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$60.69 +0.76 (+1.27%) At close · Oct 2
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$3.15B
Shares
52.62M
Volume · Oct 2 284.9K Avg daily vol (3M) 255.42K

Community Financial System, Inc. Webcasts

Earnings calls, investor updates, investor days and conferences for Community Financial System, Inc. (CBU), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
· $678.55M $52.53M '22 Q4 23-01-24 · $177.28M $40.87M '24 Q1 24-04-23 · $183.80M $47.91M '24 Q2 24-07-23 · $188.94M $43.90M '24 Q3 24-10-22 · $196.29M $49.79M '24 Q4 25-01-21 ▲10.7% $196.25M $49.61M '25 Q1 25-04-29 ▲8.4% $199.26M $51.33M '25 Q2 25-07-22 ▲9.6% $207.05M $55.09M '25 Q3 25-10-21 ▲9.8% $215.45M $54.42M '25 Q4 26-01-27 ▲8.7% $213.29M $57.22M '26 Q1 26-04-29 LATEST ▲12% $223.16M $61.33M '26 Q2 26-07-28
Earnings call
FY26 · Q3
2026-10-27
Community Financial System, Inc. (CBU) Q3 2026 Earnings Call
Scheduled
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-07-28
Community Financial System, Inc. (CBU) Q2 2026 Earnings Call
Revenue
$223.16M
▲ 12% YoY
Diluted EPS
$1.16
▲ 19.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Community Financial System, Inc. (CBU) Q1 2026 Earnings Call Transcript
Confident tone Capital deployment and share repurchase Organic growth and market share Net interest income and margin
Revenue
$213.29M
▲ 8.7% YoY
Diluted EPS
$1.08
▲ 16.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript
Confident tone Banking business performance and expansion Capital deployment and acquisitions (ClearPoint, LEAP) Employee benefit services turnaround
Revenue
$215.45M*
▲ 9.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-21
Community Financial System, Inc. (CBU) Q3 2025 Earnings Call Transcript
Confident tone Net interest margin and loan growth Diversified fee businesses (insurance, benefits, wealth) Capital deployment and acquisitions
Revenue
$207.05M
▲ 9.6% YoY
Diluted EPS
$1.04
▲ 25.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
Community Financial System, Inc. (CBU) Q2 2025 Earnings Call Transcript
Confident tone Branch acquisition Net interest income expansion Credit quality
Revenue
$199.26M
▲ 8.4% YoY
Diluted EPS
$0.97
▲ 6.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
Community Financial System, Inc. (CBU) Q1 2025 Earnings Call Transcript
Positive tone Loan growth and pipelines Credit quality and competition Employee benefit and wealth management (market-sensitive)
Revenue
$196.25M
▲ 10.7% YoY
Diluted EPS
$0.93
▲ 22.4% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-21
Community Financial System, Inc. (CBU) Q4 2024 Earnings Call Transcript
Confident tone Net interest margin and funding Credit quality Liquidity and balance sheet strength
Revenue
$196.29M*
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-22
Community Financial System, Inc. (CBU) Q3 2024 Earnings Call Transcript
Confident tone Net Interest Income and Margin Expansion Diversified Noninterest Revenue Businesses M&A Pipeline
Revenue
$188.94M
Diluted EPS
$0.83
▲ 1.2% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-23
Community Financial System, Inc. (CBU) Q2 2024 Earnings Call Transcript
Confident tone Loan and Deposit Growth Diversified Revenue Mix and Non-Banking Businesses Net Interest Income and Margin Expansion
Revenue
$183.80M
Diluted EPS
$0.91
▲ 2.2% YoY
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-23
Community Financial System, Inc. (CBU) Q1 2024 Earnings Call Transcript
Positive tone Employee Benefit Services Wealth Management and Insurance Loan growth and funding
Revenue
$177.28M
Diluted EPS
$0.76
▲ 590.9% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-23
Community Financial System, Inc. (CBU) Q4 2023 Earnings Call Transcript
Positive tone Net interest margin Diversified business performance Loan growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Community Financial System, Inc. (CBU) Q3 2023 Earnings Call Transcript
Diluted EPS
$0.82
▼ 8.9% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-31
Community Financial System, Inc. (CBU) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.89
▲ 21.9% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-25
Community Financial System, Inc. (CBU) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.11
▼ 87.2% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-24
Community Financial System, Inc. (CBU) Q4 2022 Earnings Call Transcript
Revenue
$678.55M*
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-24
Community Financial System, Inc. (CBU) Q3 2022 Earnings Call Transcript
Revenue
$200,000
Diluted EPS
$0.90
▲ 8.4% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-25
Community Financial System, Inc. (CBU) Q2 2022 Earnings Call Transcript
Revenue
$300,000
Diluted EPS
$0.73
▼ 17% YoY
Rev · 2q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-25
Community Financial System, Inc. (CBU) Q1 2022 Earnings Call Transcript
Revenue
$300,000
Diluted EPS
$0.86
▼ 11.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-24
Community Financial System, Inc. (CBU) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-25
Community Financial System, Inc. (CBU) Q3 2021 Earnings Call Transcript
Diluted EPS
$0.83
▲ 5.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-26
Community Financial System, Inc. (CBU) Q2 2021 Earnings Call Transcript
Diluted EPS
$0.88
▲ 33.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-26
Community Financial System, Inc. (CBU) Q1 2021 Earnings Call Transcript
Diluted EPS
$0.97
▲ 27.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-25
Community Financial System, Inc. (CBU) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-26
Community Financial System, Inc. (CBU) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.79
▲ 5.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Community Financial System, Inc. (CBU) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.66
▼ 23.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
Community Financial System, Inc. (CBU) Q1 2020 Earnings Call Transcript
Diluted EPS
$0.76
▼ 5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-22
Community Financial System, Inc. (CBU) Q4 2019 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Showing 1–28 of 28 webcasts
Key facts CIK 723188 CUSIP 203607106 13F (30d) 6 filings 6 filers Visit website Investor relations