SBSI · Southside Bancshares Inc

Track SBSI — free

$30.58 -0.15 (-0.49%)

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$926.73M

29.81M

Volume · Oct 5 48.04K Avg daily vol (3M) 134.53K

Up next

Next earnings call

Oct 23, 2026 Est · unconfirmed · in 3 wks

Latest filing: 10-Q

filed Jul 24, 2026

Q2 2026 earnings call transcript

call held Jul 24, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$248.18M

Trailing 12 months

Net income (TTM)

$76.00M

Trailing 12 months

Revenue growth YoY

+7.4%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

12.1

Trailing earnings · reciprocal yield 8.3%

FCF yield

13.6%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

-1.4%

Year over year · fewer shares

Price change (1Y)

+10.5%

Trailing year

Short interest

3.0%

Latest settlement · 7.5 days to cover

View all 115 metrics

AI Brief

Q2 FY26 earnings call · Jul 24, 2026

Q2 FY26

TL;DR. Southside reported Q2 EPS of $0.90 on a 15.4% linked-quarter net income increase to $26.8 million, but net interest margin compressed 11 bps to 2.90%, deposits fell $705.1 million (10.3%), and management flagged continued funding-cost pressure while reaffirming mid-single-digit 2026 loan growth.

Bullish

+ Noninterest income increased 11.2% linked quarter driven by trust, BOLI and deposit services
+ Fort Worth wealth team built out faster than expected, driving trust fees 8.4% over budget and 26.4% year-over-year
+ Classified assets declined $31 million and additional reductions are expected in Q3

Bearish

− Total deposits fell $705.1 million (10.3%) linked quarter driven by a $777.9 million drop in brokered deposits
− Loans were essentially flat as $297 million in payoffs offset strong $487 million in new production
− Management acknowledged continued margin pressure ahead absent a Fed rate move
− New deposit pricing is materially above existing book rates, signaling higher future funding costs
− Cost of total deposits linked quarter remains elevated and CD repricing pressure is expected

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Sell

SellHoldBuy

Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Weak Quant / Vol Low

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Sell

50 / 200-day cross No cross

Price vs 200-day avg −5%

below

Price vs 50-day avg −4%

below

RSI (14) 40

neutral

MACD trend Negative

52-week position 46%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Weak

1-month return −5%

trailing

6-month return −7%

trailing

YTD return +1%

this year

Relative strength −19%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $32 › 200d $32 — 200d above 50d

Institutional flow Flat

1 of 196 funds reported for Sep 30 · net 0 sh shares

Insider flow Distributing

Net -$13.3K over 90 days · 100% sells

Short interest Rising

2.96% of float · ▲ +2.1% MoM · 7.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

196 holders — near 3-yr high, broad support

Squeeze score 60

elevated · 0–100

Fundamentals

Weak

Revenue growth −3%

Y/Y

EPS growth −21%

Y/Y

Free cash flow $73.5M

Valuation P/E 12.2

in line

Balance sheet $747.3M

net debt

Quant / Vol

risk profile

Low

Volatility 23%

annualized · 1-yr

Max drawdown −16%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Jun 30, 2026

Non-interest expense · remaining quarters $40.5M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell

2 · 5 · 0

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

−5% Bearish

Price vs 50-day avg

−4% Neutral

RSI (14)

40 Neutral

MACD trend

Negative Bearish

52-week position

46% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bearish · 2 of 6

Trend (MA cross) No cross

50d $32 › 200d $32 — 200d above 50d

Institutional flow Flat

1 of 196 funds reported for Sep 30 · net 0 sh shares

Insider flow Distributing

Net -$13.3K over 90 days · 100% sells

Short interest Rising

2.96% of float · ▲ +2.1% MoM · 7.5 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

196 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $26 Now $31 · 46% Range high $36

vs 200-day avg -5% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Provision for (reversal of) off-balance-sheet credit exposures	$107K	Three Months Ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SBSI Southside Bancshares Inc this stock	$926.73M	+1.1%	-2.9%	12.2	3.0%
MFG Mizuho Financial Group Inc	$133.98B	+48.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-38.9%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+26.7%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-7.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders

Holders

196

% held: 58.5%
Reported: 1 of 196
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

241

View

Short & Settlement

Short Interest Rising

Shares short

882.4K

Days to cover: 7.5d
Change: +17.8K sh

View

Short Volume

Short vol %

63%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

175

Value: $5.6K
As of: Sep 11, 2026

View

Off-Exchange

Off-exchange %

34.9%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$13.3K

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Congressional Trades Sell

Member

Lisa McClain

Amount: $1.0K–$15.0K
Traded: Jun 17, 2025

View

Financials

Net income (FY)

$69.2M

EPS diluted: $2.29

View

Filings

SEC Filings

Latest

8-K

Filed: Jul 24, 2026
This year: 11

View

Proposed Sales

Value

$531.7K

Shares: 14.6K
Filed: Nov 25, 2024

View

Exempt Offerings

Offering

$100.0M

Filed: Nov 18, 2020

View

Earnings & Events

Webcasts

Last webcast

Jul 24, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
SBSI	-1.2%	-5.3%	-7.0%	+2.2%	+1.1%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	-0.9%	-4.8%	-19.1%	+1.2%	-11.7%

Key facts CIK 705432 CUSIP 84470P109 13F (30d) 4 filings 4 filers Visit website Investor relations

SBSI · Southside Bancshares Inc

Price & Indicators

Up next

Metrics snapshot

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance