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NBTB · Nbt Bancorp Inc

Track NBTB — free
Market Cap
$2.66B
Shares
51.96M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$51.42 Open$52.08 Day$51.37–52.10 52W close$39.27–54.26 Avg vol 30d302K Short int2.1M · 4.0% float · 7.2d Short vol87% Last earningsJul 28, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 7 wks
filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$742.39M
Trailing 12 months
Net income (TTM)
$214.15M
Trailing 12 months
Revenue growth YoY
+9.1%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
12.5
Trailing earnings · reciprocal yield 8.0%
FCF yield
9.2%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
2.9%
Trailing 12 months
Shares change YoY
+2.8%
Year over year · more shares
Price change (1Y)
+17.0%
Trailing year
Short interest
4.0%
Latest settlement · 7.2 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 15.7 · calm Equity put/call 0.48
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +12%
above
Price vs 50-day avg −1%
below
RSI (14) 47
neutral
MACD trend Negative
52-week position 81%
mid-range
Momentum
relative strength
Strong
1-month return −2%
trailing
6-month return +24%
trailing
YTD return +24%
this year
Relative strength +10%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $52 › 200d $46 — 50d above 200d
Institutional flow Distributing
-4% holders QoQ · +31 funds added
Insider flow Distributing
Net -$889.3K over 90 days · 100% sells
Short interest Rising
3.97% of float · ▲ +5.4% MoM · 7.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
287 holders — mid 3-yr range
Squeeze score 64
elevated · 0–100
Fundamentals
Excellent
Revenue growth +10%
Y/Y
EPS growth +12%
Y/Y
Valuation P/E 12.4
in line
Balance sheet $107.2M
net cash
Quant / Vol
risk profile
Very Low
Volatility 24%
annualized · 1-yr
Max drawdown −13%
past year
ATR 1.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Mar 31, 2026
Loan accretion · going forward $6M – $6.5M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+12% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
47 Neutral
MACD trend
Negative Bearish
52-week position
81% Neutral
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $52 › 200d $46 — 50d above 200d
Institutional flow Distributing
-4% holders QoQ · +31 funds added
Insider flow Distributing
Net -$889.3K over 90 days · 100% sells
Short interest Rising
3.97% of float · ▲ +5.4% MoM · 7.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
287 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $39 Now $51 · 81% Range high $54
vs 200-day avg +12% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NBTB
Nbt Bancorp Inc
this stock
$2.66B +23.8% +10.4% 12.4 4.0%
MFG
Mizuho Financial Group Inc
$132.77B +49.5% 0.1%
HDB
Hdfc Bank Ltd
$113.58B -39.6% -3.2% 0.5%
CIXPF
CaixaBank/ADR
$105.73B +24.9% 0.1%
IBN
Icici Bank Ltd
$104.35B -2.6% 0.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
287
% held
67.8%
Net QoQ
+2.1M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
286
View
Short & Settlement
Short Interest Rising
Shares short
2.1M
Days to cover
7.2d
Change
+106.3K sh
View
Short Volume
Short vol %
87%
As of
Sep 9, 2026
Short Total
View
Fails to Deliver
FTD shares
2.3K
Value
$120.6K
As of
Jul 31, 2026
View
Off-Exchange
Off-exchange %
32.8%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$889.3K
Buyers / Sellers
0 / 4
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$183.0M
Net income (FY)
$169.2M
EPS diluted
$3.33
View
Buybacks
Authorized
shares 2.0M
Remaining
shares 1.8M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 8, 2026
This year
12
View
Proposed Sales
Value
$244.4K
Shares
4.5K
Filed
Jul 29, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 28, 2026
View

Performance

5D 20D 120D MTD YTD
NBTB +0.0% -2.0% +24.5% +0.0% +23.8%
SPY -0.1% -0.9% +14.2% -0.1% +12.3%
vs SPY +0.1% -1.1% +10.3% +0.1% +11.5%

Capital returns

Latest dividend
$0.40 / share · ex Sep 1, 2026
Raised 8.1%
Paid (TTM)
$1.51 / share · 4 payouts
Dividend yield (TTM, derived)
2.94%
Buyback program · as of Dec 31, 2025
Authorized
shares 2.00M
Spent (derived)
shares 250,000
Remaining
shares 1.75M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 790359 CUSIP 628778102 13F (30d) 154 filings 154 filers Visit website Investor relations