FLG · Flagstar Bank, National Association

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

The number of shares held directly includes certain shares that were previously held by Stock Awards and that have subsequently vested.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

The number of shares held directly includes certain shares that were previously held by Stock Awards and that have subsequently vested.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service-based restricted stock units that will vest in shares of the Issuer's Common Stock over the passage of time.

The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of the reported securities for purposes of Section 16 or for any other purpose.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Intra-Plan Transfer by the reporting person within the Issuer's qualifying 401(k) Plan.

On September 4, 2025, shares of common stock of the Issuer were transferred out of the stock fund of the reporting person's 401(k) plan due to the instructions to rebalance certain securities within the 401(k) plan. On December 4, 2025, the 401(k) plan was rebalanced and shares of common stock of the Issuer were transferred back into the Issuer stock fund within the 401(k) plan which created two matchable transactions. The profit realized by these transactions was disgorged to the Issuer.

Includes 1 share that was acquired on September 17, 2025, and 1 share acquired on December 17, 2025 both from dividend reinvestment, and 77 shares acquired from routine payroll contributions in January 2026.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Intra-Plan Transfer by the reporting person within the Issuer's qualifying 401(k) Plan.

Includes 1 share that was acquired as a result of dividend reinvestment on June 17, 2025.

On September 4, 2025, shares of common stock of the Issuer were transferred out of the stock fund of the reporting person's 401(k) plan due to the instructions to rebalance certain securities within the 401(k) plan. On December 4, 2025, the 401(k) plan was rebalanced and shares of common stock of the Issuer were transferred back into the Issuer stock fund within the 401(k) plan which created two matchable transactions. The profit realized by these transactions was disgorged to the Issuer.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Intra-Plan Transfer by the reporting person within the Issuer's qualifying 401(k) Plan, are exempt pursuant to Rule 16b3(f).

Includes .47 shares that were acquired due to dividend reinvestment in the Plan on March 17, 2025, which with aggregated fractional shares which resulted in an increase in whole shares.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Includes 20,949 shares that were previously reported as Indirectly held in the Marx Rev Trust.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Reflects the vesting and cash settlement of restricted stock units.

Includes 13,542 service based restricted stock units that will vest in shares of the Issuer's Common Stock over the passage of time.

The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of the reported securities for purposes of Section 16 or for any other purpose.

Reflects the vesting and cash settlement of restricted stock units.

The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of the reported securities for purposes of Section 16 or for any other purpose.

Reflects the vesting and cash settlement of restricted stock units.

Includes 13,542 service based restricted stock units that will vest in shares of the Issuer's Common Stock over the passage of time.

The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of the reported securities for purposes of Section 16 or for any other purpose.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested.

The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.