ONB · Old National Bancorp /In/

Track ONB — free Ask ALVIS about ONB

$27.00 -0.15 (-0.55%) At close · Aug 5

Market Cap

$10.49B

386.37M

Up next

Next earnings call

Oct 21, 2026 Est · unconfirmed · in 11 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 29, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low

Market backdrop VIX 15.8 · calm Equity put/call 0.46

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +15%

above

Price vs 50-day avg +6%

above

RSI (14) 60

neutral

MACD trend Negative

52-week position 96%

near high

Momentum

relative strength

Very Strong

1-month return +5%

trailing

6-month return +10%

trailing

YTD return +23%

this year

Relative strength −2%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $26 › 200d $23 — 50d above 200d

Institutional flow Distributing

170 of 433 funds reported for Jun 30 · net -34.3M sh shares · +25 new

Insider flow Distributing

Net -$844.0K over 90 days · 100% sells

Short interest Falling

4.85% of float · ▼ -12.5% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

433 holders — near 3-yr high, broad support

Squeeze score 57

elevated · 0–100

Fundamentals

Strong

Revenue growth +6%

Y/Y

EPS growth +7%

Y/Y

Free cash flow $637.4M

Valuation P/E 14

in line

Buyback $277.0M

remaining

Balance sheet $1.6B

net cash

Quant / Vol

risk profile

Low

Volatility 27%

annualized · 1-yr

Max drawdown −18%

past year

ATR 1.9%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 2 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+15% Bullish

Price vs 50-day avg

+6% Bullish

RSI (14)

60 Neutral

MACD trend

Negative Bearish

52-week position

96% Bullish

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $26 › 200d $23 — 50d above 200d

Institutional flow Distributing

170 of 433 funds reported for Jun 30 · net -34.3M sh shares · +25 new

Insider flow Distributing

Net -$844.0K over 90 days · 100% sells

Short interest Falling

4.85% of float · ▼ -12.5% MoM · 4.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

433 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $19 Now $27 · 96% 52-wk high $27

vs 200-day avg +15% vs 50-day avg +6%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
30+ day delinquencies	0.29%	second quarter 2026	—

Adjusted efficiency ratio non-GAAP	45.2%	second quarter 2026	—

Adjusted PPNR non-GAAP	$366.8M	second quarter 2026	—
Adjusted ROATCE non-GAAP	19.9%	second quarter 2026	—
Allowance for credit losses (% of total loans)	1.21%	second quarter 2026	—

Average total loans	50.1B	second quarter 2026	—
Cost of total interest-bearing deposits	2.23%	second quarter 2026	—

Loan to deposit ratio	91%	second quarter 2026	—

Net charge-offs	$32.2M	second quarter 2026	—
Net charge-offs (bps of average loans)	26	second quarter 2026	—

Net interest income on a fully taxable equivalent basis non-GAAP	$586.5M	second quarter 2026	—

Net interest margin on a fully taxable equivalent basis non-GAAP	3.54%	second quarter 2026	—

Nonaccrual loans	0.91%	second quarter 2026	—

Period-end commercial pipeline	5.6B	second quarter 2026	—

Period-end total deposits	56.1B	second quarter 2026	—

Period-end total loans	50.8B	second quarter 2026	—

Pre-provision net revenue non-GAAP	$367.9M	second quarter 2026	—
Preliminary regulatory Tier 1 common equity to risk-weighted assets	11.09%	second quarter 2026	—
Return on average tangible common equity non-GAAP	19.8%	second quarter 2026	—
Total commercial loan production	3.5B	second quarter 2026	—

Total deposit costs	1.71%	second quarter 2026	—

Allowance for credit losses (including unfunded commitments)	$608.1M	first quarter 2026	—
Cost of total deposits	1.72%	first quarter 2026	—
Efficiency ratio non-GAAP	48.3%	first quarter 2026	—
Adjusted EPS non-GAAP	$2.21	Full-year 2025	—
Banking centers	351	Q4 2025	—
Full-time equivalent employees	5,243	Q4 2025	—
Net charge-offs to average loans excluding PCD	16	Q4 2025	—
Tangible common equity to tangible assets non-GAAP	7.72%	Q4 2025	—
Tier 1 capital ratio (preliminary)	11.53%	Q4 2025	—
Total risk-based capital ratio (preliminary)	12.85%	Q4 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
ONB Old National Bancorp /In/ this stock	$10.49B	+22.5%	+2.7%	14.0	4.9%
MFG Mizuho Financial Group Inc	$130.35B	+46.2%	—	—	0.1%
HDB Hdfc Bank Ltd	$122.47B	-34.7%	+15.2%	—	0.4%
IBN Icici Bank Ltd	$109.20B	+2.9%	—	—	0.6%
PNC Pnc Financial Services Group, Inc.	$101.08B	+25.2%	+7.2%	14.6	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

450

% held: 83.5%
Reported: 170 of 433
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

434

View

Short & Settlement

Short Interest Falling

Shares short

18.8M

Days to cover: 4.3d
Change: -2.7M sh

View

Short Volume

Short vol %

59%

As of: Aug 5, 2026

Short Total

View

Fails to Deliver

FTD shares

3.6K

Value: $95.1K
As of: Jul 13, 2026

View

Off-Exchange

Off-exchange %

46.7%

Week of: Jun 29, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$844.0K

Buyers / Sellers: 0 / 2

Buyers Sellers

View

Financials

Revenue (FY)

$125.6M

Net income (FY): $669.3M
EPS diluted: $1.79

View

Buybacks

Authorized

shares 400.0M

Remaining: $277.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 5, 2026
This year: 15

View

Proposed Sales

Value

$310.8K

Shares: 11.8K
Filed: Jul 30, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 22, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
ONB	+1.2%	+4.9%	+9.7%	+1.4%	+22.5%
SPY	+5.5%	+3.3%	+11.3%	+3.1%	+12.9%
vs SPY	-4.3%	+1.7%	-1.6%	-1.7%	+9.6%

Capital returns

Latest dividend

$0.145 / share · ex Jun 5, 2026

Raised 3.6%

Paid (TTM)

$0.57 / share · 4 payouts

Dividend yield (TTM, derived)

2.11%

Buyback program · as of Jun 30, 2026

Authorized

shares 400.00M

Spent (derived)

—

Remaining

$277.00M

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 707179 CUSIP 680033107 13F (30d) 159 filings 158 filers Visit website Investor relations

ONB · Old National Bancorp /In/

Price & Indicators

Up next

AI Brief

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns