PFS · Provident Financial Services Inc
$24.86
+0.79 (+3.26%)
At close · Jul 30
Earnings today
Market Cap
$3.24B
Shares
130.31M
Provident Financial Services Inc Earnings Call Transcripts
Every quarterly earnings call for Provident Financial Services Inc (PFS) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼3.4%
$13.69M
$43.42M
'22 Q3
22-10-28
▼7.2%
$12.89M
$49.04M
'22 Q4
23-01-27
▲3.2%
$15.09M
$40.54M
'23 Q1
23-04-28
▲5.7%
$14.58M
$32.00M
'23 Q2
23-07-28
▲3.7%
$14.20M
$28.55M
'23 Q3
23-10-27
▲6%
$13.67M
$27.31M
'23 Q4
24-01-26
▲8%
$16.29M
$32.08M
'24 Q1
24-04-19
▲21%
$17.64M
−$11.48M
'24 Q2
24-07-26
▲25.7%
$17.85M
$46.41M
'24 Q3
24-10-30
▲20.8%
$16.51M
$48.52M
'24 Q4
25-01-29
▲15.9%
$18.87M
$64.03M
'25 Q1
25-04-25
▲3.6%
$18.28M
$71.98M
'25 Q2
25-07-24
▼0.7%
$17.73M
$71.72M
'25 Q3
25-10-30
▲10.4%
$18.24M
$83.43M
'25 Q4
26-01-28
LATEST
▲9.2%
$20.61M
$79.42M
'26 Q1
26-04-30
Earnings call
FY26 · Q2
2026-07-30
Q2 Earnings Conference Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
Provident Financial Services Inc Q1 FY2026 Earnings Call
Revenue
$20.61M
▲ 9.2% YoY Diluted EPS
$0.61
▲ 24.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
Provident Financial Services Inc Q4 FY2025 Earnings Call
Confident tone
Noninterest Income / Fee Businesses
Asset Quality and Credit
Loan Growth and Pipeline
Revenue
$18.24M*
▲ 10.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Provident Financial Services Inc Q3 FY2025 Earnings Call
Confident tone
Pretax pre-provision revenue and profitability
Noninterest income and fee businesses
Deposit growth and funding
Revenue
$17.73M
▼ 0.7% YoY Diluted EPS
$0.55
▲ 52.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Provident Financial Services Inc Q2 FY2025 Earnings Call
Confident tone
Asset quality and credit
Interest rate outlook
Net interest margin
Revenue
$18.28M
▲ 3.6% YoY Diluted EPS
$0.55
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-25
Provident Financial Services Inc Q1 FY2025 Earnings Call
Confident tone
Merger integration and Lakeland synergies
Capital deployment, buybacks and M&A
CRE concentration
Revenue
$18.87M
▲ 15.9% YoY Diluted EPS
$0.49
▲ 14% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-29
Provident Financial Services Inc Q4 FY2024 Earnings Call
Confident tone
Geographic Expansion and New Leadership
Fee-Based Businesses
Commercial Lending and Pipeline
Revenue
$16.51M*
▲ 20.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Provident Financial Services Inc Q3 FY2024 Earnings Call
Revenue
$17.85M
▲ 25.7% YoY Diluted EPS
$0.36
▼ 5.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-26
Provident Financial Services Inc Q2 FY2024 Earnings Call
Confident tone
Net interest margin
Fee-based businesses / insurance and wealth
Loan growth and pipeline
Revenue
$17.64M
▲ 21% YoY Diluted EPS
$-0.11
▼ 125.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-19
Provident Financial Services Inc Q1 FY2024 Earnings Call
Confident tone
Credit Quality
Lakeland Bancorp Merger
Deposit Growth
Revenue
$16.29M
▲ 8% YoY Diluted EPS
$0.43
▼ 20.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
Provident Financial Services Inc Q4 FY2023 Earnings Call
Positive tone
Lakeland Bancorp merger
Commercial loan growth and pipeline
Net interest margin and funding costs
Revenue
$13.67M*
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-27
Provident Financial Services Inc Q3 FY2023 Earnings Call
Revenue
$14.20M
▲ 3.7% YoY Diluted EPS
$0.38
▼ 34.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-28
Provident Financial Services Inc Q2 FY2023 Earnings Call
Revenue
$14.58M
▲ 5.7% YoY Diluted EPS
$0.43
▼ 18.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-28
Provident Financial Services Inc Q1 FY2023 Earnings Call
Revenue
$15.09M
▲ 3.2% YoY Diluted EPS
$0.54
▼ 6.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
Provident Financial Services Inc Q4 FY2022 Earnings Call
Revenue
$12.89M*
▼ 7.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-28
Provident Financial Services Inc Q3 FY2022 Earnings Call
Revenue
$13.69M
▼ 3.4% YoY Diluted EPS
$0.58
▲ 18.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-29
Provident Financial Services Inc Q2 FY2022 Earnings Call
Revenue
$13.79M
▼ 10.2% YoY Diluted EPS
$0.53
▼ 8.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-29
Provident Financial Services Inc Q1 FY2022 Earnings Call
Revenue
$14.62M
▲ 3.4% YoY Diluted EPS
$0.58
▼ 7.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Provident Financial Services Inc Q4 FY2021 Earnings Call
Revenue
$13.88M*
▲ 6.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Provident Financial Services Inc Q3 FY2021 Earnings Call
Revenue
$14.18M
▲ 11.4% YoY Diluted EPS
$0.49
▲ 32.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-30
Provident Financial Services Inc Q2 FY2021 Earnings Call
Revenue
$15.36M
▲ 64.9% YoY Diluted EPS
$0.58
▲ 163.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-30
Provident Financial Services Inc Q1 FY2021 Earnings Call
Revenue
$14.14M
▲ 35.4% YoY Diluted EPS
$0.63
▲ 173.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Provident Financial Services Inc Q4 FY2020 Earnings Call
Revenue
$13.06M*
▲ 20.6% YoY Diluted EPS
$0.53
▲ 32.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-30
Provident Financial Services Inc Q3 FY2020 Earnings Call
Revenue
$12.72M
▲ 16.3% YoY Diluted EPS
$0.37
▼ 24.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-30
Provident Financial Services Inc Q2 FY2020 Earnings Call
Revenue
$9.31M
▼ 15.4% YoY Diluted EPS
$0.22
▼ 42.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
Provident Financial Services Inc Q1 FY2020 Earnings Call
Revenue
$10.44M
▲ 21.7% YoY Diluted EPS
$0.23
▼ 52.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-13
Provident Financial Services Inc Q4 FY2019 Earnings Call
Revenue
$10.82M*
▲ 15.7% YoY Diluted EPS
$0.40
▼ 27.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1178970
CUSIP
74386T105
13F (30d)
108 filings
83 filers
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