PGC · Peapack Gladstone Financial Corp

Track PGC — free

$45.06 -1.30 (-2.80%) At close · Aug 19

Market Cap

$818.15M

17.73M

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FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 7, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +22%

above

Price vs 50-day avg −2%

below

RSI (14) 42

neutral

MACD trend Negative

52-week position 86%

near high

Momentum

relative strength

Very Strong

1-month return −2%

trailing

6-month return +31%

trailing

YTD return +62%

this year

Relative strength +20%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $46 › 200d $37 — 50d above 200d

Institutional flow Accumulating

+4% holders QoQ · +29 funds added

Insider flow Distributing

Net -$490.2K over 90 days · 100% sells

Short interest Rising

4.49% of float · ▲ +24.0% MoM · 3.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

174 holders — near 3-yr high, broad support

Squeeze score 64

elevated · 0–100

Fundamentals

Strong

Revenue growth +24%

Y/Y

EPS growth +14%

Y/Y

Free cash flow $28.8M

Valuation P/E 16

rich

Balance sheet $30.2M

net debt

Quant / Vol

risk profile

Moderate

Volatility 31%

annualized · 1-yr

Max drawdown −17%

past year

ATR 2.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+22% Bullish

Price vs 50-day avg

−2% Neutral

RSI (14)

42 Neutral

MACD trend

Negative Bearish

52-week position

86% Bullish

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $46 › 200d $37 — 50d above 200d

Institutional flow Accumulating

+4% holders QoQ · +29 funds added

Insider flow Distributing

Net -$490.2K over 90 days · 100% sells

Short interest Rising

4.49% of float · ▲ +24.0% MoM · 3.3 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

174 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $25 Now $45 · 86% Range high $48

vs 200-day avg +22% vs 50-day avg -2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Assets under management and administration	13.9B	Q2 2026	—

AUM/AUA Growth	10%	Q2 2026	—
Average client relationship size	4.8M	Q2 2026	—
Book value per share	$38.7	Q2 2026	—
Common Equity Tier 1 Ratio (Bank)	10.6%	Q2 FY2026	—
Common Equity Tier 1 Ratio (Company)	10.38%	Q2 FY2026	—
Common equity to assets	8.6%	Q2 2026	—
EBITDA margin non-GAAP	41%	FY 2025	—
Efficiency ratio non-GAAP	65.84%	Six Months Ended June 30, 2026	—
Gross Loans	6.7B	Q2 2026	—
Loan-to-deposit ratio	95%	Q2 2026	—
Net interest margin	3.32%	Q2 2026	—

Net interest margin (tax-equivalent basis)	3.29%	Three Months Ended June 30, 2026	—
NIB DDA	6.6B	Q2 2026	—
Nonperforming assets	72.2M	Q2 2026	—
Period end shares outstanding	17,718,733	Q2 2026	—
Pre-provision net revenue non-GAAP	30.4M	Q2 2026	—
Return on average tangible common equity non-GAAP	9.56%	Six Months Ended June 30, 2026	—
Return on average tangible common equity (ROATCE) non-GAAP	9.56%	Three Months Ended June 30, 2026	—
Tangible book value per share non-GAAP	$36.26	Q2 2026	—

Tangible common equity non-GAAP	642.43M	June 30, 2026	—
Tangible common equity to tangible assets	8.1%	Q2 2026	—
Tier 1 Leverage Ratio (Bank)	8.96%	Q2 2026	—
Tier 1 Leverage Ratio (Company)	9.13%	Q2 2026	—
Total deposits	7.1B	Q2 2026	—
Total loans	6.7B	Q2 2026	—
Total on and off-balance sheet liquidity	5B	Q2 2026	—
Wealth management fee income	17.2M	Q2 2026	+7.9%

Wealth Management new business inflows	205M	Q2 2026	—

Wealth Management YTD Revenue	33.7M	YTD 2026	—
AUM/AUA in Wealth Management Division	$13.1B	twelve-month period ended December 31, 2025	—
Balance sheet liquidity	$990M	twelve-month period ended December 31, 2025	—
Core relationship deposits	$828M	twelve-month period ended December 31, 2025	—
Fee income on unused commercial lines of credit	$908,000	Q4 2025	—
Noninterest-bearing deposit growth	$316M	twelve-month period ended December 31, 2025	—
Outstanding overnight borrowings	$73.3M	twelve-month period ended December 31, 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
PGC Peapack Gladstone Financial Corp this stock	$818.15M	+61.8%	+24.1%	16.0	4.5%
MFG Mizuho Financial Group Inc	$131.93B	+38.5%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.6%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-1.2%	—	—	0.5%
PNC Pnc Financial Services Group, Inc.	$101.11B	+18.1%	+7.2%	14.0	1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

174

% held: 77.2%
Net QoQ: +382.1K sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

199

View

Short & Settlement

Short Interest Rising

Shares short

795.4K

Days to cover: 3.3d
Change: +153.7K sh

View

Short Volume

Short vol %

59%

As of: Aug 19, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $2.1K
As of: Jul 16, 2026

View

Off-Exchange

Off-exchange %

39.4%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$490.2K

Buyers / Sellers: 0 / 4

Buyers Sellers

View

Financials

Revenue (FY)

$283.0M

Net income (FY): $37.3M
EPS diluted: $2.10

View

Buybacks

Authorized

shares 880.0K

View

Filings

SEC Filings

Latest

10-Q

Filed: Aug 7, 2026
This year: 13

View

Proposed Sales

Value

$238.4K

Shares: 5.0K
Filed: Jun 29, 2026

View

Exempt Offerings

Offering

$50.0M

Filed: Aug 3, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 27, 2026

View

Performance

	5D	20D	120D	MTD	YTD
PGC	-2.6%	-1.7%	+31.3%	-2.0%	+61.8%
SPY	-0.4%	+2.9%	+11.6%	+3.0%	+12.8%
vs SPY	-2.1%	-4.6%	+19.7%	-5.0%	+49.0%

Capital returns

Latest dividend

$0.05 / share · ex Aug 13, 2026

Paid (TTM)

$0.20 / share · 4 payouts

Dividend yield (TTM, derived)

0.44%

Buyback program · as of Jan 30, 2025

Authorized

shares 880,000

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1050743 CUSIP 704699107 13F (30d) 156 filings 156 filers Visit website Investor relations

PGC · Peapack Gladstone Financial Corp

Price & Indicators

Up next

AI Brief

Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns