SBSI · Southside Bancshares Inc
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 24, 2026TL;DR. Southside reported Q2 EPS of $0.90 on a 15.4% linked-quarter net income increase to $26.8 million, but net interest margin compressed 11 bps to 2.90%, deposits fell $705.1 million (10.3%), and management flagged continued funding-cost pressure while reaffirming mid-single-digit 2026 loan growth.
- + Noninterest income increased 11.2% linked quarter driven by trust, BOLI and deposit services
- + Fort Worth wealth team built out faster than expected, driving trust fees 8.4% over budget and 26.4% year-over-year
- + Classified assets declined $31 million and additional reductions are expected in Q3
- − Total deposits fell $705.1 million (10.3%) linked quarter driven by a $777.9 million drop in brokered deposits
- − Loans were essentially flat as $297 million in payoffs offset strong $487 million in new production
- − Management acknowledged continued margin pressure ahead absent a Fed rate move
- − New deposit pricing is materially above existing book rates, signaling higher future funding costs
- − Cost of total deposits linked quarter remains elevated and CD repricing pressure is expected
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SBSI
this stock
Southside Bancshares Inc
|
$955.94M | +5.5% | -2.9% | 12.6 | 2.9% |
|
MFG
Mizuho Financial Group Inc
|
$138.58B | +56.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.92B | -36.1% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$107.26B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$105.48B | -1.4% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SBSI | -1.1% | -2.9% | +6.5% | +1.6% | +5.5% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | +0.0% | -1.1% | -11.3% | +2.0% | -6.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.