BBT · Beacon Financial Corp
Price & Indicators
Up next
Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 30, 2026TL;DR. Beacon Financial reported Q2 2026 GAAP EPS of $0.77 versus $0.55 prior quarter, with net interest margin expanding to 3.81% and core efficiency at 54.26% as merger integration completed. The company reaffirmed forward guidance including NIM of 3.80%–3.85%, quarterly credit costs of $5–9 million, low-single-digit loan growth, and mid-single-digit fee growth, with no further merger charges anticipated.
- + Core efficiency ratio improved to 54.26% with merger synergies fully realized and no further merger charges anticipated
- + Deposit growth resumed with total deposits up $193.6 million, including $92.8 million in customer deposits
- + Forward outlook calls for low-single-digit loan growth driven by C&I, mid-single-digit fee growth, and quarterly credit costs of $5–9 million
- + Capital strengthened with tangible common equity rising to 9.25% and TBV per share up $0.50 to $23.98
- − Loans declined $101.9 million sequentially as CRE and equipment finance runoff outpaced growth elsewhere
- − Management expects charge-offs to remain elevated and provisioning to be moderate as specific reserves are worked through
- − CRE concentration remains a stated risk, with $7.3B portfolio including $1.2B office exposure at 3.7% NPLs
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BBT
this stock
Beacon Financial Corp
|
$2.64B | +19.2% | -2.9% | 16.5 | 4.6% |
|
MFG
Mizuho Financial Group Inc
|
$132.77B | +52.2% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$113.58B | -38.5% | -3.2% | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$105.73B | +24.9% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.35B | -0.9% | — | — | 0.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BBT | +1.3% | -0.3% | +9.6% | +1.3% | +19.2% |
| SPY | -0.1% | -0.9% | +14.2% | -0.1% | +12.3% |
| vs SPY | +1.4% | +0.6% | -4.6% | +1.4% | +6.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.