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PROV · Provident Financial Holdings Inc · Financials

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$18.70 +0.01 (+0.05%)
Market Cap
$116.51M
Shares
6.23M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Net Income
$6.66M +6.4%
FY2026 Net Income FY2010–FY2026
Diluted EPS
$1.03 +10.8%
FY2026 Diluted EPS FY2010–FY2026
Operating Cash Flow
$8.97M +3.3%
FY2026 Operating Cash Flow FY2010–FY2026

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
$55.89M $56.62M $54.73M $45.99M $34.73M $35.2M $42.46M $44.38M $42.71M $42.42M $39.3M $39.7M $38.06M $44.16M $51.44M $58.69M $70.16M
$36.33M $35.47M $34.92M $36.99M $31.6M $30.64M $36.4M $38.17M $36.3M $35.74M $32.33M $33.28M $30.72M $33.36M $36.73M $37.75M $39.58M
$3.73M $3.53M $3.94M $4.08M $4.72M $4.57M $4.52M $12.51M $21.9M $30.82M $37.06M $40.39M $31.68M $75.2M $43.15M $36.36M $22.26M
$712K $714K $709K $622K $642K $680K $773K $980K $1.04M $1.32M $1.33M $1.64M $1.76M $1.86M $1.19M $672K $623K
$1.6M $1.6M $1.6M $1.4M $1.5M $1.6M $1.5M $881K $845K $891K $891K $1.3M $1M $1M $800K $806K $1.53M
$10.05M $13.25M $11.98M $11M $11.69M $11.66M $12.46M $12.32M $12.14M
$19.56M $21.16M $19.81M $9.01M $3.14M $4.56M $6.06M $6.21M $6.41M $6.68M $6.98M $6.42M $7.34M $10.8M $14.71M $20.94M $30.59M
$56.62M $54.73M $42.71M $42.42M $39.3M $39.7M $38.06M $44.16M $51.44M
$9.64M $8.87M $10.39M $12.42M $12.86M $10.19M $10.9M $5.92M $5.53M
$2.98M $2.62M $3.04M $3.82M $3.77M $2.63M $3.21M $1.5M $3.4M $3.61M $5.37M $7.28M $5M $16.92M $7.93M $10.05M $740K
$6.66M $6.26M $7.35M $8.59M $9.09M $7.56M $7.69M $4.42M $2.13M $5.21M $7.47M $9.8M $6.61M $25.8M $10.81M $13.22M $1.12M
$6.65M $6.28M $7.39M $8.55M $9.02M $7.53M $7.63M $4.37M $2.07M $5.12M $7.46M $9.75M $6.44M $25.73M $10.8M $13.19M -$90K
USD/shares $1.04 $0.93 $1.06 $1.20 $1.23 $1.01 $1.03 $0.59 $0.28 $0.66 $0.90 $1.09 $0.67 $2.43 $0.96 $1.16 $0.13
USD/shares $1.03 $0.93 $1.06 $1.19 $1.22 $1.00 $1.01 $0.58 $0.28 $0.64 $0.88 $1.07 $0.65 $2.38 $0.96 $1.16 $0.13
shares 6.42M 6.72M 6.94M 7.14M 7.4M 7.46M 7.47M 7.48M 7.54M 7.92B 8.35B 9B 9.93B 10.6B 11.22B 11.39B
shares 6.48M 6.76M 6.96M 7.19M 7.45M 7.54M 7.58M 7.6M 7.7M 8.1B 8.54B 9.17B 10.11B 10.84B 11.29B 11.42B
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2026: $101.63M in buybacks, $57.24M in dividends.

Debt Profile

Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.

Debt data is being processed. Please check back later.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Peer median 24.19×
EV/EBIT
P/E (TTM)
18.15×
Peer median 12.14×

Peer medians compare against the 180 similar-size Banks - Regional companies (of 304 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
Debit Card $1,203,000 $1,265,000 $1,384,000
Deposit Account $1,067,000 $1,112,000 $1,154,000 $1,296,000 $1,302,000 $1,247,000 $1,610,000
Bank Servicing $1,170,000 $819,000
Credit Card $1,384,000 $1,525,000 $1,639,000 $1,605,000 $1,454,000
Key facts CIK 1010470 CUSIP 743868101 13F (30d) 25 filings 25 filers Visit website Investor relations