PROV · Provident Financial Holdings Inc · Metrics
$18.18
-0.02 (-0.11%)
At close · Oct 28
Return incl. dividend (before tax)
Earnings today
Q2 2026 earnings call transcript
Market Cap
$113.46M
Shares
6.23M
Volume · Oct 28
18.63K
Avg daily vol (3M)
15.02K
PROV metrics
94 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$18.20
Market cap
$113.46M
Price action
20 metricsPrice change (1W)
+0.3%
Price change (30D)
-0.4%
Price change (3M)
+3.4%
Price change (6M)
+6.2%
Price change (YTD)
+14.4%
Price change (1Y)
+15.9%
Trailing year
Price change (5Y)
+9.2%
52-week high
$18.71
52-week low
$15.01
Change from 52-week high
-2.7%
Change from 52-week low
+21.3%
Annualized volatility
11.4%
Annualized volatility (3M)
9.7%
Beta
0.2
RSI (14D)
48.1
Price vs SMA 50
-0.7%
Price vs SMA 200
+6.0%
Avg volume (3M)
15,024
Relative volume
0.9
Average dollar volume
$274,767
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
6.23M
Valuation
12 metricsP / E (TTM)
17.7
Trailing earnings · reciprocal yield 5.7%
PEG ratio
0.4
EV / revenue
5.5×
reciprocal yield 18.1%
EV / EBITDA
—
EV / EBIT
—
P / sales
2.8×
reciprocal yield 35.4%
P / book
0.9
reciprocal yield 111.5%
FCF yield
7.5%
TTM · current market cap
Buyback yield
5.3%
P / FCF
13.3
reciprocal yield 7.5%
P / operating cash flow
12.6
reciprocal yield 7.9%
Earnings yield
5.9%
Historical valuation
8 metricsP / E historical average (3Y)
16.4×
reciprocal yield 6.1%
P / E historical average (5Y)
14.7×
reciprocal yield 6.8%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
3.1%
Trailing 12 months
Payout ratio
54.0%
Shareholder yield
8.5%
Dividend / share (TTM)
$0.56
Dividend growth YoY
+0.0%
Dividend growth streak
0
Last ex-dividend
2026-08-13
Earnings calendar
2 metricsNext earnings
2026-10-28
Last earnings
2026-07-29
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
16.6%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$6.66M
Trailing 12 months
Diluted EPS (TTM)
$1.03
FCF margin
21.3%
Effective tax rate
30.9%
Growth
11 metricsRevenue growth YoY
+8.5%
Year over year
Net income growth YoY
+34.3%
Revenue (TTM)
$40.05M
Trailing 12 months
EPS growth YoY
+45.8%
Shares change YoY
-4.2%
Year over year · fewer shares
Revenue CAGR (3Y)
-0.8%
Revenue CAGR (5Y)
+2.6%
EPS CAGR (3Y)
-4.7%
EPS CAGR (5Y)
+0.6%
FCF CAGR (3Y)
-18.2%
FCF CAGR (5Y)
-5.5%
Quality
14 metricsReturn on equity
5.3%
Return on assets
0.6%
Debt / equity
1.2
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$8.54M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$107.84M
Latest balance sheet
Cash & equivalents
$49.21M
Total assets
$1.21B
Total debt
$157.05M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$8.97M
Capital expenditures (TTM)
$432,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$599,000
R&D / revenue
—
Stock compensation / revenue
1.5%
Ownership (13F)
9 metrics13F filers
31
13F filer change QoQ
0
Institutional ownership
50.7%
Conviction holders (share of 13F filers)
6.5%
Crowding (high-turnover and private-fund holders)
18.3%
Private-fund adviser ownership
18.3%
Active holders' share change QoQ
-0.8%
Holder tenure
19.7
Price vs estimated holder cost
+12.2%
Ownership (registered funds)
1 metricsIndex-fund ownership
4.9%
Short interest
3 metricsShort interest
0.3%
Latest settlement · 1.4 days to cover
Days to cover
1.4d
Short-squeeze score
45 / 100
Insider activity
2 metricsNet insider buying (90D)
—
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—