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FLG · Flagstar Bank, National Association

Track FLG — free
$11.70 +0.01 (+0.09%) At close · Oct 2
Market Cap
$5.13B
Shares
415.09M
Volume · Oct 2 4.46M Avg daily vol (3M) 4.43M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$11.70 Open$11.79 Day$11.69–11.94 52W close$10.72–15.36 Avg vol 30d4.7M Short int39.8M · 9.6% float · 10.0d Short vol58% Last earningsJul 24, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 3 wks
filed Aug 6, 2026
call held Jul 24, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$2.09B
Trailing 12 months
Net income (TTM)
$48.00M
Trailing 12 months
Revenue growth YoY
+4.0%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
292.5
Trailing earnings · reciprocal yield 0.3%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
0.3%
Trailing 12 months
Shares change YoY
+14.1%
Year over year · more shares
Price change (1Y)
+0.3%
Trailing year
Short interest
9.6%
Latest settlement · 10.0 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Weak Quant / Vol Moderate
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −14%
below
Price vs 50-day avg −12%
below
RSI (14) 20
oversold
MACD trend Negative
52-week position 21%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −13%
trailing
6-month return −17%
trailing
YTD return −7%
this year
Relative strength −29%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $13 › 200d $14 — 200d above 50d
Institutional flow Accumulating
3 of 405 funds reported for Sep 30 · net +2.6K sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
9.59% of float · ▲ +5.9% MoM · 10.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
405 holders — near 5-yr high, broad support
Squeeze score 66
elevated · 0–100
Fundamentals
Weak
Revenue growth +2%
Y/Y
EPS growth +86%
Y/Y
Free cash flow $-190.8M
Valuation P/E 309.3
rich
Buyback $250.0M
authorized
Balance sheet $19.3B
net debt
Quant / Vol
risk profile
Moderate
Volatility 29%
annualized · 1-yr
Max drawdown −24%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 24, 2026
2026
Net Interest Margin 2.2% – 2.3%
Diluted Adjusted EPS Non-GAAP $0.40 – $0.50
ROAA 0.25% – 0.35%
ROATCE 2.75% – 3.25%
TBV Per Share $15.50 – $16.00
2027
Efficiency Ratio Non-GAAP 50% – 55%
Diluted Adjusted EPS Non-GAAP $1.60 – $1.70
ROAA 0.85% – 0.95%
ROATCE 10% – 10.5%
TBV Per Share $17.25 – $17.75
Net Interest Margin 2.7% – 2.8%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
3 · 4 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−14% Bearish
Price vs 50-day avg
−12% Bearish
RSI (14)
20 Neutral
MACD trend
Negative Bearish
52-week position
21% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $13 › 200d $14 — 200d above 50d
Institutional flow Accumulating
3 of 405 funds reported for Sep 30 · net +2.6K sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
9.59% of float · ▲ +5.9% MoM · 10.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
405 holders — near 5-yr high, broad support
Price context
position in its 52-week range
Range low $11 Now $12 · 21% Range high $15
vs 200-day avg -14% vs 50-day avg -12%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FLG
Flagstar Bank, National Association
this stock
$5.13B -7.1% +1.5% 309.3 9.6%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
404
% held
92.3%
Reported
3 of 405
Top holder
Liberty 77 Capital L.P.
Held Float
View
Held by Funds
Fund positions
345
View
Short & Settlement
Short Interest Rising
Shares short
39.8M
Days to cover
10.0d
Change
+2.2M sh
View
Short Volume
Short vol %
58%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
23.2K
Value
$312.5K
As of
Sep 3, 2026
View
Off-Exchange
Off-exchange %
45.8%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Katherine M. Clark
Amount
$1.0K–$15.0K
Traded
Mar 1, 2024
View
Financials
Financials
Revenue (FY)
$27.0M
Net income (FY)
$-177.0M
EPS diluted
$-0.50
View
Buybacks
Authorized
$250.0M
View
Filings
SEC Filings
Latest
Investor Event Transcript
Filed
Sep 15, 2026
This year
14
View
Proposed Sales
Value
$170.0K
Shares
50.0K
Filed
May 22, 2024
View
Earnings & Events
Webcasts
Last webcast
Sep 15, 2026
View
Investor Relations
Latest news
FLAGSTAR BANK, N.A. TO PARTICIPAT…
Published
Sep 8, 2026
View

Performance

5D 20D 120D MTD YTD
FLG -5.4% -13.2% -16.8% +0.3% -7.1%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -5.2% -12.7% -29.0% -0.7% -19.9%

Capital returns

Latest dividend
$0.01 / share · ex Sep 4, 2026
Cut 66.7%
Paid (TTM)
$0.04 / share · 4 payouts
Dividend yield (TTM, derived)
0.34%
Buyback program · as of Jul 31, 2026
Authorized
$250.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 910073 CUSIP 649445400 13F (30d) 16 filings 8 filers Visit website Investor relations