PROV · Provident Financial Holdings Inc

The direct ownership of shares is comprised of 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; and 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028.

The direct ownership of shares includes 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; and 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vest on May 23, 2028.

The direct ownership of shares includes 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; and 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028.

The direct ownership of shares includes 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; and 4,500 shares of restricted stock under the Provident 2022 Equity Incentive Plan, which vests on May 23, 2028.

The ownership of 27,826 shares includes the 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively; 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vest on August 12, 2026; and the 7,289 shares in Ms. Wertz's Employee Stock Ownership Plan account.

The ownership of 31,709 shares includes the 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively; 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vest on August 12, 2026; and the 6,372 shares in Ms. Wertz's Employee Stock Ownership Plan account.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 22, 2027 and May 22, 2029, respectively.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 22, 2027 and May 22, 2029, respectively, with the entire grant expiring in ten years.

The ownership of 29,585 shares includes 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively; the 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan, which vests on August 12, 2026; and the 13,898 shares in Mr. Weiant's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on December 19, 2026 and December 19, 2028, respectively, with the entire grant expiring in ten years.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on December 19, 2026 and December 19, 2028, respectively.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on November 21, 2026 and November 21, 2028, respectively.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on November 21, 2026 and November 21, 2028, respectively, with the entire grant expiring in ten years.

The ownership of 243,642 shares includes 3,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on August 12, 2026; and the 35,658 shares in Mr. Blunden's Employee Stock Ownership Plan account.

The 1,059 shares disposed of in this transaction relates to the required distribution of a deferred compensation plan unaffiliated with Provident where Mr. Blunden's deferred compensation plan account was liquidated and distributed to him as required by the unaffiliated deferred compensation plan.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 242,702 shares includes the 18,000 shares described in Note 1; the 7,500 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; the 16,880 shares in Mr. Ternes' Employee Stock Ownership Plan account; and indirect ownership of 47,500 shares owned by the reporting person's spouse.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 33,163 shares includes the 9,000 shares described in Note 1; the 3,350 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 5,200 shares in Ms. Wertz's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 33,931 shares includes the 9,000 shares described in Note 1; the 3,350 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 3,357 shares in Mr. Ritter's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 76,962 shares includes the 9,000 shares described in Note 1; the 3,350 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 12,250 shares in Ms. Salter's Employee Stock Ownership Plan account.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 24,612 shares includes the 13,500 shares described in Note 1; the 1,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 3,135 shares in Ms. Nguyen's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively, with the entire grant expiring in ten years.

Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively.

The ownership of 38,845 shares includes the 9,000 shares described in Note 1; the 3,350 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 12,570 shares in Mr. Weiant's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on December 14, 2025 and December 14, 2027, respectively, with the entire grant expiring in ten years.

The total ownership of 1,000 shares includes the 1,000 share restricted stock award of December 14, 2023 which vested immediately.

The total ownership of 1,000 shares includes the 1,000 share restricted stock award of December 14, 2023 which vested immediately.

Reflects the grant of stock options under the Provident 2022 Equity Incentive Plan, 50% of which vest on December 14, 2025 and December 14, 2027, respectively, with the entire grant expiring in ten years.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 249,477 shares includes the 7,500 shares described in Note 1; the 15,000 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; and the 33,386 shares in Mr. Blunden's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes 20,000 options to acquire 20,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident' s 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 31,546 shares includes the 3,350 shares described in Note 1; the 6,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; and the 11,732 shares in Mr. Weiant's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on December 16, 2023 and December 16, 2025, respectively. The entire grant expires on December 16, 2031.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 228,917 shares includes the 7,500 shares described in Note 1; the 15,000 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; the 15,936 shares in Mr. Ternes' Employee Stock Ownership Plan account; and indirect ownership of 47,500 shares owned by the reporting person's spouse.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 26,109 shares includes the 3,350 shares described in Note 1; the 6,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; and the 4,501 shares in Ms. Wertz's Employee Stock Ownership Plan account.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 26,928 shares includes the 3,350 shares described in Note 1; the 6,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; and the 2,714 shares in Mr. Ritter's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes 19,000 options to acquire 19,000 shares of common stock under Provident's 2010 Equity Incentive Plan. The grant fully vested on December 20, 2016 and the grant expires on December 20, 2022. Also includes 19,000 options to acquire 19,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident's 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes 20,000 options to acquire 20,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident's 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes 20,000 options to acquire 20,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident' s 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029.

Reflects award of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively.

The ownership of 67,325 shares includes the 3,350 shares described in Note 1; the 6,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan which vest on May 30, 2023; and the 11,613 shares in Ms. Salter's Employee Stock Ownership Plan account.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032.

Includes 20,000 options to acquire 20,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident's 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029.

The total ownership of 1,000 shares includes the 1,000 share restricted stock award of December 16, 2021 which vested immediately.

Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on December 16, 2023 and December 16, 2025, respectively, with the entire grant expiring in ten years.

Mr. Thomas exercised 20,000 options to acquire 20,000 shares of common stock under Provident's 2010 Equity Incentive Plan which vested on June 20, 2015.

The total ownership of 105,741 shares includes 10,571 shares in the William E. Thomas, Inc. Profit Sharing Plan and 4,075 shares in a living trust as to which the reporting person is the sole trustee with power of appointment.

Mr. Thomas has previously been granted 20,000 options to acquire 20,000 shares of common stock under Provident's 2013 Equity Incentive Plan. Fifty percent of the grant vests on September 30, 2016, fifty percent of the grant vests on September 30, 2018, and the entire grant expires on September 30, 2024. Additionally, Mr. Thomas has previously been granted 15,000 options to acquire 15,000 shares of common stock under Provident' s 2013 Equity Incentive Plan. Fifty percent of the grant vests on May 30, 2021, fifty percent of the grant vests on May 30, 2023, and the entire grant expires on May 30, 2029.