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PROV · Provident Financial Holdings Inc

Track PROV — free
$18.63 -0.08 (-0.43%) At close · Sep 11
Market Cap
$116.14M
Shares
6.23M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.63 Open$18.75 Day$18.62–18.80 52W close$15.01–18.71 Avg vol 30d16K Short int26K · 0.4% float · 1.6d Short vol41% Last earningsJul 29, 2026 DataJan 2020–Sep 2026 Filing10-K · Sep 2

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 6 wks
filed Sep 2, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$40.05M
Trailing 12 months
Net income (TTM)
$6.66M
Trailing 12 months
Revenue growth YoY
+8.5%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
18.1
Trailing earnings · reciprocal yield 5.5%
FCF yield
7.4%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
$49.21M
Latest balance sheet
Dividend yield
3.0%
Trailing 12 months
Shares change YoY
-4.2%
Year over year · fewer shares
Price change (1Y)
+19.7%
Trailing year
Short interest
0.4%
Latest settlement · 1.6 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol Very Low
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +11%
above
Price vs 50-day avg +5%
above
RSI (14) 72
overbought
MACD trend Positive
52-week position 98%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +16%
trailing
YTD return +17%
this year
Relative strength −2%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $18 › 200d $17 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +3 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.41% of float · ▼ -1.1% MoM · 1.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
31 holders — mid 3-yr range
Squeeze score 57
elevated · 0–100
Fundamentals
Fair
EPS growth +11%
Y/Y
Free cash flow $8.5M
Valuation P/E 18.1
rich
Balance sheet $107.8M
net debt
Quant / Vol
risk profile
Very Low
Volatility 12%
annualized · 1-yr
Max drawdown −6%
past year
ATR 1.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Prior guidance period ended · from the Earnings Call filed Dec 31, 2025
Operating expenses · remainder of fiscal 2026 $7.6M – $7.7M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+11% Bullish
Price vs 50-day avg
+5% Bullish
RSI (14)
72 Bearish
MACD trend
Positive Bullish
52-week position
98% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 1 of 6
Trend (MA cross) No cross
50d $18 › 200d $17 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +3 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.41% of float · ▼ -1.1% MoM · 1.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
31 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $15 Now $19 · 98% Range high $19
vs 200-day avg +11% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PROV
Provident Financial Holdings Inc
this stock
$116.14M +17.1% 18.1 0.4%
MFG
Mizuho Financial Group Inc
$138.58B +56.4% 0.1%
HDB
Hdfc Bank Ltd
$119.92B -36.1% -3.2% 0.7%
CIXPF
CaixaBank/ADR
$107.26B +26.7% 0.1%
IBN
Icici Bank Ltd
$105.48B -1.4% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
31
% held
50.7%
Net QoQ
-40.5K sh
Top holder
DIMENSIONAL FUND ADVISORS…
Held Float
View
Held by Funds
Fund positions
44
View
Short & Settlement
Short Interest Falling
Shares short
25.6K
Days to cover
1.6d
Change
-293 sh
View
Short Volume
Short vol %
41%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
91
Value
$1.6K
As of
Aug 12, 2026
View
Off-Exchange
Off-exchange %
22.2%
Week of
Aug 3, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$6.7M
EPS diluted
$1.03
View
Buybacks
Authorized
shares 318.9K
Remaining
shares 174.6K
Spent Remaining
View
Filings
SEC Filings
Latest
10-K
Filed
Sep 2, 2026
This year
13
View
Earnings & Events
Earnings Calls
Last call
Jul 29, 2026
View
Investor Relations
Latest news
Provident Financial Holdings Repo…
Published
Jul 28, 2026
View

Performance

5D 20D 120D MTD YTD
PROV +0.5% +3.4% +16.2% +1.8% +17.1%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY +1.7% +5.2% -1.6% +2.1% +5.0%

Capital returns

Latest dividend
$0.14 / share · ex Aug 13, 2026
Paid (TTM)
$0.56 / share · 4 payouts
Dividend yield (TTM, derived)
3.01%
Buyback program · as of Jun 30, 2026
Authorized
shares 318,875
Spent (derived)
shares 144,270
Remaining
shares 174,605
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1010470 CUSIP 743868101 13F (30d) 10 filings 10 filers Visit website Investor relations