ONB · Old National Bancorp /In/
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| 30+ day delinquencies | 0.29% | second quarter 2026 | — |
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| Adjusted efficiency ratio non-GAAP | 45.2% | second quarter 2026 | — |
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| Adjusted PPNR non-GAAP | $366.8M | second quarter 2026 | — |
| Adjusted ROATCE non-GAAP | 19.9% | second quarter 2026 | — |
| Allowance for credit losses (% of total loans) | 1.21% | second quarter 2026 | — |
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| Average total loans | 50.1B | second quarter 2026 | — |
| Cost of total interest-bearing deposits | 2.23% | second quarter 2026 | — |
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| Loan to deposit ratio | 91% | second quarter 2026 | — |
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| Net charge-offs | $32.2M | second quarter 2026 | — |
| Net charge-offs (bps of average loans) | 26 | second quarter 2026 | — |
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| Net interest income on a fully taxable equivalent basis non-GAAP | $586.5M | second quarter 2026 | — |
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| Net interest margin on a fully taxable equivalent basis non-GAAP | 3.54% | second quarter 2026 | — |
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| Nonaccrual loans | 0.91% | second quarter 2026 | — |
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| Period-end commercial pipeline | 5.6B | second quarter 2026 | — |
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| Period-end total deposits | 56.1B | second quarter 2026 | — |
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| Period-end total loans | 50.8B | second quarter 2026 | — |
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| Pre-provision net revenue non-GAAP | $367.9M | second quarter 2026 | — |
| Preliminary regulatory Tier 1 common equity to risk-weighted assets | 11.09% | second quarter 2026 | — |
| Return on average tangible common equity non-GAAP | 19.8% | second quarter 2026 | — |
| Total commercial loan production | 3.5B | second quarter 2026 | — |
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| Total deposit costs | 1.71% | second quarter 2026 | — |
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| Allowance for credit losses (including unfunded commitments) | $608.1M | first quarter 2026 | — |
| Cost of total deposits | 1.72% | first quarter 2026 | — |
| Efficiency ratio non-GAAP | 48.3% | first quarter 2026 | — |
| Adjusted EPS non-GAAP | $2.21 | Full-year 2025 | — |
| Banking centers | 351 | Q4 2025 | — |
| Full-time equivalent employees | 5,243 | Q4 2025 | — |
| Net charge-offs to average loans excluding PCD | 16 | Q4 2025 | — |
| Tangible common equity to tangible assets non-GAAP | 7.72% | Q4 2025 | — |
| Tier 1 capital ratio (preliminary) | 11.53% | Q4 2025 | — |
| Total risk-based capital ratio (preliminary) | 12.85% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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ONB
this stock
Old National Bancorp /In/
|
$10.50B | +21.8% | +6.1% | 14.0 | 4.7% |
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MFG
Mizuho Financial Group Inc
|
$132.42B | +48.5% | — | — | 0.1% |
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HDB
Hdfc Bank Ltd
|
$120.05B | -36.0% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
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$108.39B | -0.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$102.52B | +23.1% | +7.2% | 14.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ONB | +2.3% | +1.6% | +12.6% | +2.0% | +21.8% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +1.9% | -2.8% | -1.2% | -1.9% | +7.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.