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ONB · Old National Bancorp · Financials

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$24.73 -0.22 (-0.88%) Q3 2026 earnings call transcript
Market Cap
$9.64B
Shares
378.26M
Volume · Oct 28 4.67M Avg daily vol (3M) 4.3M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$2.52B +33.9%
FY2025 Revenue FY2008–FY2025
Net Income
$669.26M +24.1%
FY2025 Net Income FY2008–FY2025
Diluted EPS
$1.79 +6.5%
FY2025 Diluted EPS FY2008–FY2025
Operating Cash Flow
$681.47M +9.5%
FY2025 Operating Cash Flow FY2008–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008
$2.83B $2.52B $1.89B $1.84B $1.73B $810.62M $835.37M $803.59M $732.91M $620.55M $655.53M $596.75M $531.5M $502.18M $498.57M $455.76M $388.57M $394.86M $410.29M
$3.59B $3.27B $2.6B $2.21B $1.45B $638.65M $663.31M $730.39M $632.05M $495.34M $447.13M $399.19M $389.73M $341.81M $344.7M $326.59M $296.85M $340.68M $392.52M
$2.32B $2.06B $1.53B $1.5B $1.33B $596.4M $596.09M $604.27M $537.6M $437.17M $402.7M $366.12M $366.37M $317.42M $308.76M $272.87M $218.42M $231.4M $243.33M
$514.12M $466.53M $354.7M $333.34M $399.78M $214.22M $239.27M $199.32M $195.31M $183.38M $252.83M $230.63M $165.13M $184.76M $189.82M $182.88M $170.15M $163.46M $166.97M
$98.96M $78.66M $27.53M $24.16M $25.86M $11.34M $14.09M $16.91M $14.44M $11.84M $12.49M $11.75M $9.12M $8.16M $7.94M $8.83M $6.13M $5.99M $3.66M
— — — — — — — — — — — $17.03M $14.64M $12.52M $13.1M $12.14M — — —
$1.27B $1.21B $1.07B $703.67M $126.27M $42.25M $67.21M $126.11M $94.44M $58.17M $44.43M $33.07M $23.36M $24.39M $35.94M $53.72M $78.43M $109.28M $149.2M
— — — — — — — — — — — — — — — $0 — — —
$1.21B $841.39M $680.44M $751.3M $544.73M $338.86M $255.56M $290.36M $208.68M $168.66M $200.43M $162.89M $141.96M $142.52M $127.79M $99.76M $43.48M -$7.38M $61.6M
$257.05M $172.14M $141.25M $169.31M $116.45M $61.32M $29.15M $52.15M $17.85M $72.94M $66.16M $46.18M $38.3M $41.6M $36.11M $27.3M $5.27M -$21.11M -$877K
$957.7M $669.26M $539.19M $581.99M $428.29M $277.54M $226.41M $238.21M $190.83M $95.73M $134.26M $116.72M $103.67M $100.92M $91.68M $72.46M $38.21M $13.74M $62.48M
— 26.51% 28.6% 31.69% 24.79% 34.24% 27.1% 29.64% 26.04% 15.43% 20.48% 19.56% 19.5% 20.1% 18.39% 15.9% 9.83% 3.48% 15.23%
$941.57M $653.12M $523.05M $565.86M $414.17M $277.54M $226.41M $238.21M — — — — — — — $72.46M $38.21M $9.85M $62.18M
$532.71M $936.63M $531.95M $629.61M -$355.76M $127.39M $317.97M $339.36M $206.96M $104.83M $109.69M $113.47M $116.58M $26.65M $106.47M $88.73M $57.31M — —
USD/shares $2.46 $1.80 $1.69 $1.95 $1.51 $1.68 $1.37 $1.39 $1.23 $0.69 $1.05 $1.01 $0.96 $1.00 $0.95 $0.76 $0.44 $0.14 $0.95
USD/shares $2.45 $1.79 $1.68 $1.94 $1.50 $1.67 $1.36 $1.38 $1.22 $0.69 $1.05 $1.00 $0.95 $1.00 $0.95 $0.76 $0.44 $0.14 $0.95
shares — 363.51M 309.5M 290.75M 275.18M 165.18M 165.51M 171.91M 155.68M 137.82M 127.71M 115.73M 107.82M 100.71M 96.44M 94.47M 86.79M 71.31M 65.66M
shares — 365.46M 311M 291.86M 276.69M 165.93M 166.18M 172.69M 156.54M 138.51M 128.3M 116.26M 108.37M 101.2M 96.83M 94.77M 86.93M 71.37M 65.78M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $537.13M in buybacks, $1.59B in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-09-30 USD 5,484,611,000 10-Q filed 2026-10-28
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Long-term Federal Home Loan Bank advances
USD 5,500,200,000
Finance lease liabilities 2026-09-30 USD 18,173,000 10-Q filed 2026-10-28
Operating lease liabilities 2026-09-30 USD 206,493,000 10-Q filed 2026-10-28
Other borrowings 2026-09-30 USD 1,408,438,000 10-Q filed 2026-10-28
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
—
Peer median 13.10×
EV/EBIT
—
P/E (TTM)
10.40×
Peer median 12.46×

Peer medians compare against the 132 similar-size Banks - Regional companies (of 304 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2021 FY2020 FY2019 FY2018 FY2017
Wealth Management Services $40,409,000 $36,806,000 $37,072,000 $36,863,000 $37,316,000
Deposit Account $34,685,000 $35,081,000 $44,915,000 $44,026,000 $41,331,000
Investment Advisory Management And Administrative Service $24,639,000 $21,614,000 $21,785,000 $20,539,000 $20,977,000
Debit Card and ATM Fees $20,739,000 $20,178,000 $21,652,000 $20,216,000 $17,676,000
Merchant Processing Services $3,733,000 $3,150,000 $3,105,000 $2,927,000 $2,634,000
Safe Deposit Box Services $999,000 $957,000 $1,206,000 $1,124,000 $926,000
Gain Loss on Other Real Estate Owned $298,000 $240,000 $254,000 $1,270,000 $939,000
Insurance Premiums and Commissions $114,000 $407,000 $815,000 $399,000 $617,000
Key facts CIK 707179 CUSIP 680033107 13F (30d) 117 filings 106 filers Visit website Investor relations