BBT · Beacon Financial Corp
$30.15
+0.16 (+0.53%)
At close · Jul 24
Market Cap
$2.53B
Shares
83.82M
Beacon Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Beacon Financial Corp (BBT) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼25.3%
$108.33M
$18.72M
'22 Q3
22-10-20
▲29.8%
$117.75M
$30.50M
'22 Q4
23-01-26
▲27.2%
$114.14M
$27.64M
'23 Q1
23-04-20
▲12.4%
$109.85M
$23.86M
'23 Q2
23-07-20
▼0.5%
$107.80M
$19.55M
'23 Q3
23-10-20
▼32%
$80.04M
−$1.45M
'23 Q4
24-01-25
▼51.3%
$55.54M
−$20.19M
'24 Q1
24-04-18
▼1.1%
$108.67M
$24.02M
'24 Q2
24-07-18
▲16.5%
$125.61M
$37.51M
'24 Q3
24-10-24
▲37.7%
$110.18M
$17.54M
'24 Q4
25-01-30
▲98.8%
$110.44M
$25.72M
'25 Q1
25-04-24
LATEST
▲4.6%
$113.67M
$30.37M
'25 Q2
25-07-24
Earnings call
FY26 · Q3
2026-07-30
Q2 Earnings Conference Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Beacon Financial Corp Q1 FY2026 Earnings Call
Diluted EPS
$0.55
▼ 1.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
Beacon Financial Corp Q4 FY2025 Earnings Call
Diluted EPS
$0.64
▲ 220% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-29
Beacon Financial Corp Q3 FY2025 Earnings Call
Confident tone
Merger integration and Beacon branding
Deposit and loan portfolio mix
Credit quality and charge-offs
Diluted EPS
$-0.57
▼ 164.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Beacon Financial Corp Q2 FY2025 Earnings Call
Confident tone
Quarterly financial performance
Asset quality and credit
Capital and CECL accounting standard
Revenue
$113.67M
▲ 4.6% YoY Diluted EPS
$0.66
▲ 15.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Beacon Financial Corp Q1 FY2025 Earnings Call
Positive tone
Asset quality and credit
Digital deposit initiative
Tariffs and macroeconomic uncertainty
Revenue
$110.44M
▲ 98.8% YoY Diluted EPS
$0.56
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Beacon Financial Corp Q4 FY2024 Earnings Call
Confident tone
Asset quality and credit
Branch sale and balance sheet actions
Expense management
Revenue
$110.18M
▲ 37.7% YoY Diluted EPS
$0.20
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Beacon Financial Corp Q3 FY2024 Earnings Call
Positive tone
Office and CRE portfolio
Asset quality and credit
Upstart portfolio runoff
Revenue
$125.61M
▲ 16.5% YoY Diluted EPS
$0.88
▲ 95.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
Beacon Financial Corp Q2 FY2024 Earnings Call
Revenue
$108.67M
▼ 1.1% YoY Diluted EPS
$0.57
▲ 3.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-18
Beacon Financial Corp Q1 FY2024 Earnings Call
Revenue
$55.54M
▼ 51.3% YoY Diluted EPS
$-0.47
▼ 174.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
Beacon Financial Corp Q4 FY2023 Earnings Call
Revenue
$80.04M
▼ 32% YoY Diluted EPS
$-0.03
▼ 104.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-20
Beacon Financial Corp Q3 FY2023 Earnings Call
Revenue
$107.80M
▼ 0.5% YoY Diluted EPS
$0.45
▲ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-20
Beacon Financial Corp Q2 FY2023 Earnings Call
Revenue
$109.85M
▲ 12.4% YoY Diluted EPS
$0.55
▲ 10% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
Beacon Financial Corp Q1 FY2023 Earnings Call
Revenue
$114.14M
▲ 27.2% YoY Diluted EPS
$0.63
▲ 50% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Beacon Financial Corp Q4 FY2022 Earnings Call
Revenue
$117.75M
▲ 29.8% YoY Diluted EPS
$0.69
▲ 64.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-20
Beacon Financial Corp Q3 FY2022 Earnings Call
Revenue
$108.33M
▼ 25.3% YoY Diluted EPS
$0.42
▼ 67.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-20
Beacon Financial Corp Q2 FY2022 Earnings Call
Revenue
$97.71M
▲ 0.3% YoY Diluted EPS
$0.50
▲ 16.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-20
Beacon Financial Corp Q1 FY2022 Earnings Call
Revenue
$89.74M
▼ 11.4% YoY Diluted EPS
$0.42
▲ 61.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-20
Beacon Financial Corp Q4 FY2021 Earnings Call
Revenue
$90.72M
▼ 8.4% YoY Diluted EPS
$0.42
▲ 40% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-21
Beacon Financial Corp Q3 FY2021 Earnings Call
Revenue
$145.00M
▲ 49.5% YoY Diluted EPS
$1.31
▲ 211.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
Beacon Financial Corp Q2 FY2021 Earnings Call
Revenue
$97.40M
▲ 2.6% YoY Diluted EPS
$0.43
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
Beacon Financial Corp Q1 FY2021 Earnings Call
Revenue
$101.29M
▲ 10% YoY Diluted EPS
$0.26
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
Beacon Financial Corp Q4 FY2020 Earnings Call
Revenue
$99.04M
▼ 13.7% YoY Diluted EPS
$0.30
▼ 41.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
Beacon Financial Corp Q3 FY2020 Earnings Call
Revenue
$97.02M
▼ 18% YoY Diluted EPS
$0.42
▼ 4.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-30
Beacon Financial Corp Q2 FY2020 Earnings Call
Revenue
$94.97M
▼ 13% YoY Diluted EPS
$-10.93
▼ 2201.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-05
Beacon Financial Corp Q1 FY2020 Earnings Call
Revenue
$92.06M
▼ 14.1% YoY Diluted EPS
$-0.40
▼ 178.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-28
Beacon Financial Corp Q4 FY2019 Earnings Call
Revenue
$114.69M
▲ 5.7% YoY Diluted EPS
$0.51
▲ 64.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1108134
CUSIP
084680107
13F (30d)
45 filings
45 filers
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