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PFS · Provident Financial Services Inc · Financials

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Market Cap
$2.99B
Shares
130.42M
Volume · Nov 9 68.62K Avg daily vol (3M) 836.12K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$870.4M +25.3%
FY2025 Revenue FY2008–FY2025
Net Income
$291.16M +152%
FY2025 Net Income FY2008–FY2025
Diluted EPS
$2.23 +112.4%
FY2025 Diluted EPS FY2008–FY2025
Operating Cash Flow
$442.26M +3.7%
FY2025 Operating Cash Flow FY2008–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008
$924.11M $870.4M $694.73M $479.28M $505.34M $452.83M $385M $361.77M $359.35M $333.9M $313.96M $305.1M $280.06M $260.16M $260.95M $248.53M $240.52M $212.47M $202.28M
$1.3B $1.27B $1.05B $615.82M $466.18M $402.34M $363.31M $371.47M $359.83M $323.85M $302.32M $291.78M $279.36M $252.78M $262.26M $275.72M $286.53M $292.56M $304.32M
$801.84M $760.57M $600.61M $399.45M $417.55M $366.02M $312.57M $297.97M $300.68M $278.2M $258.57M $249.88M $238.89M $216.01M $217.34M $215.99M $208.97M $181.02M $172.07M
$122.26M $109.84M $94.11M $79.83M $87.79M $86.81M $72.43M $63.79M $58.68M $55.7M $55.39M $55.22M $41.17M $44.15M $43.61M $32.54M $31.55M $31.45M $30.21M
$34.26M $37.07M $28.93M $2.95M $3.29M $3.66M $3.43M $2.74M $2.13M $2.67M $3.39M $4.07M $2.76M $1.62M $2.47M $3.03M $3.83M $5.11M $6.08M
$47.26M $51.32M $41.5M $11.7M $13.08M $12.66M $11.01M $10.4M $10.1M $11.62M $12.76M $13.71M $11.13M $8.78M $9.33M $9.66M $10.75M $12.38M $13.9M
$502.93M $512.21M $445.52M $216.37M $48.63M $36.32M $50.74M $73.5M $59.15M $45.64M $43.75M $41.9M $40.47M $36.77M $44.92M $59.73M $77.57M $111.54M $132.25M
$421.09M $408.16M $149.62M $175.78M $240.11M $227.12M $127.55M $147.09M $143.92M $140.48M $124.78M $120.16M $105.42M $105.9M $96.12M $77.19M $66.27M -$114.82M $56.58M
$110.94M $117M $34.09M $47.38M $64.46M $59.2M $30.6M $34.46M $25.53M $46.53M $36.98M $36.44M $31.79M $35.37M $28.86M $19.84M $16.56M $7.01M $14.94M
$310.15M $291.16M $115.53M $128.4M $175.65M $167.92M $96.95M $112.63M $118.39M $93.95M $87.8M $83.72M $73.63M $70.53M $67.27M $57.34M $49.71M -$121.82M $41.64M
— 33.45% 16.63% 26.79% 34.76% 37.08% 25.18% 31.13% 32.94% 28.14% 27.97% 27.44% 26.29% 27.11% 25.78% 23.07% 20.67% -57.34% 20.59%
$222.46M $350.33M $121.29M $152.33M $3.74M $157.13M $110.79M $128.79M $113.7M $91.28M $86.95M $81.15M $78.51M $57.97M $65.41M $52.16M $56.73M -$113.61M $36.82M
USD/shares $2.38 $2.23 $1.05 $1.72 $2.35 $2.20 $1.39 $1.74 $1.82 $1.46 $1.38 $1.33 $1.22 $1.23 $1.18 $1.01 $0.88 -$2.16 $0.74
USD/shares $2.38 $2.23 $1.05 $1.71 $2.35 $2.19 $1.39 $1.74 $1.82 $1.45 $1.38 $1.33 $1.22 $1.23 $1.18 $1.01 $0.88 -$2.16 $0.74
shares — 130.46M 109.67M 74.84M 74.7M 76.47M 69.55M 64.6M 64.94M 64.38M 63.64M 62.95M 60.39M 57.24M 57.15M 56.86M 56.57M 56.28M 56.03M
shares — 130.51M 109.71M 74.87M 74.78M 76.56M 69.63M 64.73M 65.1M 64.58M 63.85M 63.11M 60.56M 57.36M 57.2M 56.87M 56.57M 56.28M 56.03M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $148.21M in buybacks, $992.21M in dividends.

Debt Profile

Completed filing coverage through May 16, 2024

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Read debt and covenant terms in your AI or your code through MCP and the API →

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-09-30 USD 1,981,530,000 10-Q filed 2026-11-06
Operating lease liabilities 2026-09-30 USD 59,393,000 10-Q filed 2026-11-06
Other borrowings 2026-09-30 USD 2,390,788,000 10-Q filed 2026-11-06
Other long-term debt 2026-09-30 USD 52,000,000 10-Q filed 2026-11-06
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
—
Peer median 3.67×
EV/EBIT
—
P/E (TTM)
9.65×
Peer median 11.90×
Price/Sales (TTM)
3.24×
Peer median 3.53×
Price/Book
1.05×
Peer median 1.28×

Peer medians compare against the 219 similar-size Banks - Regional companies (of 323 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Wealth Management Fees $29,252,000 $30,533,000 $27,669,000 $27,870,000 $30,756,000 $25,733,000 $22,503,000 $17,957,000
Deposit Account $20,552,000 $16,903,000 $12,959,000 $12,553,000 $10,921,000 $10,312,000 $13,117,000 $13,330,000
Insurance Commissions and Fees $18,299,000 $16,201,000 $13,934,000 $11,440,000 $10,216,000 $3,513,000 $0 $0
Debit Card $5,006,000 $4,651,000 $2,963,000 $3,124,000 $5,665,000 $5,974,000 $5,734,000 $5,997,000
Key facts CIK 1178970 CUSIP 74386T105 13F (30d) 174 filings 144 filers Visit website Investor relations