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PROV · Provident Financial Holdings Inc

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$17.98 -0.03 (-0.17%) At close · Aug 14
Market Cap
$112.44M
Shares
6.25M

Provident Financial Holdings Inc Earnings Call Transcripts

Every quarterly earnings call for Provident Financial Holdings Inc (PROV) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q4
2026-07-29
Conference Call - Fourth Quarter and Fiscal 2026 Earnings Results
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY26 · Q3
2026-04-29
Provident Financial Holdings Inc Q3 FY2026 Earnings Call
Diluted EPS
$0.21
▼ 25% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-01-28
Provident Financial Holdings Inc Q2 FY2026 Earnings Call
Positive tone Loan prepayments and portfolio growth Net interest margin and repricing Loan origination and pipeline
Diluted EPS
$0.22
▲ 69.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2025-10-29
Provident Financial Holdings Inc Q1 FY2026 Earnings Call
Diluted EPS
$0.25
▼ 10.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2025-07-29
Provident Financial Holdings Inc Q4 FY2025 Earnings Call
Positive tone Loan origination and loan pipeline Net interest margin and asset/liability repricing Operating expenses and efficiency
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-04-29
Provident Financial Holdings Inc Q3 FY2025 Earnings Call
Diluted EPS
$0.28
▲ 27.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-01-28
Provident Financial Holdings Inc Q2 FY2025 Earnings Call
Positive tone Loan origination and growth Net interest margin Capital management and shareholder returns
Diluted EPS
$0.13
▼ 58.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2024-10-29
Provident Financial Holdings Inc Q1 FY2025 Earnings Call
Positive tone Loan Originations and Growth Mortgage Rate Environment and Competition Capital Management
Diluted EPS
$0.28
▲ 12% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-07-30
Provident Financial Holdings Inc Q4 FY2024 Earnings Call
Positive tone Macroeconomic and Yield Curve Outlook Net Interest Margin and Repricing Capital Management and Shareholder Returns
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-04-30
Provident Financial Holdings Inc Q3 FY2024 Earnings Call
Diluted EPS
$0.22
▼ 33.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-01-30
Provident Financial Holdings Inc Q2 FY2024 Earnings Call
Balanced tone Liquidity and funding Loan origination volume Net interest margin
Diluted EPS
$0.31
▼ 6.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2023-10-25
Provident Financial Holdings Inc Q1 FY2024 Earnings Call
Diluted EPS
$0.25
▼ 13.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-07-26
Provident Financial Holdings Inc Q4 FY2023 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-04-26
Provident Financial Holdings Inc Q3 FY2023 Earnings Call
Diluted EPS
$0.33
▲ 43.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-01-27
Provident Financial Holdings Inc Q2 FY2023 Earnings Call
Diluted EPS
$0.33
▲ 10% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2022-10-25
Provident Financial Holdings Inc Q1 FY2023 Earnings Call
Diluted EPS
$0.29
▼ 17.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2022-07-26
Provident Financial Holdings Inc Q4 FY2022 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-04-27
Provident Financial Holdings Inc Q3 FY2022 Earnings Call
Diluted EPS
$0.23
▲ 9.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-01-27
Provident Financial Holdings Inc Q2 FY2022 Earnings Call
Diluted EPS
$0.30
▲ 87.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2021-10-26
Provident Financial Holdings Inc Q1 FY2022 Earnings Call
Diluted EPS
$0.35
▲ 75% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2021-07-28
Provident Financial Holdings Inc Q4 FY2021 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-04-28
Provident Financial Holdings Inc Q3 FY2021 Earnings Call
Diluted EPS
$0.21
▲ 40% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-01-28
Provident Financial Holdings Inc Q2 FY2021 Earnings Call
Diluted EPS
$0.16
▼ 48.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2020-10-28
Provident Financial Holdings Inc Q1 FY2021 Earnings Call
Diluted EPS
$0.20
▼ 39.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2020-07-28
Provident Financial Holdings Inc Q4 FY2020 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-04-28
Provident Financial Holdings Inc Q3 FY2020 Earnings Call
Diluted EPS
$0.15
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-01-27
Provident Financial Holdings Inc Q2 FY2020 Earnings Call
Diluted EPS
$0.31
▲ 19.2% YoY
Audio Transcript Slides 8-K10-Q
Showing 1–27 of 27 earnings calls
Key facts CIK 1010470 CUSIP 743868101 13F (30d) 30 filings 30 filers Visit website Investor relations

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