SAFT · Safety Insurance Group Inc
$103.81
+0.23 (+0.22%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$1.52B
Shares
14.68M
Volume · Oct 1
162.82K
Avg daily vol (3M)
206.79K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$103.81
Open$103.58
Day$103.52–103.90
52W close$67.37–103.81
Avg vol 30d126K
Short int440K · 3.0% float · 3.7d
Short vol65%
DataJan 2020–Oct 2026
Filing10-Q · Aug 7
Up next
filed Aug 7, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+46.5%
Trailing year
Short interest
3.0%
Latest settlement · 3.7 days to cover
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bearish
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 16.4 · calm
Equity put/call 0.57
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+27%
above
Price vs 50-day avg
+1%
above
RSI (14)
74
overbought
MACD trend
Negative
52-week position
100%
near high
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+39%
trailing
YTD return
+33%
this year
Relative strength
+26%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $103 › 200d $82 — 50d above 200d
Institutional flow
Distributing
-2% holders QoQ · +26 funds added
Insider flow
Distributing
Net -$135.0M over 90 days · 100% sells
Short interest
Rising
2.99% of float · ▲ +2.2% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
216 holders — near 3-yr high, broad support
Squeeze score
68
elevated · 0–100
Fundamentals
Revenue growth
+13%
Y/Y
EPS growth
+40%
Y/Y
Free cash flow
$192.0M
Valuation
P/E 22.3
rich
Buyback
$200.0M
authorized
Balance sheet
$23.9M
net cash
Quant / Vol
risk profile
Volatility
45%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
0.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+27%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
74
Bearish
MACD trend
Negative
Bearish
52-week position
100%
Bullish
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross)
No cross
50d $103 › 200d $82 — 50d above 200d
Institutional flow
Distributing
-2% holders QoQ · +26 funds added
Insider flow
Distributing
Net -$135.0M over 90 days · 100% sells
Short interest
Rising
2.99% of float · ▲ +2.2% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
216 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $67
Now $104 · 100%
Range high $104
vs 200-day avg +27%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Effective tax rate | 21.1% | the three months ended June 30, 2026 filing | — |
| GAAP expense ratio | 28.8% | the three months ended June 30, 2026 filing | — |
| GAAP loss ratio | 66.9% | the three months ended June 30, 2026 filing | — |
| GAAP loss ratio excluding loss adjustment expenses | 59.5% | the three months ended June 30, 2026 filing | — |
| Net effective annualized yield on the investment portfolio | 4% | the three months ended June 30, 2026 filing | — |
| Non-GAAP operating income non-GAAP | $29.67M | the three months ended June 30, 2026 filing | — |
| Non-GAAP operating income per diluted share non-GAAP | $2.03 | the three months ended June 30, 2026 filing | — |
| Total prior year favorable development included in pre-tax results | $10.57M | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SAFT
this stock
Safety Insurance Group Inc
|
$1.52B | +33.2% | +12.8% | 22.3 | 3.0% |
|
CB
Chubb Ltd
|
$128.80B | +6.1% | +6.5% | 11.8 | 0.9% |
|
PGR
Progressive Corp/Oh/
|
$119.47B | -7.4% | +16.3% | 10.3 | 1.1% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$100.71B | +36.6% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$75.72B | +24.7% | +5.2% | 9.8 | 3.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SAFT | +0.3% | +0.7% | +38.9% | +0.2% | +33.2% |
| SPY | -0.4% | -0.2% | +12.4% | +0.2% | +12.0% |
| vs SPY | +0.7% | +0.8% | +26.4% | +0.0% | +21.2% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
$200.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1172052
CUSIP
78648T100
13F (30d)
4 filings
4 filers