CBU · Community Financial System, Inc.

DOWNLOAD THE EARNINGS RELEASE Community Financial System, Inc. (the “Company” or “CFSI”) (NYSE: CBU) reported second quarter 2026 results. The results are available within the “News” section of the Company's investor relations website or directly at https://ir.cfsi.com/Q2-2026-CBU-Earnings-Release . Company management will host a conference call at 11:00 a.m. (ET) today, July 28, 2026, to discuss the second quarter 2026 results. The conference call can be accessed via webcast at https://app.webinar.net/b0yzqVAwxjN or via dial-in at 1-833-630-0464 (United States) or 1-412-317-1809 (International). About Community Financial System, Inc. Community Financial System, Inc. is a diversified financial services company that is focused on four main business lines – banking services, employee benefit services, insurance services and wealth management services. Its banking subsidiary, Community Bank, N.A., is among the country’s 100 largest banking institutions with over $17 billion in assets and

Community Financial System, Inc. (NYSE: CBU) (the “Company”) announced that it has declared a quarterly cash dividend of $0.49 per share on its common stock, which represents a $0.02, or 4.26%, increase and an annualized yield of 2.89% based on the closing share price of $67.82 on July 21, 2026. The dividend will be payable on October 13, 2026 to Shareholders of record as of September 15, 2026. President and Chief Executive Officer, Dimitar Karaivanov, commented, “Given the Company’s strong performance in 2026, the Board of Directors is pleased to provide its Shareholders with a larger increase to the dividend this year, and has raised the quarterly dividend from $0.47 per share of common stock to a quarterly dividend of $0.49 per share of common stock. This increase emphasizes our commitment to sustained shareholder returns. Our annual dividend increases over the last 34 years are supported by our strong balance sheet and cash flow generation that provide us with flexibility to

Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the second quarter ended June 30, 2026. Event: Second Quarter 2026 Earnings Conference Call When: Tuesday, July 28, 2026 at 11:00 a.m. Eastern Time Access: Dial-In (U.S.): 1-833-630-0464 Dial-In (International): 1-412-317-1809 Webcast: https://app.webinar.net/b0yzqVAwxjN Dimitar Karaivanov, President and Chief Executive Officer, and Marya Burgio Wlos, Executive Vice President and Chief Financial Officer, will discuss the Company's quarterly results. Management's prepared remarks will last approximately 15 minutes, followed by a question-and-answer session. The Company's results for the quarter will be released prior to market open on July 28, 2026, and will also be available in the 'News' section of the Company's website at https://communityfinancialsystem.com . A replay of the webcast will be available on the site for one year at no cost. About

Community Financial System, Inc. (NYSE: CBU) (the “Company”) through its wholly-owned banking subsidiary, Community Bank, N.A., is pleased to announce the completion of its acquisition of ClearPoint Federal Bank & Trust (“ClearPoint”). ClearPoint is a national leader in trust administration for the approximately $20 billion death care industry, with over $1.5 billion of assets under management and a historical three-year revenue compound annual growth rate of 9.7%. The transaction significantly expands the revenue and offerings of Nottingham Financial Group (“NFG”), the Company’s wealth management services business, and is consistent with the Company’s strategic focus on deploying capital into durable, recurring, and growing income streams. The new business will operate as ClearPoint Trust, a division of Community Bank, N.A. Dimitar A. Karaivanov, President and Chief Executive Officer of the Company, stated, “We are excited about the opportunity ClearPoint Trust brings to NFG’s

DOWNLOAD THE EARNINGS RELEASE Community Financial System, Inc. (the “Company”) (NYSE: CBU) reported first quarter 2026 results. The results are available within the “News” section of the Company's investor relations website or directly at https://communityfinancialsystem.com/Q1-2026-CBU-Earnings-Release . Company management will host a conference call at 11:00 a.m. (ET) today, April 29, 2026, to discuss the first quarter 2026 results. The conference call can be accessed via webcast at https://app.webinar.net/qplYz5Bw2x6 or via dial-in at 1-833-630-0464 (United States) or 1-412-317-1809 (International). About Community Financial System, Inc. Community Financial System, Inc. is a diversified financial services company that is focused on four main business lines – banking services, employee benefit services, insurance services and wealth management services. Its banking subsidiary, Community Bank, N.A., is among the country’s 100 largest banking institutions with over $17 billion in

Community Financial System, Inc. (NYSE: CBU) (the “Company”) announced that it has declared a quarterly cash dividend of $0.47 per share on its common stock. The dividend will be payable on July 10, 2026 to shareholders of record as of June 15, 2026. The $0.47 cash dividend represents an annualized yield of 3.0% based on the closing share price of $62.70 on April 21, 2026. About Community Financial System, Inc. Community Financial System, Inc. is a diversified financial services company that is focused on four main business lines – banking services, employee benefit services, insurance services and wealth management services. Its banking subsidiary, Community Bank, N.A., is among the country’s 100 largest banking institutions with over $17 billion in assets and operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts and Southern New Hampshire. The Company’s Benefit Plans Administrative Services, Inc. subsidiary

Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the first quarter ended March 31, 2026. Event: First Quarter 2026 Earnings Conference Call When: Wednesday, April 29, 2026 at 11:00 a.m. Eastern Time Access: Dial-In (U.S.): 1-833-630-0464 Dial-In (International): 1-412-317-1809 Webcast: https://app.webinar.net/qplYz5Bw2x6 Dimitar Karaivanov, President and Chief Executive Officer, and Marya Burgio Wlos, Executive Vice President and Chief Financial Officer, will discuss the Company's first quarter results. Management's prepared remarks will last approximately 15 minutes, followed by a question-and-answer session. The Company's results for the quarter

Community Financial System, Inc. (the “Company”) (NYSE: CBU) announced today the appointment of Brenda M. Hall to its Board of Directors (the “Board”) as a new independent director, effective as of March 1, 2026. Ms. Hall is the former Executive Vice President and Chief Operating Officer of Standard Lines at Selective Insurance Group, Inc. (“Selective”) (Nasdaq: SIGI), where she built a distinguished 24-year career marked by progressive advancement and increasing leadership responsibilities. During her tenure at Selective, Ms. Hall most recently served as Chief Operating Officer from October 2019 until her retirement in January 2026. In this role, she oversaw the company’s largest business segment, leading the development and execution of growth strategies, expansion into new geographic markets, enhancement of data-driven operations, and integration of predictive modeling into underwriting processes. Prior to her role as COO, Ms. Hall held several senior leadership positions at

DOWNLOAD THE EARNINGS RELEASE Community Financial System, Inc. (the “Company”) (NYSE: CBU) reported fourth quarter and full year 2025 results. The results are available within the “News” section of the Company's investor relations website or directly at https://communityfinancialsystem.com/Q4-2025-CBU-Earnings-Release . Company management will host a conference call at 11:00 a.m. (ET) today, January 27, 2026, to discuss the fourth quarter and full year 2025 results. The conference call can be accessed via webcast at https://app.webinar.net/5l1qd0vnwKo or via dial-in at 1-833-630-0464 (United States) or 1-412-317-1809 (International). About Community Financial System, Inc. Community Financial System, Inc. is a diversified financial services company that is focused on four main business lines – banking services, employee benefit services, insurance services and wealth management services. Its banking subsidiary, Community Bank, N.A., is among the country’s 100 largest banking

Community Financial System, Inc. (NYSE: CBU) (the “Company”) announced that it has declared a quarterly cash dividend of $0.47 per share on its common stock. The dividend will be payable on April 10, 2026 to shareholders of record as of March 16, 2026. The $0.47 cash dividend represents an annualized yield of 3.08% based on the closing share price of $60.99 on January 20, 2026. About Community Financial System, Inc. Community Financial System, Inc. is a diversified financial services company that is focused on four main business lines – banking services, employee benefit services, insurance services and wealth management services. Its banking subsidiary, Community Bank, N.A., is among the country’s 100 largest banking institutions with over $17 billion in assets and operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts, and Southern New Hampshire. The Company’s Benefit Plans Administrative Services, Inc.

Community Financial System, Inc. (NYSE: CBU) (“CFSI”) announced today that its wholly-owned banking subsidiary, Community Bank, N.A., has entered into an agreement to acquire ClearPoint Federal Bank & Trust (“ClearPoint”). The transaction significantly expands the revenue and offerings of Nottingham Financial Group (“NFG”), CFSI’s wealth management services business, and contributes to CFSI’s strategic capital deployment into durable, recurring, growing income streams. ClearPoint is a national leader in trust administration for the approximately $20 billion death care industry, with over $1.5 billion of assets under management and 3-year revenue CAGR of 8.8%. Following the consummation of the transaction, ClearPoint is expected to retain its brand and offerings while benefiting from deeper capabilities as part of both NFG and Community Bank, N.A. The all-cash transaction is valued at $40 million, subject to potential purchase price adjustment. The consummation of the transaction