INDB · Independent Bank Corp
$80.06
+1.13 (+1.43%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$3.85B
Shares
47.37M
Volume · Oct 2
561.7K
Avg daily vol (3M)
352.47K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$80.06
Open$79.78
Day$79.09–80.73
52W close$64.39–87.17
Avg vol 30d343K
Short int2.2M · 4.6% float · 7.7d
Short vol50%
Last earningsJul 17, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 16, 2026
Est · unconfirmed
· in 2 wks
filed Aug 6, 2026
call held Jul 17, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$1.00B
Trailing 12 months
Net income (TTM)
$271.35M
Trailing 12 months
Revenue growth YoY
+39.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
14.3
Trailing earnings · reciprocal yield 7.0%
FCF yield
7.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
3.2%
Trailing 12 months
Shares change YoY
+12.7%
Year over year · more shares
Price change (1Y)
+14.2%
Trailing year
Short interest
4.6%
Latest settlement · 7.7 days to cover
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 15.3 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−0%
below
Price vs 50-day avg
−3%
below
RSI (14)
45
neutral
MACD trend
Negative
52-week position
69%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−3%
trailing
6-month return
0%
trailing
YTD return
+10%
this year
Relative strength
−13%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $83 › 200d $80 — 50d above 200d
Institutional flow
Accumulating
1 of 353 funds reported for Sep 30 · net +9 sh shares
Insider flow
Distributing
Net -$760.7K over 90 days · 100% sells
Short interest
Rising
4.65% of float · ▲ +7.7% MoM · 7.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
353 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
EPS growth
−2%
Y/Y
Free cash flow
$239.0M
Valuation
P/E 14.7
rich
Buyback
$151.0M
remaining
Balance sheet
$53.9M
net debt
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 16, 2026
Core operating expenses
· 2026
Non-GAAP
$553M – $557M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−0%
Neutral
Price vs 50-day avg
−3%
Neutral
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
69%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $83 › 200d $80 — 50d above 200d
Institutional flow
Accumulating
1 of 353 funds reported for Sep 30 · net +9 sh shares
Insider flow
Distributing
Net -$760.7K over 90 days · 100% sells
Short interest
Rising
4.65% of float · ▲ +7.7% MoM · 7.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
353 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $64
Now $80 · 69%
Range high $87
vs 200-day avg 0%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Mortgage servicing asset balance at end of period | $2.1M | the three months ended June 30, 2026 filing | — |
| Net charge-offs | $911,000 | three months ended June 30, 2026 filing | — |
| Net interest margin | 3.85% | three months ended June 30, 2026 filing | — |
| Operating EPS (Non-GAAP) non-GAAP | $1.7 | the three months ended June 30, 2026 filing | — |
| Operating net income (Non-GAAP) non-GAAP | $81.84M | the three months ended June 30, 2026 filing | — |
| Residential mortgage loans sold with servicing rights released | $61.6M | the three months ended June 30, 2026 filing | — |
| Residential real estate loans held in portfolio | $107.36M | the three months ended June 30, 2026 filing | — |
| Residential real estate loans sold or held for sale in the secondary market | $66.6M | the three months ended June 30, 2026 filing | — |
| Shares Repurchased | 964,141 | Q2 2026 filing | — |
|
|
|||
| Total closed residential real estate loans | $173.96M | the three months ended June 30, 2026 filing | — |
| Total cost of deposits | 1.36% | three months ended June 30, 2026 filing | — |
| Total loans sold | $61.6M | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
INDB
this stock
Independent Bank Corp
|
$3.85B | +9.6% | — | 14.7 | 4.6% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| INDB | -1.4% | -3.4% | -0.4% | +3.1% | +9.6% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -1.2% | -2.9% | -12.6% | +2.2% | -3.3% |
Capital returns
Latest dividend
$0.64
/ share · ex Sep 28, 2026
Paid (TTM)
$2.51
/ share · 4 payouts
Dividend yield (TTM, derived)
3.14%
Buyback program
· as of Jun 30, 2026
Authorized
$200.00M
Spent (derived)
$49.00M
Remaining
$151.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.