Thanks, Nate, and good morning, everyone. Great to be with you, and thank you for joining us today and for your interest in SMBK. As usual, I'll open up our call with some commentary and hand it over to Ron to walk through the numbers in some greater detail. After our prepared comments, we'll open it up with Ron, Nate, Rhett, Miller, and myself available for Q&A. We followed a strong first quarter with an even better second quarter as our team continued to build outstanding organic momentum. The foundation we have worked so hard to build over the past several years is clearly demonstrating its strength as we continue to grow operating leverage. Our team's focus on this execution remains outstanding, and the second quarter of 2026 was yet another clear example of that. So let me jump right into some of our highlights. First, and as I always say, one of the most important metrics to me, we continue to increase the tangible book value of our company, which is now at $28.22 per share, up from $26.86 a year end. For the quarter, we posted operating earnings of $16.3 million, or $0.96 per diluted share, with total revenue coming in at $55.9 million. We continue to execute with outstanding growth on both sides of the balance sheet, posting 15% annualized growth in loans and 6% annualized growth in core deposits. Our history of strong credit continues with only 23 basis points and non-performing assets, down two basis points from the prior quarter. I'm very pleased with our credit performance and our extremely low level of NPAs. And operating non-interest expenses also came in on target at just under $34 million as we continue to exhibit our expense discipline. Looking at the first few pages in the deck you'll see the air continuation of some very nice trends we're building on our return metrics and most importantly growing total revenue eps and tdd all of those charts are great graphics to illustrate our execution so a couple of additional high-level comments from me on growth our balance sheet expansion continues we are building a strong foundational sales culture led by our divisional and regional presidents, along with their collaborative credit leadership. The work of these teams has been outstanding, and the energy and hustle they exhibit as they focus on new client acquisition is exciting to see. I continue to believe we are among a select top-of-class group of top-performing banks when it comes to pure organic growth. As I stated, we grew our loan book 15% annualized quarter over quarter as sales momentum stays strong and balanced across all of our regions. Our average portfolio yield, including fees and accretion, held up well at 6.07%. Regarding deposits, again, core deposits were up 6% annualized. Even with some expected second quarter seasonality, we continue to drive nice core deposit growth. It's important to note how we're building this bank with core relations scholarships, as we have a keen focus on both sides of the balance sheet. A couple of other key highlights noted in the release bullets include crossing the $6 billion in asset mark, another nice milestone for our team as we grow strategically and profitably. And as I mentioned, our tangible book value per share grew at 13% annualized for the quarter. But in addition to great numbers, I'm also very proud of our Great Place to Work recertification. It is great to be recognized for the outstanding culture we are building and the tireless work of our associates in these efforts. As you can see, we are gaining operating leverage, but also gaining momentum, and we're balancing that with appropriate investment in our franchise. We will keep investing in people, technology, and strategically in facilities, but do so while maintaining positive leverage we are seeing some nice opportunities right now with the disruption taking place in the southeast and we want to take advantage of that the franchise we've built is positioned to effectively compete for business against larger regional players but also nimble enough to flex down when we need to it's a pretty nice position to be in gaining share and getting deeper in these great markets continues to be our primary focus. So all in all, a very nice way to wrap the first half of 2026. So I'm going to stop there and hand it over to Ron, dive into some details for us. Ron?
Thanks, Billy, and good morning, everyone. I'll start by highlighting some key deposit results. During the quarter, we continued our momentum in client relationship expansion and new account growth. Non-broker deposits grew $83 million, while new deposit production costs increased eight basis points to 2.90%.
