OCFC · Oceanfirst Financial Corp
$16.78
+0.11 (+0.66%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$1.65B
Shares
96.65M
Volume · Oct 2
1.01M
Avg daily vol (3M)
969.11K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$16.78
Open$16.80
Day$16.73–17.03
52W close$16.53–20.40
Avg vol 30d1.0M
Short int5.0M · 5.2% float · 6.3d
Short vol67%
Last earningsJul 31, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 31, 2026
Est · unconfirmed
· in 4 wks
filed Aug 7, 2026
call held Jul 31, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$442.17M
Trailing 12 months
Net income (TTM)
$47.90M
Trailing 12 months
Revenue growth YoY
+32.2%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
19.5
Trailing earnings · reciprocal yield 5.1%
FCF yield
6.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+21.6%
Year over year · more shares
Price change (1Y)
-4.9%
Trailing year
Short interest
5.2%
Latest settlement · 6.3 days to cover
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Strong Sell
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Weak
Quant / Vol
Moderate
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
Death cross
Price vs 200-day avg
−10%
below
Price vs 50-day avg
−10%
below
RSI (14)
30
oversold
MACD trend
Negative
52-week position
6%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−13%
trailing
6-month return
−10%
trailing
YTD return
−7%
this year
Relative strength
−23%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
Death cross
50d $19 › 200d $19 — 200d above 50d
Institutional flow
Accumulating
1 of 231 funds reported for Sep 30 · net +3.3K sh shares
Insider flow
Distributing
Net -$4.5M over 90 days · 100% sells
Short interest
Rising
5.17% of float · ▲ +5.9% MoM · 6.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
231 holders — near 3-yr high, broad support
Squeeze score
53
elevated · 0–100
Fundamentals
EPS growth
−29%
Y/Y
Free cash flow
$79.5M
Valuation
P/E 19.9
rich
Balance sheet
$1.6B
net debt
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−19%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 31, 2026
Q3-26
Net Interest Margin
3.07% – 3.12%
Q4-26
Net Interest Margin
3.09% – 3.14%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong Sell
50 / 200-day cross
Death cross
Bearish
Price vs 200-day avg
−10%
Bearish
Price vs 50-day avg
−10%
Bearish
RSI (14)
30
Neutral
MACD trend
Negative
Bearish
52-week position
6%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross)
Death cross
50d $19 › 200d $19 — 200d above 50d
Institutional flow
Accumulating
1 of 231 funds reported for Sep 30 · net +3.3K sh shares
Insider flow
Distributing
Net -$4.5M over 90 days · 100% sells
Short interest
Rising
5.17% of float · ▲ +5.9% MoM · 6.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
231 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $17
Now $17 · 6%
Range high $20
vs 200-day avg -10%
vs 50-day avg -10%
50-day below 200-day death cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average yield for interest-earning assets | 5.29% | the three months ended June 30, 2026 filing | — |
| Cost of average interest-bearing liabilities | 2.74% | the three months ended June 30, 2026 filing | — |
| Effective tax rate | -19.6% | the three months ended June 30, 2026 filing | — |
| Net interest margin | 3.05% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OCFC
this stock
Oceanfirst Financial Corp
|
$1.65B | -6.5% | — | 19.9 | 5.2% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OCFC | -1.9% | -13.0% | -10.4% | +1.5% | -6.5% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -1.7% | -12.5% | -22.6% | +0.6% | -19.4% |