
| vs SPY | +6.3% | +10.6% | -2.3% | +3.2% | +3.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.