Steve Moss

“I believe I heard you say 1.1, 1.6 billion in mortgage production at current rates.”

“Maybe just following up on the priority slide in the deck here, you know, I'm just curious here when you talk about team list outs, are there any business lines you would like to enhance or add or any targets in particular that you'd give us color on?”

“Maybe just, you know, following up here in terms of business activity, I'm just curious, you know, given the rate volatility, how you guys are thinking about, you know, overall loan growth here going forward and, you know, wondering if you're seeing any impacts from higher rates with regard to multifamily or other…”

“And then just on, you know, thinking about NII growth here going forward, you know, given the 70% deposit beta, you know, sounds like you'll have another good quarter of loan growth.”

“Maybe just starting here on the margin, Avi, you know, with that 360 margin by the end of 2027, you know, just kind of curious. I mean, obviously rates are higher here.”