OCFC · Oceanfirst Financial Corp
$19.77
+0.29 (+1.49%)
At close · Aug 14
Market Cap
$1.91B
Shares
96.65M
Oceanfirst Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Oceanfirst Financial Corp (OCFC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-31
OceanFirst Financial Corp. Q2-26 Earnings Release
Positive tone
Flushing Acquisition / Branch Integration
New York Market Expansion
Acquired Loan Portfolio Runoff / Headwinds
Diluted EPS
$-0.04
▼ 114.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Oceanfirst Financial Corp Q1 FY2026 Earnings Call
Confident tone
C&I and commercial real estate expansion
Net interest margin and income
Loan and deposit growth
Diluted EPS
$0.36
▲ 2.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-23
Oceanfirst Financial Corp Q4 FY2025 Earnings Call
Confident tone
Organic loan and deposit growth
Net interest margin and rate outlook
Asset quality
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Oceanfirst Financial Corp Q3 FY2025 Earnings Call
Positive tone
Loan Growth and Originations
Outlook and Profitability Targets
Net Interest Margin and Net Interest Income
Diluted EPS
$0.30
▼ 28.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
Oceanfirst Financial Corp Q2 FY2025 Earnings Call
Positive tone
Commercial Banking Expansion
EPS Trough / Forward Earnings Power
Capital Deployment
Diluted EPS
$0.28
▼ 30% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-25
Oceanfirst Financial Corp Q1 FY2025 Earnings Call
Confident tone
Premier Bank initiative and new hire teams
Loan growth and commercial pipeline
Net interest margin and deposit repricing
Diluted EPS
$0.35
▼ 25.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
Oceanfirst Financial Corp Q4 FY2024 Earnings Call
Positive tone
CRE portfolio and diversification
Hiring and talent expansion
Net interest margin and repricing
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-18
Oceanfirst Financial Corp Q3 FY2024 Earnings Call
Positive tone
CRE and Credit Risk
Capital Management and Share Repurchases
Loan Growth and Originations
Diluted EPS
$0.42
▲ 27.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-19
Oceanfirst Financial Corp Q2 FY2024 Earnings Call
Positive tone
CRE Portfolio and Concentration
Capital Management and Repurchases
Credit Quality and Allowance
Diluted EPS
$0.40
▼ 11.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-19
Oceanfirst Financial Corp Q1 FY2024 Earnings Call
Balanced tone
Commercial real estate exposure
Loan and deposit growth outlook
Talent hiring and banker recruitment
Diluted EPS
$0.47
▲ 2.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-19
Oceanfirst Financial Corp Q4 FY2023 Earnings Call
Positive tone
Net interest margin and net interest income outlook
Deposit composition and funding strategy
Capital management and shareholder returns
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-20
Oceanfirst Financial Corp Q3 FY2023 Earnings Call
Diluted EPS
$0.33
▼ 48.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-21
Oceanfirst Financial Corp Q2 FY2023 Earnings Call
Diluted EPS
$0.45
▼ 4.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-21
Oceanfirst Financial Corp Q1 FY2023 Earnings Call
Diluted EPS
$0.46
▲ 9.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-20
Oceanfirst Financial Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Oceanfirst Financial Corp Q3 FY2022 Earnings Call
Diluted EPS
$0.64
▲ 64.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-29
Oceanfirst Financial Corp Q2 FY2022 Earnings Call
Diluted EPS
$0.47
▼ 4.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-29
Oceanfirst Financial Corp Q1 FY2022 Earnings Call
Diluted EPS
$0.42
▼ 20.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Oceanfirst Financial Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Oceanfirst Financial Corp Q3 FY2021 Earnings Call
Diluted EPS
$0.39
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-30
Oceanfirst Financial Corp Q2 FY2021 Earnings Call
Diluted EPS
$0.49
▲ 58.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-30
Oceanfirst Financial Corp Q1 FY2021 Earnings Call
Diluted EPS
$0.53
▲ 96.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Oceanfirst Financial Corp Q4 FY2020 Earnings Call
Diluted EPS
$0.54
▲ 14.9% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-30
Oceanfirst Financial Corp Q3 FY2020 Earnings Call
Diluted EPS
$-0.10
▼ 120.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-24
Oceanfirst Financial Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.31
▼ 16.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-24
Oceanfirst Financial Corp Q1 FY2020 Earnings Call
Diluted EPS
$0.27
▼ 35.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-28
Oceanfirst Financial Corp Q4 FY2019 Earnings Call
Diluted EPS
$0.47
▼ 14.5% YoY
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1004702
CUSIP
675234108
13F (30d)
216 filings
213 filers
Visit website
Investor relations