SMBK · Smartfinancial Inc. · Metrics
$48.81
-0.79 (-1.59%)
At close · Oct 27
Return incl. dividend (before tax)
Q3 2026 earnings call transcript
Market Cap
$842.44M
Shares
17.10M
Volume · Oct 27
145.38K
Avg daily vol (3M)
120.01K
SMBK metrics
94 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$48.81
Market cap
$842.44M
Price action
20 metricsPrice change (1W)
-2.6%
Price change (30D)
-1.9%
Price change (3M)
-8.1%
Price change (6M)
+14.0%
Price change (YTD)
+32.0%
Price change (1Y)
+38.6%
Trailing year
Price change (5Y)
+88.8%
52-week high
$53.23
52-week low
$34.61
Change from 52-week high
-8.3%
Change from 52-week low
+41.0%
Annualized volatility
23.7%
Annualized volatility (3M)
19.3%
Beta
0.4
RSI (14D)
40.8
Price vs SMA 50
-3.6%
Price vs SMA 200
+8.4%
Avg volume (3M)
120,005
Relative volume
1.2
Average dollar volume
$6.12M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
17.10M
Valuation
12 metricsP / E (TTM)
14.4
Trailing earnings · reciprocal yield 6.9%
PEG ratio
0.4
EV / revenue
2.2×
reciprocal yield 46.2%
EV / EBITDA
—
EV / EBIT
—
P / sales
3.9×
reciprocal yield 25.4%
P / book
1.5
reciprocal yield 68.5%
FCF yield
7.8%
TTM · current market cap
Buyback yield
0.1%
P / FCF
12.9
reciprocal yield 7.8%
P / operating cash flow
11.5
reciprocal yield 8.7%
Earnings yield
6.8%
Historical valuation
8 metricsP / E historical average (3Y)
14.1×
reciprocal yield 7.1%
P / E historical average (5Y)
12.8×
reciprocal yield 7.8%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
0.7%
Trailing 12 months
Payout ratio
9.8%
Shareholder yield
—
Dividend / share (TTM)
$0.34
Dividend growth YoY
+6.3%
Dividend growth streak
0
Last ex-dividend
2026-07-31
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-10-20
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
26.8%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$57.39M
Trailing 12 months
Diluted EPS (TTM)
$3.39
FCF margin
30.5%
Effective tax rate
19.1%
Growth
11 metricsRevenue growth YoY
+13.6%
Year over year
Net income growth YoY
+39.4%
Revenue (TTM)
$214.15M
Trailing 12 months
EPS growth YoY
+39.1%
Shares change YoY
+0.5%
Year over year · more shares
Revenue CAGR (3Y)
+6.7%
Revenue CAGR (5Y)
+11.5%
EPS CAGR (3Y)
+5.3%
EPS CAGR (5Y)
+13.0%
FCF CAGR (3Y)
+10.2%
FCF CAGR (5Y)
+20.2%
Quality
14 metricsReturn on equity
9.9%
Return on assets
0.9%
Debt / equity
0.0
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$65.36M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$378.78M
Latest balance sheet
Cash & equivalents
$379.39M
Total assets
$6.12B
Total debt
$603,000
Cash flow & spend
7 metricsOperating cash flow (TTM)
$73.44M
Capital expenditures (TTM)
$8.08M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$1.98M
R&D / revenue
—
Stock compensation / revenue
0.9%
Ownership (13F)
9 metrics13F filers
184
13F filer change QoQ
+9
Institutional ownership
65.1%
Conviction holders (share of 13F filers)
1.1%
Crowding (high-turnover and private-fund holders)
22.6%
Private-fund adviser ownership
22.1%
Active holders' share change QoQ
+0.7%
Holder tenure
15.6
Price vs estimated holder cost
+42.7%
Ownership (registered funds)
1 metricsIndex-fund ownership
13.3%
Short interest
3 metricsShort interest
3.8%
Latest settlement · 7.1 days to cover
Days to cover
7.1d
Short-squeeze score
66 / 100
Insider activity
2 metricsNet insider buying (90D)
−$217,864
Insider-sentiment score
35 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1038773
CUSIP
83190L208
13F (30d)
32 filings
32 filers
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