PFS · Provident Financial Services Inc · Metrics
$23.23
+0.01 (+0.04%)
At close · Oct 27
Return incl. dividend (before tax)
Q2 2026 earnings call transcript
Market Cap
$3.03B
Shares
130.42M
Volume · Oct 27
658.15K
Avg daily vol (3M)
861.48K
PFS metrics
89 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$23.23
Market cap
$3.03B
Price action
20 metricsPrice change (1W)
+3.1%
Price change (30D)
+3.1%
Price change (3M)
-3.9%
Price change (6M)
+1.0%
Price change (YTD)
+17.6%
Price change (1Y)
+22.3%
Trailing year
Price change (5Y)
-3.4%
52-week high
$25.28
52-week low
$17.77
Change from 52-week high
-8.1%
Change from 52-week low
+30.7%
Annualized volatility
23.4%
Annualized volatility (3M)
17.4%
Beta
0.5
RSI (14D)
62.3
Price vs SMA 50
+1.3%
Price vs SMA 200
+2.8%
Avg volume (3M)
861,476
Relative volume
0.8
Average dollar volume
$20.14M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
130.42M
Valuation
12 metricsP / E (TTM)
9.7
Trailing earnings · reciprocal yield 10.3%
PEG ratio
1.1
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
3.3×
reciprocal yield 30.0%
P / book
1.0
reciprocal yield 96.0%
FCF yield
11.6%
TTM · current market cap
Buyback yield
0.3%
P / FCF
8.6
reciprocal yield 11.6%
P / operating cash flow
8.2
reciprocal yield 12.2%
Earnings yield
10.3%
Historical valuation
8 metricsP / E historical average (3Y)
11.7×
reciprocal yield 8.6%
P / E historical average (5Y)
11.1×
reciprocal yield 9.0%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
4.1%
Trailing 12 months
Payout ratio
39.8%
Shareholder yield
—
Dividend / share (TTM)
$0.96
Dividend growth YoY
+0.0%
Dividend growth streak
0
Last ex-dividend
2026-08-14
Earnings calendar
2 metricsNext earnings
2026-10-29
Last earnings
2026-07-30
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
34.5%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$312.71M
Trailing 12 months
Diluted EPS (TTM)
$2.40
FCF margin
38.6%
Effective tax rate
27.3%
Growth
11 metricsRevenue growth YoY
+9.6%
Year over year
Net income growth YoY
+8.6%
Revenue (TTM)
$907.32M
Trailing 12 months
EPS growth YoY
+9.1%
Shares change YoY
-0.1%
Year over year · fewer shares
Revenue CAGR (3Y)
+19.9%
Revenue CAGR (5Y)
+17.7%
EPS CAGR (3Y)
-1.7%
EPS CAGR (5Y)
+9.9%
FCF CAGR (3Y)
+31.2%
FCF CAGR (5Y)
+36.6%
Quality
14 metricsReturn on equity
10.8%
Return on assets
1.2%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$350.36M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$228.29M
Latest balance sheet
Cash & equivalents
$228.29M
Total assets
$25.66B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
$370.48M
Capital expenditures (TTM)
$20.12M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
316
13F filer change QoQ
+10
Institutional ownership
75.5%
Conviction holders (share of 13F filers)
0.3%
Crowding (high-turnover and private-fund holders)
16.8%
Private-fund adviser ownership
15.3%
Active holders' share change QoQ
+2.4%
Holder tenure
15.3
Price vs estimated holder cost
+21.4%
Ownership (registered funds)
1 metricsIndex-fund ownership
30.5%
Short interest
3 metricsShort interest
4.7%
Latest settlement · 6.6 days to cover
Days to cover
6.6d
Short-squeeze score
69 / 100
Insider activity
2 metricsNet insider buying (90D)
−$1.86M
Insider-sentiment score
20 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1178970
CUSIP
74386T105
13F (30d)
76 filings
72 filers
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