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PFS · Provident Financial Services Inc · Earnings Call Transcripts & Audio

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$23.30 -0.02 (-0.09%) At close · Sep 11
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$3.04B
Shares
130.42M

Provident Financial Services Inc Earnings Call Transcripts

Quarterly earnings calls for Provident Financial Services Inc (PFS), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼3.4% $13.69M $43.42M '22 Q3 22-10-28 ▼7.2% $12.89M $49.04M '22 Q4 23-01-27 ▲3.2% $15.09M $40.54M '23 Q1 23-04-28 ▲5.7% $14.58M $32.00M '23 Q2 23-07-28 ▲3.7% $14.20M $28.55M '23 Q3 23-10-27 ▲6% $13.67M $27.31M '23 Q4 24-01-26 ▲8% $16.29M $32.08M '24 Q1 24-04-19 ▲21% $17.64M −$11.48M '24 Q2 24-07-26 ▲25.7% $17.85M $46.41M '24 Q3 24-10-30 ▲20.8% $16.51M $48.52M '24 Q4 25-01-29 ▲15.9% $18.87M $64.03M '25 Q1 25-04-25 ▲3.6% $18.28M $71.98M '25 Q2 25-07-24 ▼0.7% $17.73M $71.72M '25 Q3 25-10-30 ▲10.4% $18.24M $83.43M '25 Q4 26-01-28 ▲9.2% $20.61M $79.42M '26 Q1 26-04-30 LATEST ▲7.5% $19.65M $78.15M '26 Q2 26-07-30
Earnings call
FY26 · Q2
2026-07-30
Provident Financial Services Inc (PFS) Q2 2026 Earnings Call Transcript
Confident tone Deposit competition and funding Commercial loan growth Non-interest income / fee businesses
Revenue
$19.65M
▲ 7.5% YoY
Diluted EPS
$0.60
▲ 9.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
Provident Financial Services Inc (PFS) Q1 2026 Earnings Call Transcript
Confident tone Operating efficiency and technology investment Credit quality Net interest margin and rates
Revenue
$20.61M
▲ 9.2% YoY
Diluted EPS
$0.61
▲ 24.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
Provident Financial Services Inc (PFS) Q4 2025 Earnings Call Transcript
Confident tone Noninterest Income / Fee Businesses Asset Quality and Credit Loan Growth and Pipeline
Revenue
$18.24M*
▲ 10.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Provident Financial Services Inc (PFS) Q3 2025 Earnings Call Transcript
Confident tone Pretax pre-provision revenue and profitability Noninterest income and fee businesses Deposit growth and funding
Revenue
$17.73M
▼ 0.7% YoY
Diluted EPS
$0.55
▲ 52.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Provident Financial Services Inc (PFS) Q2 2025 Earnings Call Transcript
Confident tone Asset quality and credit Interest rate outlook Net interest margin
Revenue
$18.28M
▲ 3.6% YoY
Diluted EPS
$0.55
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-25
Provident Financial Services Inc (PFS) Q1 2025 Earnings Call Transcript
Confident tone Merger integration and Lakeland synergies Capital deployment, buybacks and M&A CRE concentration
Revenue
$18.87M
▲ 15.9% YoY
Diluted EPS
$0.49
▲ 14% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-29
Provident Financial Services Inc (PFS) Q4 2024 Earnings Call Transcript
Confident tone Geographic Expansion and New Leadership Fee-Based Businesses Commercial Lending and Pipeline
Revenue
$16.51M*
▲ 20.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Provident Financial Services Inc (PFS) Q3 2024 Earnings Call
Revenue
$17.85M
▲ 25.7% YoY
Diluted EPS
$0.36
▼ 5.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-26
Provident Financial Services Inc (PFS) Q2 2024 Earnings Call Transcript
Confident tone Net interest margin Fee-based businesses / insurance and wealth Loan growth and pipeline
Revenue
$17.64M
▲ 21% YoY
Diluted EPS
$-0.11
▼ 125.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-19
Provident Financial Services Inc (PFS) Q1 2024 Earnings Call Transcript
Confident tone Credit Quality Lakeland Bancorp Merger Deposit Growth
Revenue
$16.29M
▲ 8% YoY
Diluted EPS
$0.43
▼ 20.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
Provident Financial Services Inc (PFS) Q4 2023 Earnings Call Transcript
Positive tone Lakeland Bancorp merger Commercial loan growth and pipeline Net interest margin and funding costs
Revenue
$13.67M*
▲ 6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-27
Provident Financial Services Inc (PFS) Q3 2023 Earnings Call Transcript
Revenue
$14.20M
▲ 3.7% YoY
Diluted EPS
$0.38
▼ 34.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-28
Provident Financial Services Inc (PFS) Q2 2023 Earnings Call Transcript
Revenue
$14.58M
▲ 5.7% YoY
Diluted EPS
$0.43
▼ 18.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-28
Provident Financial Services Inc (PFS) Q1 2023 Earnings Call Transcript
Revenue
$15.09M
▲ 3.2% YoY
Diluted EPS
$0.54
▼ 6.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
Provident Financial Services Inc (PFS) Q4 2022 Earnings Call Transcript
Revenue
$12.89M*
▼ 7.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-28
Provident Financial Services Inc (PFS) Q3 2022 Earnings Call Transcript
Revenue
$13.69M
▼ 3.4% YoY
Diluted EPS
$0.58
▲ 18.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-29
Provident Financial Services Inc (PFS) Q2 2022 Earnings Call Transcript
Revenue
$13.79M
▼ 10.2% YoY
Diluted EPS
$0.53
▼ 8.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-29
Provident Financial Services Inc (PFS) Q1 2022 Earnings Call Transcript
Revenue
$14.62M
▲ 3.4% YoY
Diluted EPS
$0.58
▼ 7.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Provident Financial Services Inc (PFS) Q4 2021 Earnings Call Transcript
Revenue
$13.88M*
▲ 6.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Provident Financial Services Inc (PFS) Q3 2021 Earnings Call Transcript
Revenue
$14.18M
▲ 11.4% YoY
Diluted EPS
$0.49
▲ 32.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-30
Provident Financial Services Inc (PFS) Q2 2021 Earnings Call Transcript
Revenue
$15.36M
▲ 64.9% YoY
Diluted EPS
$0.58
▲ 163.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-30
Provident Financial Services Inc (PFS) Q1 2021 Earnings Call Transcript
Revenue
$14.14M
▲ 35.4% YoY
Diluted EPS
$0.63
▲ 173.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Provident Financial Services Inc (PFS) Q4 2020 Earnings Call Transcript
Revenue
$13.06M*
▲ 20.6% YoY
Diluted EPS
$0.53
▲ 32.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-30
Provident Financial Services Inc (PFS) Q3 2020 Earnings Call Transcript
Revenue
$12.72M
▲ 16.3% YoY
Diluted EPS
$0.37
▼ 24.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-30
Provident Financial Services Inc (PFS) Q2 2020 Earnings Call Transcript
Revenue
$9.31M
▼ 15.4% YoY
Diluted EPS
$0.22
▼ 42.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
Provident Financial Services Inc (PFS) Q1 2020 Earnings Call Transcript
Revenue
$10.44M
▲ 21.7% YoY
Diluted EPS
$0.23
▼ 52.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-02-13
Provident Financial Services Inc (PFS) Q4 2019 Earnings Call
Revenue
$10.82M*
▲ 15.7% YoY
Diluted EPS
$0.40
▼ 27.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1178970 CUSIP 74386T105 13F (30d) 12 filings 12 filers Visit website Investor relations