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SBSI · Southside Bancshares Inc

$32.73 +0.27 (+0.83%) At close · Jul 28
Market Cap
$975.62M
Shares
29.81M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$32.73 Open$32.35 Day$32.20–33.09 52W$25.70–36.20 Avg vol 30d155K Short int729K · 2.4% float · 6.4d Short vol56% Last earningsJul 24, 2026 DataJan 2020–Jul 2026 Filing10-Q · Jul 24

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 24, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +3%
      above
      Price vs 50-day avg −3%
      below
      RSI (14) 38
      neutral
      MACD trend Negative
      52-week position 67%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −6%
      trailing
      6-month return −1%
      trailing
      YTD return +9%
      this year
      Relative strength −8%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $34 › 200d $32 — 50d above 200d
      Institutional flow Accumulating
      38 of 183 funds reported for Jun 30 · net +28.8K sh shares · +5 new
      Insider flow Distributing
      Net -$16.2K over 90 days · 100% sells
      Short interest Rising
      2.45% of float · ▲ +6.2% MoM · 6.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      183 holders — near 3-yr high, broad support
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth −3%
      Y/Y
      EPS growth −21%
      Y/Y
      Free cash flow $73.5M
      Valuation P/E 12.9
      below peers
      Balance sheet $89.8M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 25%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 2.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 24, 2026
      Loan growth · for the year Initiated 5%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +3% Bullish
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      38 Neutral
      MACD trend
      Negative Bearish
      52-week position
      67% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $34 › 200d $32 — 50d above 200d
      Institutional flow Accumulating
      38 of 183 funds reported for Jun 30 · net +28.8K sh shares · +5 new
      Insider flow Distributing
      Net -$16.2K over 90 days · 100% sells
      Short interest Rising
      2.45% of float · ▲ +6.2% MoM · 6.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      183 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $26 Now $33 · 67% 52-wk high $36
      vs 200-day avg +3% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Annualized return on second quarter average assets 1.23% Q2 2026
      Annualized return on second quarter average shareholders' equity 12.33% Q2 2026
      Annualized return on second quarter average tangible common equity non-GAAP 16.09% Q2 2026
      Effective tax rate 17.6% Q2 2026
      Nonperforming assets to total assets 0.11% Q2 2026
      Annualized return on first quarter average shareholders' equity 10.96% first quarter ended March 31, 2026
      Nonperforming assets 0.11% first quarter ended March 31, 2026
      Total deposit accounts 178,823 first quarter ended March 31, 2026
      Annualized return on fourth quarter average assets 0.99% three months ended December 31, 2025
      Net interest margin 2.81% year ended December 31, 2025
      Nonperforming assets as a percent of total assets 0.45% as of December 31, 2025
      Return on average assets 0.83% year ended December 31, 2025
      Tax-equivalent net interest margin non-GAAP 2.93% year ended December 31, 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      SBSI
      Southside Bancshares Inc
      this stock
      $975.62M +8.9% -2.9% 12.9 2.4%
      MFG
      Mizuho Financial Group Inc
      $128.77B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $121.08B -35.5% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $107.20B +0.3% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.03B +21.5% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      188
      % held
      56.4%
      Reported
      38 of 183
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      225
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      729.4K
      Days to cover
      6.4d
      Change
      +42.5K sh
      View
      Short Volume
      Short vol %
      56%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      29
      Value
      $983
      As of
      Jun 17, 2026
      View
      Off-Exchange
      Off-exchange %
      35.6%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$16.2K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Jun 17, 2025
      View
      Financials
      Financials
      Net income (FY)
      $69.2M
      EPS diluted
      $2.29
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 24, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $531.7K
      Shares
      14.6K
      Filed
      Nov 25, 2024
      View
      Exempt Offerings
      Offering
      $100.0M
      Filed
      Nov 18, 2020
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 24, 2026
      View
      Investor Relations
      Latest news
      Southside Bancshares, Inc. Announ…
      Published
      Jul 24, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      SBSI -5.7% -6.2% -0.8% -7.0% +8.9%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY -4.7% -6.2% -8.2% -6.2% +0.3%

      Capital returns

      Latest dividend
      $0.36 / share · ex May 18, 2026
      Paid (TTM)
      $1.44 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.40%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 705432 CUSIP 84470P109 13F (30d) 38 filings 38 filers Visit website Investor relations