INDB · Independent Bank Corp
$85.94
+0.44 (+0.51%)
At close · Aug 14
Market Cap
$4.07B
Shares
47.37M
Independent Bank Corp Earnings Call Transcripts
Every quarterly earnings call for Independent Bank Corp (INDB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-17
Independent Bank Corp Q2 FY2026 Earnings Call
Confident tone
Commercial loan growth / CRE payoffs
Capital return / buyback
Asset quality
Diluted EPS
$1.70
▲ 41.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-17
Independent Bank Corp Q1 FY2026 Earnings Call
Positive tone
Office / CRE Portfolio
Core Platform Conversion (Horizon to IBS)
Loan and Deposit Growth
Diluted EPS
$1.63
▲ 56.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-23
Independent Bank Corp Q4 FY2025 Earnings Call
Confident tone
2026 outlook and M&A posture
Loan growth and commercial pipeline
Banker hiring and commercial team expansion
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-16
Independent Bank Corp Q3 FY2025 Earnings Call
Confident tone
Enterprise acquisition integration
Net interest margin and securities
Capital and buyback
Diluted EPS
$0.69
▼ 31.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
Independent Bank Corp Q2 FY2025 Earnings Call
Positive tone
Capital return and tangible book value
Enterprise Bank acquisition and integration
NIM and deposit cost management
Diluted EPS
$1.20
▼ 0.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Independent Bank Corp Q1 FY2025 Earnings Call
Positive tone
Loan Mix / CRE Reduction
Enterprise Acquisition
Credit Quality / Problem Loans
Diluted EPS
$1.04
▼ 7.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
Independent Bank Corp Q4 FY2024 Earnings Call
Confident tone
Loan growth and portfolio mix
Net interest margin
Core platform conversion
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-17
Independent Bank Corp Q3 FY2024 Earnings Call
Positive tone
Commercial real estate portfolio management
Net interest margin outlook
Deposit growth and funding
Diluted EPS
$1.01
▼ 26.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
Independent Bank Corp Q2 FY2024 Earnings Call
Positive tone
Commercial real estate portfolio management
Interest rate environment and net interest margin
Deposit franchise and funding
Diluted EPS
$1.21
▼ 14.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-18
Independent Bank Corp Q1 FY2024 Earnings Call
Positive tone
CRE office exposure and credit risk
Deposit gathering and pricing
Capital deployment and buyback
Diluted EPS
$1.12
▼ 17.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-18
Independent Bank Corp Q4 FY2023 Earnings Call
Positive tone
Commercial real estate office exposure
Deposit trends and repricing
Capital deployment and buybacks
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-19
Independent Bank Corp Q3 FY2023 Earnings Call
Diluted EPS
$1.38
▼ 12.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-20
Independent Bank Corp Q2 FY2023 Earnings Call
Diluted EPS
$1.42
▲ 7.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
Independent Bank Corp Q1 FY2023 Earnings Call
Diluted EPS
$1.36
▲ 21.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-19
Independent Bank Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-20
Independent Bank Corp Q3 FY2022 Earnings Call
Diluted EPS
$1.57
▲ 29.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-21
Independent Bank Corp Q2 FY2022 Earnings Call
Diluted EPS
$1.32
▲ 15.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-21
Independent Bank Corp Q1 FY2022 Earnings Call
Diluted EPS
$1.12
▼ 11.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-20
Independent Bank Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-21
Independent Bank Corp Q3 FY2021 Earnings Call
Diluted EPS
$1.21
▲ 14.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-22
Independent Bank Corp Q2 FY2021 Earnings Call
Diluted EPS
$1.14
▲ 50% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-22
Independent Bank Corp Q1 FY2021 Earnings Call
Diluted EPS
$1.26
▲ 61.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-21
Independent Bank Corp Q4 FY2020 Earnings Call
Diluted EPS
$1.05
▼ 23.9% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-22
Independent Bank Corp Q3 FY2020 Earnings Call
Diluted EPS
$1.06
▼ 29.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-23
Independent Bank Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.76
▼ 14.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-23
Independent Bank Corp Q1 FY2020 Earnings Call
Diluted EPS
$0.78
▼ 37.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-16
Independent Bank Corp Q4 FY2019 Earnings Call
Diluted EPS
$1.38
▲ 29% YoY
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls