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$64.49 -0.18 (-0.28%) At close · Nov 12 Play latest call Q3 2026 earnings call transcript
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$3.38B
Shares
52.38M
Volume · Nov 12 152.26K Avg daily vol (3M) 249.77K

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue $818.01M 10-K filed Feb 27, 2026 Quarterly report New FY2026 Q3 Revenue $227.29M up 9.8% 10-Q filed Nov 6, 2026 Latest results Financial results 8-K filed Oct 27, 2026 Earnings call Q3 2026 earnings call Held Oct 27, 2026
2026
Nov 6
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Third-quarter net income rises 11.3% to $61.3 million

Community Financial System, Inc. reported net income of $61.3 million for the three months ended September 30, 2026, up $6.2 million, or 11.3%, as net interest income rose $15.4 million, or 12.0%, to $143.5 million.

Revenue $227.29M ▲ 9.8% Net income $61.3M ▲ 11.3% Diluted EPS $1.16 ▲ 11.5%
Read from the MD&A section
3 source passages
This Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) primarily reviews the financial condition and results of operations of Community Financial System, Inc. (the “Company” or “CFSI”) as of and for the three and nine months ended September 30, 2026 and 2025, although in some circumstances the first and second quarters of 2026 are also discussed in order to more fully explain recent trends. The Company reported net income of $61.3 million for the third quarter which increased $6.2 million, or 11.3%, from the prior year’s third quarter, while YTD net income of $179.9 million increased $23.8 million, or 15.3%, compared to the equivalent 2025 timeframe. Net interest income increased to $143.5 million in the third quarter, a $15.4 million, or 12.0%, increase from the prior year’s third quarter. Open the document at this passage
Oct 27
Earnings call
Q3 2026 earnings call

Community Financial System, Inc. posted its sixth consecutive record quarter; operating diluted EPS rose 16.5% year-over-year and 9.5% quarter-over-quarter. Insurance services revenue rose 8.9% and pre-tax earnings 41%; employee benefit services pre-tax earnings fell 3.5% due to legal expenses.

Oct 27
Current report 8-K
Financial results

Community Financial System, Inc. reported third quarter 2026 net income of $61.3 million, or $1.16 per share, and operating net income of $67.0 million, or $1.27 per share. Operating diluted earnings per share rose 16.5% year-over-year, marking its sixth consecutive quarter of record results.

Read from the first part of this long document
Aug 7
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $223.16M ▲ 12.0% Net income $61.33M ▲ 19.5% Diluted EPS $1.16 ▲ 19.6%
Jun 1
Current report 8-K
Other events AI summary on its way
May 8
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Revenue $213.29M ▲ 8.7% Net income $57.22M ▲ 15.3% Diluted EPS $1.08 ▲ 16.1%
Mar 27
Proxy statement DEF 14A Meeting May 20, 2026
Proxy statement AI summary on its way
Feb 27
Annual report 10-K FY2025, ended Dec 31
Annual report for FY2025 AI summary on its way
Revenue $818.01M Net income $210.46M ▲ 15.3% Diluted EPS $3.97 ▲ 15.4%
2025
Nov 6
Quarterly report 10-Q FY2025 Q3, ended Sep 30
Quarterly report for FY2025 Q3
Revenue $207.05M ▲ 9.6% Net income $55.09M ▲ 25.5% Diluted EPS $1.04 ▲ 25.3%
Aug 8
Quarterly report 10-Q FY2025 Q2, ended Jun 30
Quarterly report for FY2025 Q2
Revenue $199.26M ▲ 8.4% Net income $51.33M ▲ 7.1% Diluted EPS $0.97 ▲ 6.6%
May 9
Quarterly report 10-Q FY2025 Q1, ended Mar 31
Quarterly report for FY2025 Q1
Revenue $196.25M ▲ 10.7% Net income $49.61M ▲ 21.4% Diluted EPS $0.93 ▲ 22.4%
Feb 28
Annual report 10-K FY2024, ended Dec 31
Annual report for FY2024
Revenue $746.3M ▲ 14.4% Net income $182.48M ▲ 38.3% Diluted EPS $3.44 ▲ 40.4%
2024
Showing 1–50 of 162 documents
Key facts CIK 723188 CUSIP 203607106 13F (30d) 213 filings 175 filers Visit website Investor relations